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Author Paying off student loan
Munchie
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Registered: 17th Jul 01
Location: I swap goats for mobile phones
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29th Nov 13 at 09:52   View User's Profile U2U Member Reply With Quote

Anybody ever done it? I would rather pay it off pretty soon instead of having money come out of my account each month! Has anybody paid theres off or part payment?
James
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Registered: 1st Jun 02
Location: Surrey
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29th Nov 13 at 10:02   View User's Profile U2U Member Reply With Quote

Paid mine off. What do you want to know?

You can do it via their website, just put your card details in.
ed
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Registered: 10th Sep 03
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29th Nov 13 at 10:27   View User's Profile U2U Member Reply With Quote

Read this before going mad and paying it off in one go: http://www.moneysavingexpert.com/students/student-loans-repay
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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29th Nov 13 at 12:58   View User's Profile U2U Member Reply With Quote

as above, cba paying off mine, used the money for a house
tom130691
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Registered: 13th Sep 08
Location: Daventry
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29th Nov 13 at 14:43   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by flybikeslee
as above, cba paying off mine, using the money for a house
daymoon
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Registered: 1st Aug 08
Location: Selby, North Yorkshire
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29th Nov 13 at 15:27   View Garage View User's Profile U2U Member Reply With Quote

Didn't take one when was at uni
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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29th Nov 13 at 23:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by tom130691
quote:
Originally posted by flybikeslee
as above, cba paying off mine, using the money for a house

Cavey
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Registered: 11th Nov 02
Location: Derby
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30th Nov 13 at 05:48   View User's Profile U2U Member Reply With Quote

I'm paying off mine about 9 quid at a time
johnny86
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Registered: 15th Feb 10
Location: in a bus stop.
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30th Nov 13 at 18:03   View Garage View User's Profile U2U Member Reply With Quote

Wasn't clever enough to go uni but got a good job now
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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30th Nov 13 at 18:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cavey
I'm paying off mine about 9 quid at a time

Same as that - although about £30 per month if not more if I get a bonus. I just see it as an additional tax on my gross salary.
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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30th Nov 13 at 18:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by daymoon
Didn't take one when was at uni


daymoon
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Registered: 1st Aug 08
Location: Selby, North Yorkshire
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30th Nov 13 at 19:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by kz
quote:
Originally posted by daymoon
Didn't take one when was at uni





lols. I worked full time while was at uni. Social life wasn't the best quality I suppose but I was driving Beemers for most of that time. So Meh..
John
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Registered: 30th Jun 03
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30th Nov 13 at 21:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by johnny86
Wasn't clever enough to go uni but got a good job now


Driving metal poles about in a van?
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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30th Nov 13 at 21:05   View User's Profile U2U Member Reply With Quote

Wish I was paying £9 a month

Might be a daft question, but can I reduce my payments if I was to give them a call?
ed
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Registered: 10th Sep 03
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30th Nov 13 at 21:28   View User's Profile U2U Member Reply With Quote

Why not give them a call and ask?
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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30th Nov 13 at 21:33   View User's Profile U2U Member Reply With Quote

I will, just thought someone on here may know.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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30th Nov 13 at 21:45   View Garage View User's Profile U2U Member Reply With Quote

It'll depend on your arrangement, the wage deduction ones have a lower limit.

Basically the interest rate is great so if you're going to borrow money elsewhere you're better keeping the student loan.

Should be the last bit of debt you pay off. If you've no more debt then yeah, lose it. If not, keep it.
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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30th Nov 13 at 21:48   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
quote:
Originally posted by johnny86
Wasn't clever enough to go uni but got a good job now


Driving metal poles about in a van?


Lot of money in scaffy. Just because it's not technical in your eyes dnt make it a shit job.
taylorboosh
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Registered: 3rd Apr 07
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30th Nov 13 at 22:21   View User's Profile U2U Member Reply With Quote

Its ok mate , johns a prick.
jacko198
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Registered: 1st Mar 07
Location: Buckinghamshire
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30th Nov 13 at 22:42   View User's Profile U2U Member Reply With Quote

Always thought it was cheaper not to pay it off in 1 go as you will never end up paying the whole lot off. Will get written off before you do (depending on wage)

Don't have any though so I don't know!
Ian
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Registered: 28th Aug 99
Location: Liverpool
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30th Nov 13 at 22:52   View Garage View User's Profile U2U Member Reply With Quote

Only get it written off if you're not earning enough. Otherwise you're liable for it.
tom130691
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Registered: 13th Sep 08
Location: Daventry
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1st Dec 13 at 20:03   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by jacko198
Always thought it was cheaper not to pay it off in 1 go as you will never end up paying the whole lot off. Will get written off before you do (depending on wage)

Don't have any though so I don't know!


mines currently £67 a month paid off in 13years at that wage

think its wiped after 30 years now
johnny86
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Registered: 15th Feb 10
Location: in a bus stop.
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1st Dec 13 at 20:07   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Gary
quote:
Originally posted by John
quote:
Originally posted by johnny86
Wasn't clever enough to go uni but got a good job now


Driving metal poles about in a van?


Lot of money in scaffy. Just because it's not technical in your eyes dnt make it a shit job.


Thanks Gary this knob don't seen to understand.. Just ignore the CUNT
Dave
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Registered: 26th Feb 01
Location: Lancs
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1st Dec 13 at 20:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
quote:
Originally posted by johnny86
Wasn't clever enough to go uni but got a good job now


Driving metal poles about in a van?


*tubes.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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1st Dec 13 at 20:34   View Garage View User's Profile U2U Member Reply With Quote

I think it's wrong it's written off tbh. You took it, you should pay it back.

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