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Author Insurance: Test (ian can u check this is ok?)
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 10:33   View User's Profile U2U Member Reply With Quote
If anyone wants to get involved in a lil' test, to see how much we get ripped off b'cos of our postcodes:

lets see how much we can get ins'd using your own postcodes using exact same details/car etc.

Say:

Age: 20
Sex: Male
Car: corsa gsi (M reg)
Mods: Exhaust/wheels/lowered 40mm
Value: £2500
Occupation: Administration
Industry: Financial Services
No other drivers
0 ncb
no pass plus
excess upto £400
0 points/0 claims

Who ever wants to try this.

Shall we try

LV
Elephant
Tesco

Think this could be interesting.

-Aliba-
Member
Registered: 15th Apr 02
Location: Ayrshire
User status: Offline
22nd Jul 03 at 10:39   View User's Profile U2U Member Reply With Quote
yip, on my way for ya bud. good idea
-Aliba-
Member
Registered: 15th Apr 02
Location: Ayrshire
User status: Offline
22nd Jul 03 at 10:45   View User's Profile U2U Member Reply With Quote
LV wont give me a quick quote on KA
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
22nd Jul 03 at 10:50   View User's Profile U2U Member Reply With Quote
elephant quoeted me for the details above at £880.08
djlee_dj
Member
Registered: 12th Jun 03
Location: Northern Ireland --- aka: ulster
User status: Offline
22nd Jul 03 at 10:52   View User's Profile U2U Member Reply With Quote
the dearer or chearper car make the insurance cheaper ? ?
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 10:53   View User's Profile U2U Member Reply With Quote
Cheers

Mines: LV (can't do it over quick quote :lol

Tesco: Wont do it, full stop

Elephant: Wouldn't quote on gsi with mods so:

just with wheels (btw kept on drive at night, and 6000 miles per year)

FC:2017.58
TPFT:1314.95
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
22nd Jul 03 at 10:53   View User's Profile U2U Member Reply With Quote
Liverpool vic wont quote me for zero noclaims, however with 1 year no claims it was £913.67
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
22nd Jul 03 at 10:54   View User's Profile U2U Member Reply With Quote
oh, they were on standard gsi's cos i know elephant dont do internet quotes on modified cars, u have to ring em.
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 10:55   View User's Profile U2U Member Reply With Quote
Tesco's seem to say different things to different ppl.

I got a quote for my SRI the other day from them, they wanted £1450 tpft with no mods

Liverpool Victoria wanted £1000 fc with mods (on my sri).

Anyway sticking to eh subject, just post fc and tpft, and area!
wacko corsaboy
Member
Registered: 29th Aug 02
Location: York, uk
User status: Offline
22nd Jul 03 at 10:55   View User's Profile U2U Member Reply With Quote
why dont you make it 1y ncb and no mods...
Patrick
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Registered: 25th Apr 02
Location: SE London
User status: Offline
22nd Jul 03 at 10:55   View User's Profile U2U Member Reply With Quote
With above details and my post code quote from Tesco's was £2727.90 fully comp with £100 excess.


Thank fuck I have no claims! Tesco only quoted me £1389 for my new car and that is very good!
-Aliba-
Member
Registered: 15th Apr 02
Location: Ayrshire
User status: Offline
22nd Jul 03 at 10:56   View User's Profile U2U Member Reply With Quote
Elephant: FC : £1482.95
TPFT: £1114.58
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 10:57   View User's Profile U2U Member Reply With Quote
Madness..

I think quotes just get pulled from no where to be honest.
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 10:57   View User's Profile U2U Member Reply With Quote
Can we stick to 0 ncb
djlee_dj
Member
Registered: 12th Jun 03
Location: Northern Ireland --- aka: ulster
User status: Offline
22nd Jul 03 at 10:57   View User's Profile U2U Member Reply With Quote
the dearer or chearper car make the insurance cheaper ? ?
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
22nd Jul 03 at 10:59   View Garage View User's Profile U2U Member Reply With Quote
Yeah fine Tom, strictly for scientific purposes

[Edited on 22-07-2003 by Ian]
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 11:00   View User's Profile U2U Member Reply With Quote
Will have some impact, but probably not alot when worth under 5-6k anyways
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 11:00   View User's Profile U2U Member Reply With Quote
Why 05/04/83 ian
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
22nd Jul 03 at 11:01   View User's Profile U2U Member Reply With Quote
Going 4 lunch....

Please keep replying, i'm intrigued now
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
22nd Jul 03 at 11:03   View Garage View User's Profile U2U Member Reply With Quote
Just to keep it consistent!

Plus I had to work it out for someone that old hehehe.
djlee_dj
Member
Registered: 12th Jun 03
Location: Northern Ireland --- aka: ulster
User status: Offline
22nd Jul 03 at 11:05   View User's Profile U2U Member Reply With Quote
the dearer or chearper car make the insurance cheaper ? ?
Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
22nd Jul 03 at 11:06   View User's Profile U2U Member Reply With Quote
LV quote me 1500 with no mods
AndyW
Member
Registered: 28th Oct 02
Location: Greater London
User status: Offline
22nd Jul 03 at 11:17   View User's Profile U2U Member Reply With Quote
none of them will give me a quote for my post code
Patrick
Member
Registered: 25th Apr 02
Location: SE London
User status: Offline
22nd Jul 03 at 11:22   View User's Profile U2U Member Reply With Quote
Whats your post code novaless? Mines SE9,
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
22nd Jul 03 at 11:22   View User's Profile U2U Member Reply With Quote
LV give me £459.43 - £507.79

thats 25, 6 NCB, no mods, and an IOM post code

just shows how ballix LV are when HIC insure me for £257 with any mods on a group 15 car

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