John
Member
Registered: 30th Jun 03
User status: Offline
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I've never been asked for mileage.
They were a bit funny me changing 3 cars in 1 policy term before, just asked a couple of questions and that was it.
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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just been doing insurance prices and got mine for £500 full comp all the goods and drive other car extention and that is based on a 1.6 16V sport
qouted my 1 leter and its only like 50 quid cheaper than the sport ;s
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John
Member
Registered: 30th Jun 03
User status: Offline
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Who's giving you driving other cars under 25?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by kennySRi
quote:
Originally posted by Brett
quote:
Originally posted by kennySRi
Mileage is irrelevant because even if the car has done more miles than insured for, who is to say that it was done by that driver? Anyone else could be insured third party or whatever and drive it using their own insurance.
Adrian Flux make you sign a mileage declaration, which also mentions that.
Mentions what about it though? Does it state that the car isnt allowed to go over the certain mileage or is it just the driver?
I'll take a look, but it definitely states somethins along the lines about the total mileage the car will do with any driver.
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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quote:
Originally posted by John
Who's giving you driving other cars under 25?
co op mate they are 21+ and there is a few out there that are 21+ just most profer to give it at 25+ 
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I'm 29 this year and I've been paying £1k for the last 2 years on a shed. If mine doesn't go down I'm going to kill someone (not in my car mind, don't want it to go up).
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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im with flux now, i said i only do 6k a year and they questioned it
ended up with a policy with unlimited mileage anyway. but i actually only do around 6k
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Brett
I'll take a look, but it definitely states somethins along the lines about the total mileage the car will do with any driver.
Text they use on the declaration...
quote:
I declare that the mileage covered by my new vehicle, together with the mileage on my preious vehicle(s) will not exceed the current mileage limit of my policy, which is X miles per annum.
Does say vehicle, nothing specific about policy holder.
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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They check the mileage for your MOTs since they are all on a computer now.
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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from*
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vaux.dan
Member
Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline
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quote:
Originally posted by sand-eel
They check the mileage for your MOTs since they are all on a computer now.
But my car would of said 87...k and I was driving it for over a month before my renewal was due which I swapped Insurance companies. So I could just say in that month I was driving under a different company I covered 2k miles ontop of what my mot says so its nothing to go by
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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when an insurance company askes how meny miles you think you will do in a year its to base it on risk of how much more likly you are to have an accident then dont check using MOT they would only check that at point of an accident and even then about 90% dont any way to much work for an underwrighter
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BeetleGav
Member
Registered: 27th Jun 10
Location: lancashire, nelson
User status: Offline
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my insurance is 680 on a 1.0! should be into the 500's when i renew from the current quotes im getting. but its still a joke. im 21 with full no claims. no points etc! but suppose least its still coming down unlike a lot of peoples
[Edited on 01-03-2012 by BeetleGav]
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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quote:
Originally posted by BeetleGav
my insurance is 680 on a 1.0! should be into the 500's when i renew from the current quotes im getting. but its still a joke. im 21 with full no claims. no points etc! but suppose least its still coming down unlike a lot of peoples
[Edited on 01-03-2012 by BeetleGav]
im guessing you have 5 years NCD?(some companys go to 9) but 5 is the industry max for insurance
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corsajay88
Member
Registered: 22nd Aug 11
Location: Upton, Cheshire
User status: Offline
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quote:
Originally posted by John
Who's giving you driving other cars under 25?
Ive got it as well, im 23. I think it depends on the insurer
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John
Member
Registered: 30th Jun 03
User status: Offline
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Some do it, just not very many, was curious who was still doing it.
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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quote:
Originally posted by John
Some do it, just not very many, was curious who was still doing it.
 not many like to take on the risk of a under 25 for drive other car but the co op are greedy 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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people that say ''my insurance has gone up''.
firstly, are all your details the same? is it the same car?
secondly, are you going off the renewal price or the lowest price from other companies?
renewals are always more expensive as the company preys on lazy people who can't be bothered to change.
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tnt
Member
Registered: 26th Feb 08
Location: Shropshire
User status: Offline
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Do they really check via MOT now?
Is this when you take a quote out?
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Bmorgan1993
Member
Registered: 28th Sep 11
Location: Gloucester, Gloucestershire
User status: Offline
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Dunno what your all crying about.. im paying bloody £206 a MONTH. Fuck my life for being 18.
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GteRedtop
Member
Registered: 13th Jun 07
Location: Your mother's Otter's pocket
User status: Offline
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If you were to tell the insurance you do 3k or 10k a year, your premium wont make that much of a difference
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by GteRedtop
If you were to tell the insurance you do 3k or 10k a year, your premium wont make that much of a difference
2k a year was mega money
3k a year was nearly 200 cheaper
10k a year was the same as 2k 
also its very easy to change a set of speedo clocks come MOT day
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