jord1991
Member
Registered: 19th May 10
Location: Bristol
User status: Offline
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i just took out a car on finance .. yes you do need to be fully comp to have finance and they will ask for proof... vauxhall do some good finance deals even with little as £200 deposit plus they can offer you gap insurance.. etc
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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yeah, i agree, stop feeding dicknose
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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quote:
Originally posted by will_doyle
quote:
Originally posted by Ian
0% finance is attractive, warranty is good, £500 discount. All sounds nice.
Major reason not to buy is it'll depreciate a lot while you own it.
Other than that it might make sense. Just don't change your mind and be left with a car that's worth less than you owe on it. As a rough rule of thumb you need to keep a new car 18 months before you start gaining equity in it.
what does depreciate mean?
After say 3 years of owning it ill not like the car anymore?
Also, say its a 5 year deal, over the 5 years, is there any chance I can upgrade the car?
Are you for real?
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Outgoings of £500 a month...
If I were you i'd look at the deals available, choose one with a monthly payment which you think you can afford, add the petrol costs (the stuff that makes the engine run) and insurance costs and subtract that from your spare £500. If it leaves you with enough money to do other things that yopur lifetsyle dictates then consider doing it.
[Edited on 03-08-2011 by Tom]
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Half its value in a year, fook that.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Ian
£6250 after 12 months. I was being generous 
I think this prooves my point about people who buy new cars
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BYRON
Member
Registered: 1st Jun 04
User status: Offline
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quote:
Originally posted by Ian
£6250 after 12 months. I was being generous
Dont forget that noone ever pays full list for a vauxhall anyway, so that £6250 is only nearer £3500 really. 
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by 3CorsaMeal
yeah, i agree, stop feeding dicknose
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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quote:
Originally posted by Nath
quote:
Originally posted by 3CorsaMeal
yeah, i agree, stop feeding dicknose
is it even food or is someone offering a spunky handshake?
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Jonny.K
Member
Registered: 26th May 11
Location: Aberdeen City
User status: Offline
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my birds got a 1.2 sxi 08 plate corsa horrible car too drive u move the wheel about 10mm and end up in a field haha but its quick enough and once u gt used ti minute movements there great i was looking at taking one out on finance but a 1.3cdti would be my choice cheaper all round
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by will_doyle
quote:
Originally posted by Ian
0% finance is attractive, warranty is good, £500 discount. All sounds nice.
Major reason not to buy is it'll depreciate a lot while you own it.
Other than that it might make sense. Just don't change your mind and be left with a car that's worth less than you owe on it. As a rough rule of thumb you need to keep a new car 18 months before you start gaining equity in it.
what does depreciate mean?
After say 3 years of owning it ill not like the car anymore?
Also, say its a 5 year deal, over the 5 years, is there any chance I can upgrade the car?
go into vauxhall, they'll love you
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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quote:
Originally posted by A2H GO
quote:
Originally posted by Ian
£6250 after 12 months. I was being generous
I think this prooves my point about people who buy new cars
This could also double up as an infographic showing the general level of intelligence in modern society. Doyle is everything thats wrong with the world today.
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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quote:
Originally posted by BYRON
quote:
Originally posted by Ian
£6250 after 12 months. I was being generous
Dont forget that noone ever pays full list for a vauxhall anyway, so that £6250 is only nearer £3500 really.
Unless you're Doyle
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Hmm, numbers have changed
http://www.edition38.com/forums/index.php?showtopic=399166
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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quote:
Originally posted by antnee
Hmm, numbers have changed
http://www.edition38.com/forums/index.php?showtopic=399166
cool
worked it out today and I was £50 out
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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buy my corsa instead
[Edited on 07-08-2011 by IvIarkgraham]
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Or you are just trolling and bullshitting as usual.
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by jord1991
i just took out a car on finance .. yes you do need to be fully comp to have finance and they will ask for proof... vauxhall do some good finance deals even with little as £200 deposit plus they can offer you gap insurance.. etc
I never had to have fully comp for my fiance.
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