willay
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Registered: 10th Nov 02
Location: Roydon, Essex
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quote:
Originally posted by liam-corsa-1400
dont forget that your neck is hurting and back might and you will then get paid out for wiplash and tbh if she has pushed you into another car she must have been doing some speed
dont be a mug
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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quote:
Originally posted by willay
quote:
Originally posted by liam-corsa-1400
dont forget that your neck is hurting and back might and you will then get paid out for wiplash and tbh if she has pushed you into another car she must have been doing some speed
dont be a mug
how d you get that wiplash can come on at anypoint from an accident at the end of the day if he hit her i bet you she would claim wiplash and if i hit some one i would expect them to claim wiplash as its my fault
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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People like you make my insurance double what it should be
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richc
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Registered: 24th Mar 07
Location: Ilkeston
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quote:
Originally posted by AndyCorsaSport
quote:
Originally posted by liam-corsa-1400
quote:
Originally posted by richc
quote:
Originally posted by sc0ott
Exact same thing happened to me but the damage wasnt as bad, but enough to write my old corsa off.
Was offered £1500 for it or £1450 if i wanted the corsa back 
Do you have to re-mot the car or anything like that? Or can you literally just drive it off again?
if a car is a wright off it needs to be vic checked then re MOT'd after it has been repaird iirc
Only if it's Cat C. Cat D can just carry on using it, but I'm saying that will be a Cat C due to age/mileage etc
Thought it depended on CAT. Cheers
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nathy_87
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Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
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quote:
Originally posted by liam-corsa-1400
dont forget that your neck is hurting and back might and you will then get paid out for wiplash and tbh if she has pushed you into another car she must have been doing some speed
prick.
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Ben G
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Registered: 12th Jan 07
Location: Essex
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quote:
Originally posted by pow
People like you make my insurance double what it should be
no it doesn't so many do gooders in here.
i bet you never return stuff to shops if you break them either? oh wait, you do.
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Ben G
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Registered: 12th Jan 07
Location: Essex
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also you can claim up to 3 years after the accident. if you do get pains anywhere get them sorted as my back is still playing up a year after my accident.
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John
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Registered: 30th Jun 03
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quote:
Originally posted by liam-corsa-1400
quote:
Originally posted by willay
quote:
Originally posted by liam-corsa-1400
dont forget that your neck is hurting and back might and you will then get paid out for wiplash and tbh if she has pushed you into another car she must have been doing some speed
dont be a mug
how d you get that wiplash can come on at anypoint from an accident at the end of the day if he hit her i bet you she would claim wiplash and if i hit some one i would expect them to claim wiplash as its my fault
Whiplash is a made up ailment.
For Ben, if you've actually got some provable muscular pain that's different.
[Edited on 08-03-2012 by John]
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Ben G
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Registered: 12th Jan 07
Location: Essex
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got a spasm on the muscle to the left/right of the spin, not sure what it's called.
what i'm saying though is that pow made a sweeping statement basically saying you should never ever claim as it will affect his insurance.
i bet he's glad with the no whiplash claims under 10mph rule coming in.
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Sunz
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Registered: 12th Jan 07
Location: SE England
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But the OP hasn't talked of any personal injury, has he ?
Guy telling him to claim is telling him to make a fraudulent claim which affects everyones policy costs.
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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quote:
Originally posted by pow
People like you make my insurance double what it should be
so i make your insurance go up but yet i have never had an accident and yet never had to claim
insurance is based on risk you can have an accident get paid cash in hand and go to a no win no fee claim company and still claim wiplash witch has nothing to do with your car insurance at all
the insurance in that area will increase anyway due to the fact og the being an accident there to start with weather or not there is a claim made provided the insurance has been notifyed also if you think im wrong check with your insurance ( i use to work for fusion who are an insurance broker)
im guessing you will be the type of person to say straight away at an accident whats your insurance details we will go straight through the insurance with means you put your own insurance up 
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Ben G
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Registered: 12th Jan 07
Location: Essex
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well then you're affecting the cost of items in tesco when you take shit back for a refund after breaking it.
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John
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Registered: 30th Jun 03
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Going on what you know about tax, I'd disregard anything you say you learned while working at an insurance company.
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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quote:
Originally posted by Sunz
But the OP hasn't talked of any personal injury, has he ?
Guy telling him to claim is telling him to make a fraudulent claim which affects everyones policy costs.
any accident that a insurance company is told of automaticly increases risk there for will increase your insurance
try and do a qoute with a non fault claim i bet your insurance will be different to what it would be without the claim
insurance companys as you "have you had a claim in the last 5 years regardles of fault" as soon as 2you click yes you become a slightly higher rist and tyhere for increases your insurance
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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quote:
Originally posted by John
Going on what you know about tax, I'd disregard anything you say you learned while working at an insurance company.
do an insurance qoute and find out your self or you can always phone your insurance company and ask them and they will tell you that there is no gaurantee that if you have an accident weather or not it is your fault that your premium will not change
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Sunz
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Registered: 12th Jan 07
Location: SE England
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I don't really care about all though, was just you don't seem very honest, telling people to claim for injuries they didn't even talk about, someone has to pay for it at the end of the day and when it's fraudulent it's unfair.
