Ben G
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Registered: 12th Jan 07
Location: Essex
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we need a house near a train station as the missus works in westminster 
theres a train station round the corner form the parents house, which is why we live here. valued at 360k though, bloody silly money for a normal-ish house.
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John
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Registered: 30th Jun 03
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I was down in Swanwick, houses in general (even though thats within easy commute of London afaik) were about 50k more than comparable in Glasgow.
That's not that much more in % compared to the increased wages.
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chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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avarage 3 bedroom home round here clicky  
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Ben G
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Registered: 12th Jan 07
Location: Essex
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quote:
Originally posted by chloe16v
avarage 3 bedroom home round here clicky
piss take!
looks nice aswell 
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John
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Registered: 30th Jun 03
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It's not a piss take though, it'll be in a council estate.
I can find an 84k 3 bedroom house anywhere in the UK, it'll be in what's basically a slum though.
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chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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ok then, this one has no council houses in sight  nice area, ect clicky
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John
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Registered: 30th Jun 03
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Oh, a 100k house, sorry.
100k gets you a 1 bedroom flat around here, and tbh, barring my street, this place is a dump.
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Paul_J
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Registered: 6th Jun 02
Location: London
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quote:
Originally posted by John
I was down in Swanwick, houses in general (even though thats within easy commute of London afaik) were about 50k more than comparable in Glasgow.
That's not that much more in % compared to the increased wages.
'down in swanwick' ? 
That's up north mate. 141 miles from london hardly easy commute.
Check the prices down actually near london. Even outside london e.g. Reading / Windsor / Guildford etc you're not gonna find anywhere near that cheap.
- The place i live now is a 2 bedroom flat in crowthorne, literally you walk in the front door, have a narrow corridor, with 2 bedrooms to the right, my room is tiny... something like 6 foot wide by 10 foot long. I basically just have a little area at the end of my bed where i can get dressed / turn around.
Then we have a small bathroom / shower etc, small kitchen and small lounge on the side of the kitchen. It's tiny, and these flats are selling for £180k. We pay £700 a month in rent and that was one of the cheaper ones we found.
3 bed house ... no chance.
ok here we go...
This is where i work - 'Godalming' (way outside london).
http://www.home.co.uk/guides/house_prices.htm?location=godalming
Average* price of properties for sale in Godalming: £376,918
Property Prices in Godalming by Number of Bedrooms
No. of properties Average price Median price Average ToM
One bedroom 31 £159,939 £159,950 124 days
Two bedrooms 80 £248,684 £249,950 127 days
Three bedrooms 54 £332,050 £332,500 105 days <<<<<<< £332k for 3 bedroom house
Four bedrooms 30 £599,260 £535,000 129 days
Five bedrooms 12 £1,201,208 £1,225,000 104 days
No. of properties Average price Median price Average ToM
Flat 69 £204,117 £189,950 136 days -> £204k average price for a flat.
---- ok here's Crowthorne where i am now (not near london, a long commute to work).
Average* price of properties for sale in Crowthorne: £334,995
---- here's where my parents live (won't disclose)
Average* price of properties for sale in xxxxxxxx: £862,856
One bedroom 5 £220,970
Two bedrooms 38 £373,193
Three bedrooms 52 £495,623 <<< average price for 3 bedroom house £495k!
Four bedrooms 51 £748,591
Five bedrooms 53 £1,128,128
Flat 40 £459,914 £487,000 << average price for a flat! laughable - £459k!
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John
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Registered: 30th Jun 03
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quote:
Originally posted by Paul_J
quote:
Originally posted by John
I was down in Swanwick, houses in general (even though thats within easy commute of London afaik) were about 50k more than comparable in Glasgow.
That's not that much more in % compared to the increased wages.
'down in swanwick' ?
That's up north mate. 141 miles from london hardly easy commute.
I'll admit my Southern England geography is non existant, it's not up north though, any further south and I've had been in France, you must be looking at the wrong place.
The company is full of people on 80k+ so they don't stay in cheap houses.
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Paul_J
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Registered: 6th Jun 02
Location: London
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To compare
Rotherham is
Average* price of properties for sale in Rotherham: £142,006
One bedroom 28 £82,126 £82,475 311 days
Two bedrooms 308 £100,784 £94,950 199 days
Three bedrooms 521 £132,739 £120,000 251 days
Four bedrooms 135 £211,582 £180,000 254 days
Five bedrooms 32 £396,894 £357,500 320 days
and swanwick
Average* price of properties for sale in Swanwick: £158,561
One bedroom 1 £87,950 £87,950 70 days
Two bedrooms 23 £119,524 £109,950 133 days
Three bedrooms 31 £160,097 £159,950 269 days
Four bedrooms 10 £217,370 £194,950 327 days
Five bedrooms 2 £324,950 £324,950 140 days
^^ both of them would be fairly easy to get on the ladder with, without a huge deposit.
