Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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quote:
Originally posted by Rob E
I did the same 6 months ago  damaged the front of my corsa quite badly and scratched his bumper 
Have you asked him not to go through insurance?
i asked him to let me know when hes got a price yes
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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The bloke i hit was fine about going through it. Also saved me losing my 5years no claims. I paid £250 to fix his car which was better than a premium hike imo
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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you dont think i should let my insurance know what happened anyway and just say im going to myself but just incase
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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I exchanged details with the the bloke i hit, i rang him later on and explained that my insurance was up for renewal in a couple of weeks and i didnt want to lose my no claims. I asked him if he would be happy if i paid for the damage myself and he was fine about it. I made him sign a letter stating I had fully paid for the repairs to his vehicle (u2u me if you want a copy)
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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yeah mate if i need that cheers 
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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i wouldnt tell the insurance although they would argue you have to
hope its cheapish to repair
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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if you tell the insurance, you wont lose your claim's, but your insurance premium will still go up on the renawal..
it will be on the insurance as a "non claim loss" - had the same on mine, when i had a car stolen, but never claimed, but phoned them up as i was thinking about claiming
[Edited on 04-02-2008 by Ste L]
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I was hit in my corsa, never told them 
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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unlucky Steve, almost done this many times.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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pain in the arse isn't it. sorry to hear about the fabia should be ok, might t-cut out 
don't tell insurance unless you need to, your insurance will go up, mine did
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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quote:
Originally posted by Ben G
don't tell insurance unless you need to, your insurance will go up, mine did :
Golden Rule  , they're twats. Not sure how they can justify hiking a premium for a claim you never made. Increased risk my arse. You might not have claimed for an accident that wasn't your fault. They're twats and will use any excuse to increase a premium. It's like £££ when they hear of an accident.
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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Least your ok, and the car survived. In the 106 it would've been a different story!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i think your right
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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My mum hit one of those smallish peugeot vans in her kia at about 10mph doing the same thing, except she wrote the van off and did £900 worth of damage to hers in a kia .
But then found out he was using his works van to take his son to school in which he wasn't insured to do and his brake lights didn't work.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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two strong cars in this case, honda accord and mine, the skoda won though 
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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like conkers
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by willay
like conkers
just on a bigger scale
[Edited on 04-02-2008 by Ste L]
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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quote:
Originally posted by Ste L
quote:
Originally posted by willay
like conkers
just on a bigger scale
[Edited on 04-02-2008 by Ste L]
Only a little bit bigger though
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Had someone do this to me, we were both in works cars, me in a Suzuki Alto him in a Hyundai Getz, he won, he had a slight scratch on his bumper, as I pulled away the back wheel dragged one side of the bumper up, ended up having to pull a big chunk off the bumper so it wouldn't catch anymore, then carry on with the 2 hour drive home, with the bumper waving at me through the wing mirror, went in work the next day to get another car for the following week but they were all out so I had to use that one again, did a total of about 11 hours driving in it with the bumper rattling  when we put it on a ramp we realized he'd bent the floor too Work just whacked a new bumper on it and charged the other lad about £250
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Steve
The old chestnut of the roundabouts clear and you assume they're going but they dont.
My fault, cant really see any damage to mine, the honda accord had a bit of trim loose on the rear bumper and some scratchs, probably pay for it out my pocket unless its very pricey.
Monday mornings 
Exactly what happened to me, except I obviously had a bigger right foot doing £5k's of damage
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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£650 damage to there car, im paying in cash as if i go through insurance they wont insure me on my car after
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John
Member
Registered: 30th Jun 03
User status: Offline
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£650 will be buying a nice weekend away for them if it was only trim.
What you paying on the fab?
Should have got some of they 312's and you would have stopped in time 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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wheels locked up, was wet john
repair for theres
£240 for lower bumper trim
£15 for reflector
£210 labour (spraying etc)
+ VAT
[Edited on 05-02-2008 by Steve]
[Edited on 05-02-2008 by Steve]
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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Thats quite steep for a bit of trim... have you seen an estimate or is this just word of mouth?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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iv edited above they do have a breakdown it seems reasonable enough to me, i know what honda prices are like
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