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Author inusrance - how much do you pay?
Gareth F
Member

Registered: 16th Jan 08
Location: Location Location
User status: Offline
9th Jun 09 at 12:46   View User's Profile U2U Member Reply With Quote

23 with 4 yncb

1.6 99 plate sport

Mods on insurance:
lowered 40mm
Full exhaust
filter

Social and commuting

FC = £590 a year paying monthly

so about £480 if i was to pay in a lump.
Cavey
Member

Registered: 11th Nov 02
Location: Derby
User status: Offline
9th Jun 09 at 12:49   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by FAZ
asummary of best insurers for modified cars (lowered, backbox, alloys, filter)

admiral (to a point)
adrian flux


Liverpool Victoria used to be good for modified cars a few years back, they're lv now though i think, so gone more main stream, i dunno if they even cover mods any more tbh
Ryan
Member

Registered: 23rd Jun 08
User status: Offline
9th Jun 09 at 12:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
quote:
Originally posted by RYAN89
quote:
Originally posted by Jakey
quote:
Originally posted by RYAN89
is it really worth going fully comp?

ill pay tpft until i have a car thats actually worth something.


It's more expensive to insure my car TPFT than it is FC. Fact.


wtf! really?

its a few hundred more at least FC for me with bell.


Im with Bell and its about £60 more to go TPFT.


gayness
JayCarr
Member

Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
9th Jun 09 at 12:59   View User's Profile U2U Member Reply With Quote

I'm 23 an pay £440 on my Astra with my 20year old fiance as a named driver. Not too bad.
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
9th Jun 09 at 13:01   View Garage View User's Profile U2U Member Reply With Quote

Astra
1.8 16v
all mods declared
6k milage
£450

edit - 24 with 7 years NCB

[Edited on 09-06-2009 by willay]
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
9th Jun 09 at 13:01   View Garage View User's Profile U2U Member Reply With Quote

mines gone up due to that w--anker next door.. was 26.10 p/m its now 41.90 its still in limbo police involed etc
Jenko_Sport
Member

Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
9th Jun 09 at 13:05   View User's Profile U2U Member Reply With Quote

1.6 sport
Full kit, wheels, exhaust ect all decleared

21, 3 years no claims, 0 points
Full comp

Just shy of 600 i think.
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
9th Jun 09 at 13:06   View Garage View User's Profile U2U Member Reply With Quote

Vauxhall Corsa 1.0 12v
18 Years old, 1ncb
8 months driving experience
1 non fault accident
All mods declared

£1,200 tpft with Quinn Direct Can drive any car as well
mattk
Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline
9th Jun 09 at 13:08   View User's Profile U2U Member Reply With Quote

1.9 Grande Punto Sporting 130
21 YO 0NCB
no accidents, no convictions
lowered 50mm declared

£1378 I pay with a £200 excess glass cover and drive any car
richc
Member

Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
9th Jun 09 at 13:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by shaunmods
Vauxhall Corsa 1.0 12v
18 Years old, 1ncb
8 months driving experience
1 non fault accident
All mods declared

£1,200 tpft with Quinn Direct Can drive any car as well



No you cant drive any car
Gareth T
Member

Registered: 14th Feb 06
Location: newcastle
User status: Offline
9th Jun 09 at 13:10   View User's Profile U2U Member Reply With Quote

22 5YEARS NCB, GF IS ON THE POLICY WITH 0 NCB CORSA C 1.2 SXI PAYING £80 A MONTH
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
9th Jun 09 at 13:14   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by richc
quote:
Originally posted by shaunmods
Vauxhall Corsa 1.0 12v
18 Years old, 1ncb
8 months driving experience
1 non fault accident
All mods declared

£1,200 tpft with Quinn Direct Can drive any car as well



No you cant drive any car


Erm, according to both my policy and Quinn themselves I can providing I have the owners permission
Corsa_Sport21
Member

Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
9th Jun 09 at 13:25   View User's Profile U2U Member Reply With Quote

25,1yr NCB,TT99 on my licence.
23 yr old GF with 0 NCB.

