Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by sc0ott
Ben G willy waving.
grow up. i haven't said anything about my wages have i? graham88 earns just as much as me and posts up his new car and didn't get any of this shit from you, you sad fuck.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Up the Hoops.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Aaron
quote:
Originally posted by DaveyLC
quote:
Originally posted by Aaron
Here we go.
I still fail to see how you telling us is such a big problem? By keeping schtum you just appear to be talking bollocks.
Yeah mate, i'm lying about everything i've said in thread. I'm 41, and i still live at home.
SELECT DISTINCT *
FROM reality
LEFT JOIN hearsay
WHERE bullshit IS NULL
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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My goodness.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by Ben G
grow up. i haven't said anything about my wages have i? graham88 earns just as much as me and posts up his new car and didn't get any of this shit from you, you sad fuck.
Psst - .You said you were on 26k at the time.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Davey jealous of Aj tbh.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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it was an example to the guy who said £750 all in a month was expensive.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Nath
Davey jealous of Aj tbh.
I am!! I want to know who his mortgage advisor is because I really want a piece of that Pie!!
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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quote:
Originally posted by Marc
Fuck the Hoops.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Ben G
it was an example to the guy who said £750 all in a month was expensive.
Which is totally invalid in a debate about moving out of your parents home and getting your first home.
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by DaveyLC
quote:
Originally posted by Nath
Davey jealous of Aj tbh.
I am!! I want to know who his mortgage advisor is because I really want a piece of that Pie!!
Knock yourself out big boy - http://www.reedsrains.co.uk/sutton-upon-hull
[Edited on 15-11-2011 by Aaron]
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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invalid? in what way?
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by Eck
Fuck the Hoops.
What have you got against QPR?
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emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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quote:
Originally posted by DaveyLC
quote:
Originally posted by Aaron
IMO, if the pro's and cons of renting and buying were written out, they'd totally balance out
Edit - taking personal circumstances into account of course
[Edited on 15-11-2011 by Aaron]
You seem to have some "mircale" mortgage deal though Aaron so not sure you can compare..
I still however think you are talking out of your arse: why is it so hard to tell us how much you put down and how much the house cost? Its not like we're all going to go out and steal your identity with some magic numbers..
£330/month on a repayment mortgage even if you were talking a 35 year term would either be buying you a shoebox in Godamnistan or you/daddy/mummy put down a MASSIVE deposit.
Or he got the timing right and made a sensible buy?
2 bed / 2 bathroom, city centre, about double the size of neighbouring buildings' flats, repayment, £15k/10%ish deposit, £343 a month.
Wouldnt say that fits either of your criteria.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by emicen
Or he got the timing right and made a sensible buy?
2 bed / 2 bathroom, city centre, about double the size of neighbouring buildings' flats, repayment, £15k/10%ish deposit, £343 a month.
Wouldnt say that fits either of your criteria.
Lets look at the facts..
1) The market peaked in 2007...
2) The average interest rate was between 4.75 and 5.00 % that year..
B-U-L-L-S-H-I-T..
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John
Member
Registered: 30th Jun 03
User status: Offline
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So basically you've got a massive mortgage and you're absolutely gutted then Davey.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by BarnshaW
quote:
Originally posted by Ben G
people who live at home over the age of 25 are the ones who like to listen to their mum and dad having sex in the next room.
i think its great, i get up in the morn at 7 and i got a cup of coffee waiting for me outside my room, dinner made for me, washing done, and i have loads of money 
well gutted to be living at home i am
Or you could move out and fend for yourself like a respectable grown up adult instead of being selfish having mummy look after you so you can spend silly amounts of money on fuel and blind people with aftermarket HIDS in your Subaru Impreza.
[Edited on 15-11-2011 by A2H GO]
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by John
So basically you've got a massive mortgage and you're absolutely gutted then Davey.
/thread
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by Ben G
it was an example to the guy who said £750 all in a month was expensive.
£750 is expensive if you earn £1000 a month.
£750 a month is cheap (ish) if you earn £2k a month.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by A2H GO
quote:
Originally posted by BarnshaW
quote:
Originally posted by Ben G
people who live at home over the age of 25 are the ones who like to listen to their mum and dad having sex in the next room.
i think its great, i get up in the morn at 7 and i got a cup of coffee waiting for me outside my room, dinner made for me, washing done, and i have loads of money
well gutted to be living at home i am
Or you could move out and fend for yourself like a respectable grown up adult instead of being selfish having mummy look after you so you can spend silly amounts of money on fuel and blind people with aftermarket HIDS in your Subaru Impreza.
[Edited on 15-11-2011 by A2H GO]
ouch he won't like that one bit.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Thought he already said he can't afford to move out so how can he move out
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by DaveyLC
quote:
Originally posted by Lynny
I love how how he's getting abuse for a £330 per month mortgage, I post up that mine is £131 and nothing is said
How much equity do you have?
We're talking about people moving out from their parents.. i.e. not a lot of capital.
I have no equity, been renting last few years. It's not shared ownership, not paying rent too, only paying 10% deposit
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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My maw did absolutely everything for me before I moved out. I'd come home from a nightshift to her cleaning my room at 7am. I didn't actually ask her to do all that, and she STILL phones me asking if I need any shopping or washing done etc. Begs me to come home too I'm guessing Barnshaw's maw is the same. Sorry our mums actually care about us.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by spencer88
£750 is expensive if you earn £1000 a month.
£750 a month is cheap (ish) if you earn £2k a month.
House prices, employment circumstances and cost of living depending on where you are in the country is a factor too.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by A2H GO
quote:
Originally posted by BarnshaW
quote:
Originally posted by Ben G
people who live at home over the age of 25 are the ones who like to listen to their mum and dad having sex in the next room.
i think its great, i get up in the morn at 7 and i got a cup of coffee waiting for me outside my room, dinner made for me, washing done, and i have loads of money
well gutted to be living at home i am
Or you could move out and fend for yourself like a respectable grown up adult instead of being selfish having mummy look after you so you can spend silly amounts of money on fuel and blind people with aftermarket HIDS in your Subaru Impreza.
[Edited on 15-11-2011 by A2H GO]
ouch he won't like that one bit.
Yeah read it back and it sounds 'harsher' than was intended.
I'm just trying to get across what life is like outside the bubble some people on here seem to be living in. They do the math and realise it costs a shit load and decide its easier to just stay at home, well yeah no shit sherlock. Fair play want to stay in there for as long as possible though.
[Edited on 15-11-2011 by A2H GO]
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