nova_gteuk
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Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
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insurance repairers, dont buy parts from scrapyards to repair.they buy brand new normally from the dealer.
So the £2400 repair cost makes it a cat b as it would be stupid for them to spend that much on a car thats not even worth that.
Thats what makes it a cat b not what parts it needs.
Plus id be thinking whether it needs to be jigged,knock like that could easily of bent the chasis leg.
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16V_1600
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Registered: 7th Oct 07
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Cat b is taking the piss surely? 
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tom_simes
Show Staff
Organiser: South Wales
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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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But still Phil, Cat B? I would much rather that be Cat C, at least if its purely down to the price of parts, as it seems very unfair that if Alex was to buy it back it would never see the road again.
I don't see it being extremely damaged as the insurance company haven't mentioned jigging being needed, just a new suspension unit.
I'd argue that I wanted that Cat C, even if I only got the £500 for it, I'd want Cat C unless they can tell me about structural damage of course.
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willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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Tom, how can you argue when you havent seen the car in person? not looked under it or anything like that?
I agree its quite harsh to be a CAT B, but they dont do it for a laugh you know.
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ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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cat-b is harsh
it is a cat-c
The factor in this is thats its caused body (panel) and structural damage, also suspension
Too many areas have their boxes ticked
Argue about the bumper and bonnet, get an indipendant check done, im sure thats never a cat-b
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tom_simes
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Organiser: South Wales
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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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That's what I was saying Will, I'd want them to tell me why its a Cat B - if they tell me it needs jigging, or the suspension turret is damaged etc, then fine I'd accept it, but if its purely because the cost of replacement parts is too expensive then I'd argue it.
[Edited on 10-04-2008 by tom_simes]
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ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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quote:
Originally posted by willay
Tom, how can you argue when you havent seen the car in person? not looked under it or anything like that?
I agree its quite harsh to be a CAT B, but they dont do it for a laugh you know.
they do it because to them it's a 1.4 flair worth £500 and they're not paying out to fix it
I doubt very much the damage warrants a cat-b
My sisters one was panned in, I did have a thread up a while ago and she had major structural damage to the rear pan el and boot floor, but hers was classed as a cat-c as its worth more due to it being newer and a better model
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ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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quote:
Originally posted by tom_simes
That's what I was saying Will, I'd want them to tell me why its a Cat B - if they tell me it needs jigging, or the suspension turret is damaged etc, then fine I'd accept it, but if its purely because the cost of replacement parts is too expensive then I'd argue it.
[Edited on 10-04-2008 by tom_simes]
Insurance assessors work on a "what if" agenda
They've cat-b registered it as it 'may' need jigging, it's not worth the timne and hassle to fit all the parts and find out it is actually fecked
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willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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we're all agreed that its harsh, but I wouldnt want to make a decision on the car without seeing it i person. Can't work out much from the single pic...apart from the wing is proper fucked 
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ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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folded
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Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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The people of CS can tell that it is NOT cat B!
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willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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quote:
Originally posted by Joe
The people of CS can tell that it is NOT cat B!
and that my friend is 100% internet fact.
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Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
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Im sure the insurance assessor who has seen it is better to make a judgement on it than a load of corsa fans who have seen pictures
Buy it back and strip it, I imagine you would make quite a bit back.
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nova_gteuk
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Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
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Yes but its not about being fair or unfair,its the way the insurance people work.
To them its category b,because they cant justify spending that much on such an old car.
Ive seen category b cars with less damage its their age that does it.
When i was 16 and my scooter got stolen i wanted to buy it back,but they wrote it off because of the panel damage,all brand new panels would of cost more than the bike they said,although i could a set for £100 and considering the bike was only 4 moths old with panel damage they still wrote it off.
Its the price of their repairs that write cars/bikes off.
And when they come out and check they cant tell if it has structural damage or not without getting it on a jig.
and ive seen loads of corsa's chasis legs bent just by the driver mounting the kerb.a car plowing into the side off it would certainly do structural damage imo
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Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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Corsasport Insurance company anyone?
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
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Surely is it was wrote off just due to cost it would be written off due being "uneconomical to repair".
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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My guess is that there are chassis cracks somewhere either bulkhead, top mounts, slam panel etc. as that has been attributed to the accident.
This would render the shell unsuitable for "returning" to the road, even though most valver owners just put up with it.
If it is B it can only be broken for parts. Make sure whoever buys this knows it.
Do also bear in mind that reclassification can affect the payout. I know a guy had structural cab damage to a tipper van when one of his workman squashed it with the digger, that came out cat. B and they offered him a price for it and told him how much to buy it back. He said he wanted to put a new cab on it and return it to the road, they said you can do that i'll be a C but it'll cost three times as much to buy the salvage.
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
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inner flitch panel is the killer on this one, all other parts are an easy fix but the flitch panel is a big job.
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chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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this corsa is a cat c, so i dont know where they get cat b from on yours
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Colin
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Registered: 4th Apr 02
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Chassis leg will be needing work hence Cat B.
I didnt think they offered Cat A & B for the owner to buy back, only C & D 
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Colin
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Registered: 4th Apr 02
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quote:
Originally posted by cb87
this corsa is a cat c, so i dont know where they get cat b from on yours
Newer, worth many x more, might just be panel damage!?
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fazza
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Registered: 7th Feb 08
Location: Plymouth
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quote:
Originally posted by Colin
Chassis leg will be needing work hence Cat B.
I didnt think they offered Cat A & B for the owner to buy back, only C & D
me neither mate, was very surprised to hear this. thought only a licensed breaker could break it for bits minimum and definately not you
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Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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quote:
Originally posted by Ian
My guess is that there are chassis cracks somewhere either bulkhead, top mounts, slam panel etc. as that has been attributed to the accident.
There's no chassis cracks / steering rack isn't bent, slam panel is straight
This would render the shell unsuitable for "returning" to the road, even though most valver owners just put up with it.
If it is B it can only be broken for parts. Make sure whoever buys this knows it.
Thats my plan out the window then, the lad wanted it on the road
Do also bear in mind that reclassification can affect the payout. I know a guy had structural cab damage to a tipper van when one of his workman squashed it with the digger, that came out cat. B and they offered him a price for it and told him how much to buy it back. He said he wanted to put a new cab on it and return it to the road, they said you can do that i'll be a C but it'll cost three times as much to buy the salvage.
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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quote:
Originally posted by Dave A
inner flitch panel is the killer on this one, all other parts are an easy fix but the flitch panel is a big job.
Which panel is the inner flinch?
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Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
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It's behind the headlight, front of the wing.
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