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Ben G
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Registered: 12th Jan 07
Location: Essex
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Average* price of properties for sale in Upminster: £441,408
 no way i'm living near my parents then 
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Paul_J
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Registered: 6th Jun 02
Location: London
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swanwick is no where near the south
http://maps.google.co.uk/maps?f=d&source=s_d&saddr=london&daddr=Swanwick,+Alfreton,+Derbyshire&hl=en&geocode=&gl=uk&mra=ls&sll=53.075098,-1.398351&sspn=0.043623,0.09613&g=Swanwick,+Alfreton,+Derbyshire&ie=UTF8&ll=52.29841,-0.762645&spn=5.685136,12.304688&z=6
midlands at best - i'd say it was up north though (north of england).
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Ben G
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Registered: 12th Jan 07
Location: Essex
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bloody hell john that'd take forever to get to london.
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chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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unless there is another swanwick then it is derbyshire
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Paul_J
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Registered: 6th Jun 02
Location: London
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maybe when john says london he doesn't mean central london
maybe he's going from swanwick to nottingham or something
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John
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Registered: 30th Jun 03
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You clearly didn't get the part about any further south I'd be in France.
http://maps.google.co.uk/maps?f=q&source=s_q&hl=en&geocode=&q=&sll=50.884084,-1.277332&sspn=0.05794,0.153637&gl=uk&ie=UTF8&ll=50.880294,-1.290894&spn=0.057945,0.153637&t=h&z=13
85 miles from London, I may be wrong about the commute, I really don't know, just going on what I heard.
Both of you should have known better, do you think I'd say it was that far south if it was in the middle of England
[Edited on 13-12-2009 by John]
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chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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i want to live on brownsea island
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Colin
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Registered: 4th Apr 02
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You can keep your London living, cheap houses FTW!!
Although that said, if your moving into major cities to be closer to work then thats tough cheese, if I moved into Aberdeen it would cost on par to buying a place in London!!
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Paul_J
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Registered: 6th Jun 02
Location: London
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John fuck doing 85 mile each way commute a day...
where in london are you thinking of working? in proper london i.e. central?
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AK
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Registered: 5th Jul 00
Location: Aberdeen City
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quote:
Originally posted by Colin
You can keep your London living, cheap houses FTW!!
Although that said, if your moving into major cities to be closer to work then thats tough cheese, if I moved into Aberdeen it would cost on par to buying a place in London!!
Exactly.... Up North is SOOOO cheap afterall
my ass.
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Colin
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Registered: 4th Apr 02
User status: Offline
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Location: Slough - isnt that cheap housing & within an easy commute to London
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Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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quote:
Originally posted by Paul_J
thing is, it depends what you class as good money...
I don't really think of anything under 45-50k as 'good pay'.
I'd say 25-35 is 'average'
and 20 or less is below average...
60-100k + is excellent.
... you'll get people saying 'I earn 21k and i live a really good life, loads of money etc...'
but then you find they are from up north and live with their parents and pay no rent... So their 21k after tax goes straight to the disposable income fund.
Where as you could have someone on 35-40k living in london, and their disposable income may be small due to high costs of living / rent / bills / council tax / paying back student loan etc.
remember, when you start earning good money your tax becomes 40%, combined with 9% for student loan and whatever national insurance is, you're potentially handing over more than 50% back ...
So bear that in mind when someone says they earn 50k and you're on 25k, they don't get double what you earn.
[Edited on 12-12-2009 by Paul_J]
How are you working tax out! 50% back that is way off. if you hit ther 40% tax bracket it is only on the earnings over that thresh hold.
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Pop
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Registered: 8th May 03
Location: Reading
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John there's plenty of places outside of London with a far easier commute, for example, Reading. We live 1 mile from a station that takes about 30 mins to get into London.
In terms of house prices, I used to live in Glasgow and it's worlds apart in price compared to down here. The work opportunities are so much better though.
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corsa120
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Registered: 4th May 02
Location: Northamptonshire
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sorry paul but i did it im on 25.5k a year and 2 years ago i bought a 3 bed semi ok i have no deposit and i was on a 100% mortgage but i had saved up 7k for a deposit but i was short by little bit as they raised the threshhold from 5% to 7.5% minium deposit at time i was gonna sign over
so i signed for the 100% mortgage and when i moved in i paid the 7k off the mortgage, my mortgage is 110k in northamptonshire midlands..
my mortgage payment is 650 at the moment and im on a repayment mortgage, i currently now owe
about 100.000 dead and i got the house on my own...
since then ive met and G/F and she lives with me now sharing the bills she's on around 20k a year
Fact is its not all ABOUT THE MONEY for me as long as i have enough to have a couple of holidays each year and new cars when we want and decorate the house etc etc etc what more do you need....
i was offered a promotion 3 months ago with a 8k a year pay rise and i turned it down because im happy in my position, in my eyes it just gets to the point where people show off and do things to impress others not to make themselves happy, end of the day i have all i need and can afford all i need.
one of the biggest things which helps me and my mrs is we have no debts no credit cards no loans etc just insurances and the mortgage itself....
[Edited on 13-12-2009 by corsa120]
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John
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Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by Paul_J
John fuck doing 85 mile each way commute a day...
where in london are you thinking of working? in proper london i.e. central?
I'd be working in Swanwick, I just heard people talking about commuting from London.
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