Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Corsa_Sport21
But if you can afford the repayments then whats wrong with a loan??
costs extra, whereas a credit card costs nothing.
i would get a loan if i needed to buy a car, but at the minute i don't.
mortgages are a different kettle of fish. losing your home because your finances are all messed up isn't something i'd wish on anybody.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Root
quote:
Originally posted by Ben G
quote:
Originally posted by Root
quote:
Originally posted by Jambo
Avoid taking cash out from a Credit card. EVER.
or even better, avoid getting a credit card. EVER.
retard.
as long as you pay it all back within the interest free period it's fine.
how else would i have afforded to have bought all my funiture after spending 20k on moving in the first place?
credit cards lead to debt
people who can't manage their finances properly leads to debt.
people who are silly and buy 60'' plasma's even though they will only pay back a pound a month leads to debt.
people like me who are sensible and only use it for stuff i need and pay it back are fine.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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racings on, e-argument adjourned for a few hours.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Credit cars are a great way to manage money unless you are a retard.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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And what if you don't have any??Does that make us all Stephen Hawkings??
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John
Member
Registered: 30th Jun 03
User status: Offline
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You could be losing out on making some cashback and online protection but other than that no.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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We spend everything on our credit cards and pay everything off when the bill arrives every month, yell mine is set up for direct debit as 'pay off in full' , currently looking at best cashback cards so I get paid for using it!
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Would have recommended Egg for cashback. Mine has been brilliant for the last 3 years.
Egg have just sold all their credit card accounts to Barclays though 
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John
Member
Registered: 30th Jun 03
User status: Offline
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Barclays cashback is crap now, I need to swap, not got around to it yet.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Cba to read entire thread but so long as your not a fucking jeb end then credit cards are fine. Safer too.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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quote:
Originally posted by John
Credit cars are a great way to manage money unless you are a retard.
I see we are on the same wavelength 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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What a fucking stupid comment. I get the feeling explaining it would be waste of my time.
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