Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Well that is more than i make a year, i'm at uni, so can't get a full time job, i'm doing 15hrs a week @ the moment at currys, which is about £250 a months, and that goes straight away on payments for stuff, just stressed @ moment.
what should i do to get some quick cash then ? any ideas ?
Gonna sell mobile (Samsung e700 if anyone's interested...)
possiby Xbox too
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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quote:
Originally posted by P4UL
quote:
Originally posted by cheakycharlie
debt,, money owed to others simple
stop givin the guy hassle he has debts and wants to sort them
help the guy FFS
Oi shulup!  This is our thread now!!! 
lol a perfect example of wat CS has become
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Mad Moe
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Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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His best bet is to just get a loan from someone like Egg to clear the lot
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Mad moe, was considering that to be honest, but would obviously prefer not to, means that i'm owing someone else money then 
BUT, would probably be more benificial than owing everyone seperate amounts..
Have applied for a Captial one card, which is 0% on balanace transfers... so i can move other cards to that, then destroy them...
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BigSte
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Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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Why spend money you havn't got in the first place?
I have a credit card and an overdraft but would never spend what I havn't got or could pay back easily.
I'd suggest stayin in till all debts are paid off, cancel unnessary direct debits and stuff (things you dont really need, mag subscriptions, etc.......stuff like that), take your phone off contract and put it on pay as you go.
Try Royal Mail for a second job, some of my mates work in the sorting office, minimum wage but are open 24/7 so any hours should be ok
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Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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get one loan, then u only have to worry about one figure going out every month instead of loads of smaller ones.
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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i have no credit cards..
nice savings
and £1600 interest free overdraft
hahahaahahahahah
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Leo
Member
Registered: 26th May 04
User status: Offline
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I need a job to pay off mine... think i'll get much for my body?
Wouldnt dare
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michelle
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Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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quote:
Originally posted by Cavey
Well that is more than i make a year, i'm at uni, so can't get a full time job, i'm doing 15hrs a week @ the moment at currys, which is about £250 a months, and that goes straight away on payments for stuff, just stressed @ moment.
what should i do to get some quick cash then ? any ideas ?
Gonna sell mobile (Samsung e700 if anyone's interested...)
possiby Xbox too
Pimp yourself out? Seriously though don't get yourself worried it will just make it worse. Try n get that loan you were talking about and make sure you don't go over the limit on your cards cos your payments are higher. Why not get another card and transfer the balance with 6 months interest free then snap the other one up?
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Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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no
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Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
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Good thinking Ste...
Spending money i aint got is because i like going out and getting slaughtered Which has now stoped (for obvious reasons..)
Will try royal mail tomorrow possibly. Even though they cost me £300 or so by losing a package... bastards. ...
I could steal one back... genius
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Mad Moe
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Registered: 14th Jun 01
Location: Northumberland
User status: Offline
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Thats pretty much what I done mate moved my credit card onto a 0% one in order to pay it off and the loan I've got was just to buy some stuff for my new place rather than adding it onto my mortgage
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BigSte
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Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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By the way, what u studying at Derby Uni...one of my mates go there
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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computer Studies...
biggest pile of shit ever... noly doing a HND, in second year now. Probably gonna fail this, however, having no money, means i stay in, means i might be bored enough to do some work
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BigSte
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Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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lol..........not sure what my mates doin, think its a degree though. He's in first year.
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dirtydan
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Registered: 3rd Sep 03
Location: Canvey, Essex Drives : Corsa Sport
User status: Offline
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hmm id try minimize all those to 1 account... get 1 big loan pay rest off then pay the 1 loan in serperate payments each week or month....
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Yeah, cheers for the help (people who did actually help) might look into a loan for it all then. see what happens.
Gonna try for hardship fund first tho...
It's my 21st on 13th too, so that should gimme some money
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Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Get a loan to pay off all the credit cards and phone bills, get it from Intelligent Finance or Cahoot (if your over 21) and you can have that loan over 7 years and pay about £20 a month until you have sorted yourself out.
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Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
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Cheers ollie, was gonna ask for loan companies.
Will look into it
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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I would stay away from loans the interest you pay back will be fcuking mental
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Tam the diesel man
Member
Registered: 31st Jul 01
Location: Portsmouth
User status: Offline
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hardship funds are a load of bollox mate, got given £150 and i was in worse postion than that
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Better than nothing...
Was checking my statements the other day and all it was was "friary" about 10 in a row
(it's the only place i can get cashback when i have no money so it's not always on drink, had to get money from there to eat, so not my fault.)
Gonna see what happens really
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Spence
Member
Registered: 13th Jan 03
Location: Bristol UK
User status: Offline
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sell ur body
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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Was thinking of it, there's an ugly bird who's apparently "obsessed" with me, so i reckon she'd pay, wouldnt' cost much tho
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Tam the diesel man
Member
Registered: 31st Jul 01
Location: Portsmouth
User status: Offline
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way i did it was to open another student account, spent the interest free overdraft on cc bills, rent, etc.
as its interest free for the rest of your uni life you got time to pay it off.
hope that helps
tam
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