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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Sunz so you are 100% honest so no matter what you do you tell the truth.
if i had an accident were i hit some one i would personaly tell them to claim for wiplash agenst me if they go through my insurance weather or not they actualy have it if they choose not to go through my insurance iwould then tell them to go to a no win no fee.
at the end of the day anyone who you hit will claim wiplash against you if they have wiplash or not
[Edited on 08-03-2012 by liam-corsa-1400]
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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oh and the accident has already happend so it will effect insurance anyway claiming wiplash will not make it any more effected that it already is
like i said insurance is based on risk something
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
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Sorry but what you have said a lot of it is very inaccurate.
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Sunz
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Registered: 12th Jan 07
Location: SE England
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I just don't see how adding say £5000 to a claim because of wiplash isn't going to affect anyone ?
I'm an honest person, I wouldn't claim for something that didn't happen, if everyone did that then the cost of insurance would be sky high, Oh wait. . .
I have been envolved in an accident that was my fault, I admitted it was my fault, the guy had a broken rib and claimed for his injury and his bike and nothing else, 2 honest people like it should be, not people saying I have wiplash just to get some "free" money when in the bigger picture it's not free and someone is paying for something they shouldn't be.
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Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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what part is inaccurate.
try explaing to a customer why there insuranced went up when they had an accident thats not there fault.
all insurance companys ask you have you had an accident in the last 5 years fauto OR non fault
insurance is based on risk why do you think that insurance increases when an accident happens and why peoples premiums increase?
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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quote:
Originally posted by Sunz
I just don't see how adding say £5000 to a claim because of wiplash isn't going to affect anyone ?
I'm an honest person, I wouldn't claim for something that didn't happen, if everyone did that then the cost of insurance would be sky high, Oh wait. . .
I have been envolved in an accident that was my fault, I admitted it was my fault, the guy had a broken rib and claimed for his injury and his bike and nothing else, 2 honest people like it should be, not people saying I have wiplash just to get some "free" money when in the bigger picture it's not free and someone is paying for something they shouldn't be.
well congratulations to you mate like i said i havnt effected anyones insurance due to the fact im a carful drive and havnt had an accident.
at the end of the day everone is going to pay for the accident any way about 95% of people would claim wiplash anyway so why not
there will be people out there selling drugs cheating you out of money people claiming benafits who shouldnt be something effects us every single day of our lives if he claimd for wiplash weather he has it or not but didnt say anything on here you wouldnt have a clue would you.
ether way everyone will pay for the fact an accident has already happend and probably meny more by the time this thread comes to a close you going to stop them all?
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Graeme
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Registered: 26th Jul 04
Location: Northampton
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Even if you go through a third party for wipladh it will effect your insurance. Plus third party companies are the biggest waste or time!
If someone claims against you for wiplash it will affect your premium more.
By people falsely claiming wiplash it does effect the whole increase on insurance.
Fraud is also fraud so if you get caught they will and do throw the book at you!
I deal with some of the biggest insurance companies everyday and they do not take things like that niceley.
They have people trawling the net for things like this saying about false claims.
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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quote:
Originally posted by Graeme
Even if you go through a third party for wipladh it will effect your insurance. Plus third party companies are the biggest waste or time!
If someone claims against you for wiplash it will affect your premium more.
By people falsely claiming wiplash it does effect the whole increase on insurance.
Fraud is also fraud so if you get caught they will and do throw the book at you!
I deal with some of the biggest insurance companies everyday and they do not take things like that niceley.
They have people trawling the net for things like this saying about false claims.
yes and like i said no matter what way it gose he could feel the pain 1 day after or years after left to long means he will not be able to claim for it
as you are aware weather a claim is fault or non fault it effects you any way there is loads of people out there that would and will claim wip lash and will effect everyone how do we know he hasnt acctualy got wiplash
and as you will be aware the claim will allready be placed to an underwrighter witch will now be on the data base and will have already have took effect on insurance from the day it was logged
i understand its froud and you can get locked up for it it is his choice weather or not he claims for wiplash or not like i said i havnt had an accident fortunatly and i dont complain about my insurance premum and i pay my insurance like most people who always say they would love to get an inusrance company back for making them pay so much
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pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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No Ben because I don't have rage fits and break IKEA furniture and then take it back.
But apparently my sweeping statement was wrong... told to me by someone who can't even string together a punctuated fucking sentence.
[Edited on 08-03-2012 by pow]
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