£1500 TPFT for my Mk3 Golf 16v Anniversary.
S@M
Member

Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
9th Jun 09 at 13:27   View User's Profile U2U Member Reply With Quote

you can shaun!

i questioned them myself when i was with them, i was only 19 and i told them that, and they directly told me i WAS definatly covered!

i was nsure myself but it said it on my certifaicate and everything
Kano
Member

Registered: 29th Aug 04
Location: Fife
User status: Offline
9th Jun 09 at 13:29   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_Sport21
25,1yr NCB,TT99 on my licence.
23 yr old GF with 0 NCB.

£1500 TPFT for my Mk3 Golf 16v Anniversary.


Your license sounds just about as good as mine did a couple of years ago..

I'm paying £420 for an Accord Type R, 3 years NCB and no points or claims..

I used to pay about tripple that for anything when I had my 2 CD30's on my license..
a_j_mair
Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline
9th Jun 09 at 13:32   View User's Profile U2U Member Reply With Quote

24 1ncb 1 accident
1.8sri vectra
£500 FC

thats with gf 23 no claims or points
Corsa_Sport21
Member

Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
9th Jun 09 at 13:35   View User's Profile U2U Member Reply With Quote

That TT99 sticks about £800 on top of the premium,sooo canny wait till its off like.

Dosnt help when the Golf is Grp16,fuk knows where the get that from like.Its crazy the amount of quicker cars i can insure for alot less.
corsa_chr1s
Member

Registered: 22nd Dec 08
Location: castleford,west yorkshire
User status: Offline
9th Jun 09 at 13:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by shaunmods
quote:
Originally posted by richc
quote:
Originally posted by shaunmods
Vauxhall Corsa 1.0 12v
18 Years old, 1ncb
8 months driving experience
1 non fault accident
All mods declared

£1,200 tpft with Quinn Direct Can drive any car as well



No you cant drive any car


Erm, according to both my policy and Quinn themselves I can providing I have the owners permission


you need to be 25 to drive any car unless it says on you insurance certificate
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
9th Jun 09 at 13:43   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_chr1s
you need to be 25 to drive any car unless it says on you insurance certificate


I pay extra on my insurance which allows me too drive other peoples cars with the owers permission and im only 19.
ChrisBoom
Member

Registered: 6th Dec 06
Location: Highland
User status: Offline
9th Jun 09 at 13:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_chr1s

you need to be 25 to drive any car unless it says on you insurance certificate


Doesnt specify on the quinn documents, I would trust them to cover you, bunch of rip off irish fucks

18
1NCB
£640FC

106 XSI (Group 11)
Corsa Sport Gav
Member

Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
User status: Offline
9th Jun 09 at 13:47   View User's Profile U2U Member Reply With Quote

24
4NCB
£680

Audi S3

all mods declared - remap, lowered, adjust tie bars
johnhara1
Member

Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
9th Jun 09 at 13:49   View User's Profile U2U Member Reply With Quote

23
3yrs NCB
£350 FC

Corsa GLS 1.4 16v
John
Member

Registered: 30th Jun 03
User status: Offline
9th Jun 09 at 13:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_chr1s
you need to be 25 to drive any car unless it says on you insurance certificate


It needs to say on your documents no matter what age you are.

You could be 55 and not covered.
a_j_mair
Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline
9th Jun 09 at 13:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_chr1s
quote:
Originally posted by shaunmods
quote:
Originally posted by richc
quote:
Originally posted by shaunmods
Vauxhall Corsa 1.0 12v
18 Years old, 1ncb
8 months driving experience
1 non fault accident
All mods declared

£1,200 tpft with Quinn Direct Can drive any car as well



No you cant drive any car


Erm, according to both my policy and Quinn themselves I can providing I have the owners permission


you need to be 25 to drive any car unless it says on you insurance certificate


oh yeah thats right cs members have access to everyones insurance documents

I can drive any car on my policy and have been able to for 3 or 4 years now

i am not 25 until october this year
johnhara1
Member

Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
9th Jun 09 at 13:59   View User's Profile U2U Member Reply With Quote

iirc Quinn and Bell allow anyone to drive other cars on a FC policy. It's something like an extra £30 (through Bell) but i find their policies about £400 more expensive than other companies so it's not worth it for me.

Most companies dont allow it if you're under 25. Im with Churchill and they dont allow it because im under 25.

[Edited on 09-06-2009 by johnhara1]

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