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Author Sisters just had an accident in my car.. help?! (now pic of the clio)
Ian
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Registered: 28th Aug 99
Location: Liverpool
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9th Dec 11 at 00:08   View Garage View User's Profile U2U Member Reply With Quote
Not necessarily, if the policy continues the premium should stand.

Only if they write it off is the policy terminated but most insurers I've ever dealt with in that type of situation will take that in to account when they're going back on cover.
Jay
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Registered: 26th Sep 04
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9th Dec 11 at 00:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
How bad is the back of the Fiesta?



Its just a rear bumper, no damage to the front of the fiesta, number plates not even cracked, the 106 didnt move when he went into it
Ian
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9th Dec 11 at 00:10   View Garage View User's Profile U2U Member Reply With Quote
Hopefully the insurers will see sense and throw it out.
Jay
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9th Dec 11 at 00:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
Not necessarily, if the policy continues the premium should stand.

Only if they write it off is the policy terminated but most insurers I've ever dealt with in that type of situation will take that in to account when they're going back on cover.


Oh thats a bit of good news, only thought this as its just happened to my mums mate but her car was wrote off.
Ian
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9th Dec 11 at 00:12   View Garage View User's Profile U2U Member Reply With Quote
See how much they discounted it when she bought a new policy, depends on the insurer but it should be sensible.
Jay
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9th Dec 11 at 00:17   View User's Profile U2U Member Reply With Quote
Nice one, will keep you in the loop of whats going on... fingers crossed!
daymoon
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9th Dec 11 at 00:19   View Garage View User's Profile U2U Member Reply With Quote
fix the clio and say there was no accident (:
Eddx14xe
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9th Dec 11 at 00:19   View User's Profile U2U Member Reply With Quote
If there is no damage to the 106, you and the fiesta driver could just say she wasnt there. If there is no damage to the front of his car, then she cant say he went into the back of her.
Ian
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9th Dec 11 at 00:22   View Garage View User's Profile U2U Member Reply With Quote
Largely depends what the Police say. I've had to pay up in the past when some cock in a Picasso worth about a pound got in my way and Police ganged up on the nasty man in the muddy Land Rover.

[Edited on 09-12-2011 by Ian]
Jay
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9th Dec 11 at 00:31   View User's Profile U2U Member Reply With Quote
Yeah statements have been given to the police from all 3 cars, 106 driver Is the one who rang the police, even the fiesta driver said there was no need to involve the police.
Ian
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9th Dec 11 at 00:35   View Garage View User's Profile U2U Member Reply With Quote
Dollar signs.
Graeme
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9th Dec 11 at 07:50   View Garage View User's Profile U2U Member Reply With Quote
Also from pics looks like that bonnet would repair fine, bumper and grill would be ok and can get a light dirt cheap. Off eBay or a non genuine.
Jay
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9th Dec 11 at 17:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Graeme
Also from pics looks like that bonnet would repair fine, bumper and grill would be ok and can get a light dirt cheap. Off eBay or a non genuine.


Yeah I bought two headlights for my 172 when the xenons kept breaking for £30 from a local scrappy, just had a proper look the bumper seems ok, the grills fine, the bonnets got a bad crease in it gonna just bend it back and leave it damaged for now until I find one in the same colour and get a new crash bar thingy cause its bent
sc0ott
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9th Dec 11 at 17:38   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tomnova16
The person your sister hit will claim off your sister and the car infront of the one infront will claim off the car your sister hit


Really? I had a similar accident but i was the car in the middle. Car hit me whilst stationary and i hit the car in front.

Both claimed off the first guys insurance, and i got my ncb at the end of my policy
taylorboosh
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9th Dec 11 at 19:42   View User's Profile U2U Member Reply With Quote
i think the fiesta lad should deny hitting the 106
Anty
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Registered: 19th Mar 08
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10th Dec 11 at 20:23   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by MarkSport
Women Drivers



well have you seen the go compare advert..

Stone age , women driving


[Edited on 10-12-2011 by Anty]
Ben G
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11th Dec 11 at 01:22   View User's Profile U2U Member Reply With Quote
how do you know the 106 has no damage? did you check the boot floor or rear panel behind the bumper?

main reason i ask is because bumpers flex, metal creases.
CorsaSi
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11th Dec 11 at 20:05   View User's Profile U2U Member Reply With Quote
not sure if this has already been answered but official answer...

your sisters at fault

car she hit will claim off her/you

car that was hit following will also claim of her/you pending on how many "bumps" the car in front felt.

multiple car accidents where people get shunted are a pain in the arse.

sorry to hear though
Twitch
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11th Dec 11 at 22:04   View User's Profile U2U Member Reply With Quote
Sounds to me like the 106 driver probably did it so that she could claim if she is the one that caused it. Not the first time lets face it
Jay
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13th Dec 11 at 09:34   View User's Profile U2U Member Reply With Quote
I stated that the 106 had no damage because she was barely touched, the fiesta driver said he doesnt even think he hit her, just kissed the back end of the car, theres not a mark on the front of the Fiesta, number plate isnt even broke, 106 driver recently contacted and said that a garage has inspected her car and there is no damage but shes off work, due to a pain in her neck and spine and is going to be going through the insurance for loss of earnings... Sister took the brunt and went to work the same day and the next. Joke.
Steve
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13th Dec 11 at 09:58   View Garage View User's Profile U2U Member Reply With Quote
Even if she is on stat sick pay i think its just the first 3 days unpaid, which is all the insurance will pay for

can you not write a nice email or make a telephone call and just say, at the end of the day its up to her and you can fully see why she wants to go through the insurance, but explain that it will be a massive financial impact on yourselves, and that if she was kind enough would she let you reimburse her lost unpaid sick days yourselves
JM_16v
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13th Dec 11 at 10:03   View User's Profile U2U Member Reply With Quote
makes me sick the people just see ££££

i had 4 months of physio when someone hit the back of my mini. had no days off work and any time i had to leave early i made up.
adiohead
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13th Dec 11 at 10:08   View User's Profile U2U Member Reply With Quote
She's after the £1k-£2k whiplash claim.
3CorsaMeal
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13th Dec 11 at 10:11   View User's Profile U2U Member Reply With Quote
fcuking
Jonny.K
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Registered: 26th May 11
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13th Dec 11 at 14:03   View User's Profile U2U Member Reply With Quote
gutted :O get in contact with the fiesta owner n ask if hed like the honors of slappin the 106 or if its up for grabs for you

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