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Author Insurance help please
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
14th Sep 11 at 15:20   View User's Profile U2U Member Reply With Quote

Have you looked at trade insurance like Warren?
Jake
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Registered: 24th Jan 05
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14th Sep 11 at 15:21   View User's Profile U2U Member Reply With Quote

have you tried hic you tosser
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Sep 11 at 15:21   View User's Profile U2U Member Reply With Quote

have you tried greenlight insurance?

was with them with my focus and they were 300 quid cheaper than admiral who are usually very cheap for me.
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
14th Sep 11 at 15:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Eddx14xe
Have you looked at trade insurance like Warren?

No, I haven't got a business so can't do that
quote:
Originally posted by Jake
have you tried hic you tosser

Tried ringing them twice but both times it says we're putting you through then cuts off? Just filled out a call back for now so should ring me back soon I guess. You penis.
quote:
Originally posted by Ben G
have you tried greenlight insurance?

was with them with my focus and they were 300 quid cheaper than admiral who are usually very cheap for me.


I have filled out the form thinking it was an online quote then they said they'll call me or SMS me within 24 hours, wish these companies would let you know all this or I'd have just rung them.

So basically Admiral have quoted me 3k through price comparism and they're the only ones so far.

HIC
Greenlight
A-plan
Keith Michaels

I'm waiting on a response from
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
14th Sep 11 at 15:45   View User's Profile U2U Member Reply With Quote

Rang Admiral, baring in mind I paid £1350 FC for 10 month policy in July, they want £972 extra until my renewal in May.

If I change my excess from £650 to £900 they want £852 extra.

Hmmm. I asked if there is anyway of getting it cheaper or is there no way of bartering halfway through a policy and he said no can only change the excess which is where I got those prices. My crash is 3 years old in January so I won't have to declare that anymore so insurance should go down a fair amount...
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Sep 11 at 15:57   View User's Profile U2U Member Reply With Quote

wait then do a quote without the crash and see what it comes out as.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
14th Sep 11 at 16:07   View User's Profile U2U Member Reply With Quote

I've been offered one for a good price just insurance holding me back

Well I got a 10 month quote to £2466 without the crash it's £2030 that's with an extra years NCB too presuming I only got it at the end of this policy. So it's not even that much cheaper I don't think, not compared to the price of the whole quote anyway! Thinking I might just go balls deep and get it
LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
14th Sep 11 at 16:46   View User's Profile U2U Member Reply With Quote

i got a good quote for a trade policy last year, all i said was i buy and sell a few cars in my spare time but im not a registered business. got qotes from 2 companies saying that
Toby
Premium Member

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Registered: 29th Nov 05
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14th Sep 11 at 18:40   View Garage View User's Profile U2U Member Reply With Quote

That's expensive. I think I'm younger than you, less ncb, less driving exp and I got a quote at 1400 and that's before mutlicar discount. That's admiral btw
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Sep 11 at 18:40   View User's Profile U2U Member Reply With Quote

whats the reg? i'll put it into my online admiral quote and see what it comes out as.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Sep 11 at 18:44   View User's Profile U2U Member Reply With Quote

M3XNR, BMW M3 CONVERTIBLE 3246cc 2 DOOR CABRIOLET 2001-----

£1841.67

23, 5 years NCB, 2 non fault accidents, 7k miles a year, £500 voluntary excess, mum and nan as named drivers.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Sep 11 at 18:47   View User's Profile U2U Member Reply With Quote

seems the coupe is more to insure, came out at £2161 for me.
Toby
Premium Member

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Registered: 29th Nov 05
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14th Sep 11 at 19:46   View Garage View User's Profile U2U Member Reply With Quote

22, 2yr ncb, 5yrs driving, 1 at fault accident.

would also have mulitcar discount as well with four cars on it should bring it down i would say 10%



[Edited on 14-09-2011 by Toby]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
14th Sep 11 at 21:22   View User's Profile U2U Member Reply With Quote

That's ridiculous. Why are we getting such different quotes!?

I have got my girlfriend, Mum & Dad as named drivers aswell. Just took my Mum off & it dropped £40, my girlfriend drops the quote by £400!?!?! So weird. Was just seeing what it was like without them incase they were bumping it for some reason.

I'm 23, 4 years driving, 2 NCB, 1 at fault accident, why the hell am I getting raped so much? I've got it down to £2426 but that's on a 10 month policy! Without my crash and an extra years NCB it's £2004. Still way more than you are being quoted.

[Edited on 14-09-2011 by Graham88]
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
15th Sep 11 at 06:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graham88
My crash is 3 years old in January so I won't have to declare that anymore so insurance should go down a fair amount...


But be careful with that one bud as most companies now ask for any "incidents, accidents or loss within the "last 5 years"

Hope you get a better quote soon bud.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 08:11   View User's Profile U2U Member Reply With Quote

Yeah I know mate some are 4 aswell but Admiral/Elephant are 3 and they always quote me best so works in my favour really, just still don't get why my quotes are coming out more when me & Toby are doing almost identical quotes except I'm 1 year older
VrsTurbo
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Registered: 8th Jun 10
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15th Sep 11 at 08:59   View Garage View User's Profile U2U Member Reply With Quote

£1365 - 23 Fully comp
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:03   View User's Profile U2U Member Reply With Quote

Screw u guys

I can't figure it out, it goes up if I have it on driveway/garage. I'm down as a Railman as I work on the railway, I must have a crap postcode or something? Gonna look it up
VrsTurbo
Premium Member

Registered: 8th Jun 10
User status: Offline
15th Sep 11 at 09:08   View Garage View User's Profile U2U Member Reply With Quote



its cheaper for me to insure this

http://www.pistonheads.com/sales/3214844.htm
911 Turbo
1.1k



a GT3 is less!!!!

for some reason BMW are more expensive - 55 plate M5 -1.3k

merc c63 amg - £890

2009 AUDI RS6 5.0T FSI V10 RS6 Quattro 4dr Tip Auto Saloon - 1k

[Edited on 15-09-2011 by VrsTurbo]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:33   View User's Profile U2U Member Reply With Quote

That is crazy, what's your age, ncb, any accidents etc?
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:35   View User's Profile U2U Member Reply With Quote

£2369 to insure that Porsche Turbo Less than that M3 ffs
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:37   View User's Profile U2U Member Reply With Quote

£3731 to insure a £68k GT3 RS
John
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Registered: 30th Jun 03
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15th Sep 11 at 09:38   View User's Profile U2U Member Reply With Quote

900 on that M3 above for me, 700 on the 911 turbo, 664 on a 2009 C63
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:44   View User's Profile U2U Member Reply With Quote

Postcodes go from A being low risk to F being high, mine is D

John, Toby, Ben G, whats yours?

http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html

Also what you putting down as jobs? Still think there's too big a difference for me to change much and still be legal.
Graham88
Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
15th Sep 11 at 09:49   View User's Profile U2U Member Reply With Quote

£1986 if I register it at my girlfriends house. Hers is a C risk area. £500 drop

£1586 without my crash and an extra years NCB as a reference for what it could be next year, but at my girlfriends house again. This is more reasonable...

[Edited on 15-09-2011 by Graham88]

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