LIAM HADDOW
Member
Registered: 4th Jan 12
Location: Sanquhar, Dumfries and Galloway
User status: Offline
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im 18 and looking to be passed my test fairly soon, got a 1.0 corsa c and the best quote i can get through myself is £2731.58 on compare the market. anyone know any cheaper sites? or ways of getting it down? dont think an apprentice plumbers wage will cover that 
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D0NN3R
Member
Registered: 1st Mar 11
Location: Dunholme, Lincolnshire
User status: Offline
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seens about right tbh my mates was 2500
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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-add parents to the policy as named drivers not as the policy holder.
-change where you say its parked at night (weirdly street has always been the cheapest for me).
-estimated mileage (dont have it too high unless you do those miles).
-obviously tpft if needs be.
-pass plus helps a bit
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LIAM HADDOW
Member
Registered: 4th Jan 12
Location: Sanquhar, Dumfries and Galloway
User status: Offline
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dont fancy paying that looks like a might have to tho, cheers matt al gee that a try
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andy_mk3
Member
Registered: 18th Dec 11
Location: Peterborough
User status: Offline
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Yeah that's about the going rate for a 1st car now, it's insane it really is. I was lucky to get my 1.6 astra insured for £2200 when I first started driving 3 years ago!
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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How on earth can first time drivers afford these premiums. It's disgusting.
Corsa 2.0 16v Vegas - Sold
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GB123
Premium Member
Registered: 21st Nov 11
Location: Kent
User status: Offline
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quote:
Originally posted by Matt L
-add parents to the policy as named drivers not as the policy holder.
Thinking of doing this on my renewal, realistically will it make much difference?
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by GB123
quote:
Originally posted by Matt L
-add parents to the policy as named drivers not as the policy holder.
Thinking of doing this on my renewal, realistically will it make much difference?
Yes. You'd be amazed how much difference!
As said add parents/grand parents. Mine was cheaper to insure parked on drive instead of in the garage. Try fully comp and TPFT. Sometimes FC is cheaper. Limit mileage.
Only other thing you could do is go with one of those black box insurance company's, that track your speed and usually have to be home by 11pm untill 5am or something. Only thing is they k ow everything, even what color socks your wearing not something I'd do but it's cheaper.
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GB123
Premium Member
Registered: 21st Nov 11
Location: Kent
User status: Offline
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Cheers, will try that next time. Yeah not sure i'd ever go to the level of a black box tbh, think i'd rather walk.
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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Dont use price comparison websites, phone round and bounce quotes off the insurers.
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DanCobb
Member
Registered: 14th May 11
Location: Lewes/Brighton
User status: Offline
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quote:
Originally posted by Adam_B
Dont use price comparison websites, phone round and bounce quotes off the insurers.
This. Go to separate insurance company websites instead of comparison sites. Cut mine by atleast half!
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by DanCobb
quote:
Originally posted by Adam_B
Dont use price comparison websites, phone round and bounce quotes off the insurers.
This. Go to separate insurance company websites instead of comparison sites. Cut mine by atleast half!
iv done this at every renewal, never got a cheaper quote than on a comparison site.
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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I usually use a comparison site to get an idea of quotes. Then I'll do quotes directly through the websites of the cheapest companies on the comparison site.
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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Ive found most of the time quotes are cheaper on comparison sites than the actual insurers website.
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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If you're a named driver on someone's policy, don't some insurers use this as NCB in a way when you want your own policy?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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I wouldn't be surprised if part of the problem was the 1.0 Corsa, a typical new driver car. I reckon thinking outside of the box car wise might reduce premiums a bit due to statistics. Could be wrong.
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Brett
I wouldn't be surprised if part of the problem was the 1.0 Corsa, a typical new driver car. I reckon thinking outside of the box car wise might reduce premiums a bit due to statistics. Could be wrong.
it does usually, my missis started driving 2 years ago, first car was a 1.2 corsa and she was paying £1700, renewal came and they wanted £1600 to renew. got her a quote on my V8 disco and they only wanted £700 so gave her that instead and sold the corsa.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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quote:
Originally posted by GB123
quote:
Originally posted by Matt L
-add parents to the policy as named drivers not as the policy holder.
Thinking of doing this on my renewal, realistically will it make much difference?
adding my mum alone made mine drop nearly £600
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Ive never had an insurance quote cheaper from going direct, than what i do from comparison sites. Going direct always seems to be more expensive by a long shot.
From what ive found, going direct is only good for drivers with full ncb and over 40 years old.
Just put your parents as main driver, and you as a named driver.
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andy_mk3
Member
Registered: 18th Dec 11
Location: Peterborough
User status: Offline
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quote:
Originally posted by Corsa_Sport21
Just put your parents as main driver, and you as a named driver.
That's illegal though!
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by andy_mk3
quote:
Originally posted by Corsa_Sport21
Just put your parents as main driver, and you as a named driver.
That's illegal though!
Its frowned upon.
How many people have you heard of getting fucked over for it??
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Archie
Organiser: Scotland
Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
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Probably cheaper nowadays to not bother and pay the fine if you get caught.
And they wonder why so many people dont bother. 
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Young lad at my work does it.
Had a Kawasaki Green Mini, with his gran as the policy holder and him a name driver. Pays peanuts to insure it, has had a few run ins with the law in it, has had a few accidents in it, and has had an accident where it was written off and he got a payout for it.
Now if it was illegal, he would have been fuked over the 1st time he got pulled in it. How many people do you know that has a gran who drives around in a bright green mini with a really loud exhaust.
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mannion
Member
Registered: 26th Oct 11
Location: Leicestershire
User status: Offline
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try admiral mate, when I was 18 I had a saxo vtr for my first car, was paying £1450, parents and sister as named drivers
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dcp1
Member
Registered: 15th Jun 12
Location: Smethwick, West Midlands
User status: Offline
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Hi try Adrian flux my son was 21 and he got a good deal on his 1.2 sxi
Dcp1
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