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Author Safe at home?
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
12th Jul 12 at 11:13   View User's Profile U2U Member Reply With Quote

Lad I know carries a grand minimum on him at all times, i've never asked why but he's a car trader so guessing if he see's a car for sale and wants it there and then to sell on
Hammer
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Registered: 11th Feb 04
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12th Jul 12 at 11:13   View User's Profile U2U Member Reply With Quote

I have a bottom drawer stuffed with all my important documents.

If someone steals or burns them I couldn't give a flying fuck.
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
12th Jul 12 at 11:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
You with a gun is a scary thought!


Why?
Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
12th Jul 12 at 11:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
Lad I know carries a grand minimum on him at all times, i've never asked why but he's a car trader so guessing if he see's a car for sale and wants it there and then to sell on


i would be for ever looking over my sholder
James
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Registered: 1st Jun 02
Location: Surrey
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12th Jul 12 at 12:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
Lad I know carries a grand minimum on him at all times, i've never asked why but he's a car trader so guessing if he see's a car for sale and wants it there and then to sell on


I carry a grand on me just incase I fancy a nice lunch.

True story.
Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
12th Jul 12 at 12:03   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
quote:
Originally posted by Whittie
Lad I know carries a grand minimum on him at all times, i've never asked why but he's a car trader so guessing if he see's a car for sale and wants it there and then to sell on


I carry a grand on me just incase I fancy a nice lunch.

True story.


do you not think WTF is some one mugs me im a grand out of pocket so on so forth
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
12th Jul 12 at 12:19   View User's Profile U2U Member Reply With Quote

I hide my cash in kids bedroom, he needed a new mattress the other day so now just sleeps on rubber band stacks of pinkies
Whittie
Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
12th Jul 12 at 12:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by harrisp
quote:
Originally posted by Whittie
You with a gun is a scary thought!


Why?


You always had shit aim on COD let alone real life
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
12th Jul 12 at 12:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by BarnshaW
i thought most people had a firesafe or similar in their house? for the house deeds, wills etc?

if not its worth having one


this

in the loft
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
12th Jul 12 at 12:25   View User's Profile U2U Member Reply With Quote

I don't know anyone that has a fire safe
BarnshaW
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Registered: 25th Oct 06
User status: Offline
12th Jul 12 at 12:28   View User's Profile U2U Member Reply With Quote

why you wouldnt is beyond me? a small one is very cheap and could save you a SHIT load of hassle in the very unfortunate event of a fire
CorsaSi
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Registered: 2nd Aug 05
Location: warri Drives : 300bhp ep82
User status: Offline
12th Jul 12 at 12:28   View User's Profile U2U Member Reply With Quote

only drug dealers carry enough cash they cant bank that they need a safe in the floor son.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
12th Jul 12 at 12:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mwg
I don't know anyone that has a fire safe


Only people I know is my ex's parents and they were fucking weird. Box file will do, and try not to set the house on fire.
Liam-Wilko
Member

Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
12th Jul 12 at 12:35   View User's Profile U2U Member Reply With Quote

whats wrong with putting your money in a bank :s
John
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Registered: 30th Jun 03
User status: Offline
12th Jul 12 at 12:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by BarnshaW
i thought most people had a firesafe or similar in their house? for the house deeds, wills etc?

if not its worth having one


You only have house deeds if you've paid your mortgage off and then paid to get them. Even then they are mostly useless now because it's all computerised.
Whittie
Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
12th Jul 12 at 12:39   View User's Profile U2U Member Reply With Quote

Nothing, I probably could just about scrape £100 of mine together from the house in cash, I don't see why anybody would keep wods of cash stowed away unless it's dodgy money.

I'd rather the bank have it or put it into Premium Bonds in chance of winning something.
Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
12th Jul 12 at 12:49   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
Nothing, I probably could just about scrape £100 of mine together from the house in cash, I don't see why anybody would keep wods of cash stowed away unless it's dodgy money.

I'd rather the bank have it or put it into Premium Bonds in chance of winning something.


i must just be strange i only ever withdraw cash when i need i prob will only ever cary about £10 with me at any one time unless i was going to buy a car then id withdraw the cash same day
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
12th Jul 12 at 12:52   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
quote:
Originally posted by BarnshaW
i thought most people had a firesafe or similar in their house? for the house deeds, wills etc?

if not its worth having one


You only have house deeds if you've paid your mortgage off and then paid to get them. Even then they are mostly useless now because it's all computerised.


I have my deeds

Solicitors down here don't hold them anymore, you get them when you exchange contracts
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
12th Jul 12 at 12:53   View User's Profile U2U Member Reply With Quote

My work doesn't have a fire safe
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
12th Jul 12 at 12:54   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by CorsaSi
only drug dealers carry enough cash they cant bank that they need a safe in the floor son.


not used for money - used for documents
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
12th Jul 12 at 12:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LiVe LeE
quote:
Originally posted by John
quote:
Originally posted by BarnshaW
i thought most people had a firesafe or similar in their house? for the house deeds, wills etc?

if not its worth having one


You only have house deeds if you've paid your mortgage off and then paid to get them. Even then they are mostly useless now because it's all computerised.


I have my deeds

Solicitors down here don't hold them anymore, you get them when you exchange contracts


this - neither solicitors nor banks no longer hold deeds

They used to until you pay your mortgage off - now they issue them 4 weeks after completion

BarnshaW
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Registered: 25th Oct 06
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12th Jul 12 at 12:58   View User's Profile U2U Member Reply With Quote

if John says house deeds are worthless then house deeds are worthless.
John
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Registered: 30th Jun 03
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12th Jul 12 at 13:09   View User's Profile U2U Member Reply With Quote

Is it different up here? My mum and dad got them when the mortgage was paid off. They weren't released until then.

http://scotland.shelter.org.uk/get_advice/advice_topics/finding_a_place_to_live/buying_a_home/title_deeds

Didn't know it was different in England, sorry.


quote:

If you have a mortgage, your mortgage lender will keep the title deeds to your home as security against the loan. If you ever need to see the deeds (for example, to check the boundaries of your property or to find out about shared responsibilities for repairs), ask your solicitor and they will arrange this for you. Once your mortgage is fully paid up, the deeds will be returned to you, although you'll have to pay a charge to get them back. You can ask for a photocopy of your deeds at any time but you might be charged for this so find out the cost in advance.



[Edited on 12-07-2012 by John]
adiohead
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Registered: 28th Sep 01
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12th Jul 12 at 13:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Is it different up here? My mum and dad got them when the mortgage was paid off. They weren't released until then.



I have mine and keep them up my bottom
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
12th Jul 12 at 13:12   View Garage View User's Profile U2U Member Reply With Quote

possibly different north of the border as it used to be the case here, My parents got their's when the mortgage was paid off and it made it a momentous occassion. Now, you have them from day 1

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