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Corsa Sport » Message Board » Off Day » Quick poll for all those people with long-term partners

Poll: Quick poll for all those people with long-term partners
  Yes, no problem.
  I would have a joint account for living and mortgage etc but also keep my own account.
  No, I would keep my money separate from theirs unless we were married.
  Other


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Author Quick poll for all those people with long-term partners
Ian
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Registered: 28th Aug 99
Location: Liverpool
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22nd Jan 11 at 20:18   View Garage View User's Profile U2U Member Reply With Quote
I would have everything completely joint so long as she didn't waste money on bollocks I didn't need.
emicen
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Registered: 26th Jul 10
Location: Glasgow
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22nd Jan 11 at 20:31   View User's Profile U2U Member Reply With Quote
Personally (and the rough game plan when a long termer nearly got her talons in to me a few years back ) I'd reckon yes to having a joint account which all the bills, house and joint spends come out of. Stuff like mortgage, council tax, utilities, Sky/internet, food, holidays, couches, TVs etc. Each contributes the same percentage of their wages to cover it.

Rest keep for yourself to cover your frivolities as you please. Then neither really has the right to bitch about the other's spending habbits.

But then again, that was really based on the knowledge my entire wage would have been spunked on Dune shoes before I knew wtf was going on, with a more down to earth girl, joint for everything could work
Simon
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Registered: 24th Apr 03
Location: Oxfordshire
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22nd Jan 11 at 20:35   View User's Profile U2U Member Reply With Quote
I don't think I will ever share a general account, as soon as you do you then have to justify everything you buy
Fee
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Registered: 16th Nov 05
Location: With AK
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22nd Jan 11 at 20:44   View User's Profile U2U Member Reply With Quote
Me and Adam have been together nearly 10 years, married nearly 2, owned 2 flats together....and we keep our accounts separate

We have joint for mortgages and bills

Adam is now in charge of the car bills, I'm in charge of holidays and clothes
Jamie Walby
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Registered: 15th Nov 04
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22nd Jan 11 at 20:56   View User's Profile U2U Member Reply With Quote
I'd be worried about having ALL my money in a joint account with a girlfriend/wife! I'd be concerned that it could turn into a what's mine is hers and what hers is hers situation
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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22nd Jan 11 at 21:00   View User's Profile U2U Member Reply With Quote
My missus earns more than me anyway.
Ben G
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Registered: 12th Jan 07
Location: Essex
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22nd Jan 11 at 21:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben J
My missus earns more than me anyway.


i don't think i could handle that. i usually bring up the whole ''i earn more than you'' thing whenever we have an argument or just to piss her off
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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22nd Jan 11 at 21:13   View User's Profile U2U Member Reply With Quote
Doesn't bother me. Modern times etc. At the end of the day it's all about combined income and not who brings in what.
Ben G
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Registered: 12th Jan 07
Location: Essex
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22nd Jan 11 at 21:15   View User's Profile U2U Member Reply With Quote
that is true. i still like laying down the law though.
WATSON
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Registered: 16th Jun 05
Location: Fife, Scotland
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22nd Jan 11 at 21:16   View User's Profile U2U Member Reply With Quote
dont have a joint account with my other half but she keeps my bank card and takes what she needs ect.
Tommy
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Registered: 24th Aug 00
Location: Essex, Colchester
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22nd Jan 11 at 22:26   View User's Profile U2U Member Reply With Quote
Me n my mrs have a joint account, easier for bills mortgage etc to come out of one and to keep track of
_Allan_
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Registered: 24th Mar 04
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22nd Jan 11 at 22:30   View User's Profile U2U Member Reply With Quote
Me and the mrs have a joint account. She earns double what I do at present. We don't really argue about money though.
Xs
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Registered: 12th Apr 02
Location: Lanarkshire
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22nd Jan 11 at 22:53   View User's Profile U2U Member Reply With Quote
Joint for bills etc then the rest is yours, until kids came along then all in a joint account so the money is always there should they need something. Oh and 50-60k is a lot of indoor fireworks!
Demo
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Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
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22nd Jan 11 at 22:59   View User's Profile U2U Member Reply With Quote
have a joint account to pay bills mortgage etc

keep rest in our own accounts

missus earns 15k and i earn 25k

i would never have just one account with her as i would never have any money left. although i would have a tremendous shoe collection
Jules S
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Registered: 24th Dec 03
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22nd Jan 11 at 23:05   View Garage View User's Profile U2U Member Reply With Quote
Seperate accounts here, and she pays all the bills etc

I spend more on her than all the bills though tbh

We also have a joint account for holidays and I dump whatever money I have left at the end of the month in there too.

It seems to work ok....however, it does take some understanding that it's all 'our' money not mine/yours
Ian
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Registered: 28th Aug 99
Location: Liverpool
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23rd Jan 11 at 02:01   View Garage View User's Profile U2U Member Reply With Quote
Not sure I would want the hassle of assigning items to people. Surely it's just easier that it either of you wants something you just buy it?
Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
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23rd Jan 11 at 08:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Cavey

Our money is seperate, I spend way too much for her to find out by seeing joint statements!


Dam right lol
I am also married, have a daughter, mortgage etc
We have a couple of joint accounts and both out our half of the bills into the joint account.
Kerry
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Registered: 5th Oct 01
Location: Norwich
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23rd Jan 11 at 08:50   View User's Profile U2U Member Reply With Quote
We had separate accounts but all the bills went out of my account and Russ used to pay money in every month. Anything else I.e shopping we spent on a tesco credit card to get the points and paid it off in full half each every month

Since I've been made redundant we have gone joint but there are other benefits as mine is a packaged account we both get mobile insurance, green flag, etc

Keep savings separate though
Siberia
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Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
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23rd Jan 11 at 08:59   View User's Profile U2U Member Reply With Quote
i'm with the misus for nearly 12 years.. married for nearly 4 years... we still keep all our money seperate...

its been discussed many times about joining it all together untill we both realise that it would just end up in arguements..

everything is split down the middle. mortgage/bills/shopping etc. etc.

most of the bills are paid out of my account and then i just get half it back off here... some of the smaller bills i wouldnt bother asking for it.

[Edited on 23-01-2011 by Siberia]

[Edited on 23-01-2011 by Siberia]
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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23rd Jan 11 at 10:33   View User's Profile U2U Member Reply With Quote
I'd say once you know you want to spend the rest of your life with someone, then joint account would be an option. However if it goes tits up it will hurt & destroy you 10 times worse.
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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23rd Jan 11 at 10:47   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Simon
Girlfriend and I have a joint account for bills and everything. Keep spereate accounts for ourselves


This
Kerry
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Registered: 5th Oct 01
Location: Norwich
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23rd Jan 11 at 11:12   View User's Profile U2U Member Reply With Quote
i got mega dicked over with an ex and joint account scenario!
drunkenfool
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Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
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23rd Jan 11 at 11:12   View User's Profile U2U Member Reply With Quote
Thanks for all the comments guys, I knew it wasn't just me being unreasonable
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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23rd Jan 11 at 11:14   View User's Profile U2U Member Reply With Quote
Don't be silly Matt, you've not been with your partner long enough yet imo anyway.
John G
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Registered: 18th Jul 05
Location: Wirral, Merseyside
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23rd Jan 11 at 11:28   View User's Profile U2U Member Reply With Quote
personally id suggest we both have pur own accounts where our wages go into but open a joint account where we'd both put a certain amount in to cover your half of the bills and a little extra and at the end of the year use the amount that has built up each month that hasnt been used on the mortgage and bills to pay a clump of the mortgage off

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