c4rsa-sport
Member
Registered: 6th Apr 05
Location: halesowen - birmingham
User status: Offline
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To cut a long story short monday evening was just in my car on my drive, 3 lads point a gun in my face demanding the car keys which i gladly hand over. The car was found same night and been held in a police compound for forensics. Where do i stand insurance wise will i loose my no claims bonus?
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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If there was no damage I can't imagine there being any issue with insurance?
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c4rsa-sport
Member
Registered: 6th Apr 05
Location: halesowen - birmingham
User status: Offline
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The police have told me their is no damage to the car, im yet to see it for myself. They also found the car locked which suggest they still have keys
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Buy new lockset yaself, thats that
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John
Member
Registered: 30th Jun 03
User status: Offline
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You stand on the spot shitting yourself.
What kind of car?
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Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
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Even though you havent claimed or anything you will now have to put on your insurance that you have had a theft of no value against you. Happened to me when my golf got nicked, was a mistake telling the insurance as it went straight on the database.
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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Has car stolen at gun point, first thought... "Hope this doesn't affect my no claims"
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c4rsa-sport
Member
Registered: 6th Apr 05
Location: halesowen - birmingham
User status: Offline
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Its an audi s3, so all i would have to buy is new door, boot locks and barrel and have them programmed?
Haha that wasnt my first thought, this is what im thinking now as its going over to insurance soon
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Can't you tell the insurance you don't want to claim and recover the car yourself?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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I wouldn't tell them anything, I cant see them ever finding out.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by Jay
Can't you tell the insurance you don't want to claim and recover the car yourself?
costs a few hundred quid in storage costs etc which he will have to pay.
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corsa_sean
Member
Registered: 11th Mar 08
Location: aberdeen
User status: Offline
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I would fix the car and then sell it as they might have reg number etc or spot it with you in it again etc
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c4rsa-sport
Member
Registered: 6th Apr 05
Location: halesowen - birmingham
User status: Offline
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This is the thing the car has already been recovered and has been in the impound having forensics looking over it. I have already told my insurance what has happened but they havent really said whats going to happen. The car is ready to be released from the impound now, so whats my best options?
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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It's a sorry state when you get a gun pointed at your head and have to hope your insurance won't go up :/
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Root
Member
Registered: 28th Dec 08
User status: Offline
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sorry to hear that you had a shitty time  it's the way the world is going these days. But at least you got your car back 
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Yeah all you need is ignition barrel, door lock and any others (wouldn't have thought the boot would have one but glovebox maybe?) then get it programmed. Won't be cheap.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I'd try and claim for the lock set and fees off your insurance. One Audi key + programming costs a couple of hundred quid.
Corsa 2.0 16v Vegas - Sold
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Lee_fr200
Member
Registered: 8th May 11
Location: West Yorkshire
User status: Offline
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Keep it away from home, change the locks and barrel and sell it on
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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If change locks and flog it ASAP.
Or move it far away, don't want them coming back to your house pissed off.
Such a shit situation
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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If just sell it on eBay as it is and hope they live far away. Not a chance would I be driving around in it again as they will definatly recognise it again.
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Buying a gun will probably the cheapest option tbh.
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c4rsa-sport
Member
Registered: 6th Apr 05
Location: halesowen - birmingham
User status: Offline
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i have a unit i could store it in if i was to put it up for sale, but if i was to claim for new locks and costs of storage im going to lose all my no claims bonus?
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SXIBrad
Member
Registered: 7th Mar 13
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by c4rsa-sport
i have a unit i could store it in if i was to put it up for sale, but if i was to claim for new locks and costs of storage im going to lose all my no claims bonus?
Best thing you can do is ask your insurance company. They have the contract so will be able to tell you exactly where you stand. Just make sure you say "I dont want to claim, but if i was to... etc etc"
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JordyCarter
Member
Registered: 14th Mar 10
User status: Offline
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It was on your drive too. Scary living so close to firearms
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by SXIBrad
Best thing you can do is ask your insurance company.
If you want them to penalise you for not even claiming anything.
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