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Author Insurance question, where do I stand?
John
Member

Registered: 30th Jun 03
User status: Offline
20th Feb 11 at 15:46   View User's Profile U2U Member Reply With Quote

Even though he sounds like a twat it's your fault.
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
20th Feb 11 at 15:56   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LeeM
in my experience if someone says they dont want to go through insurance when its not their fault its because they either dont have insurance or have a massive excess.

Disagree. I've not gone through insurance in the past because regardless of fault it still affects your premium, plus you never know if the other party is going to be a cunt (like your suggestion about lying) and then try and turn it around and fuck you. I'd only ever bother if it was quite an expensive fix.
belton
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Registered: 23rd Jul 09
Location: Kent
User status: Offline
20th Feb 11 at 16:23   View User's Profile U2U Member Reply With Quote

Yea either way it will effect my premium. So just for that reason I don't think it's really worth it and would rather sort it myself as I am a painter.
Still he hasnt phoned me. Checked my car earlier and there is no damage what so ever, no evidence of the knock
richc
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Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
20th Feb 11 at 16:34   View User's Profile U2U Member Reply With Quote

Just ignore it. Police wont get involved due to the weed and it being his uncles dads dogs car insured for his mums friends grandads company.

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