baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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quote:
Originally posted by Ben G
don't even bother saying to the insurance company about the speed you think the audi driver was doing. they won't even care, unless you're a car crash investigator with accurate reading equipment.
if you do, it makes you as bad as the old people who hear a loud exhaust and immediately assume someone is doing twice the speed limit, despite still being in 1st gear.
To be honest I don't care either way. None of us wanted the accident. Like I said I would fix my own motor and forget about it . It's nothing like an old person judging by an exhaust, I can tell roughly what speed without any equipment and that's backed up by the damage to the landy . Am not trying to make audis life hard as long as the gent in the landrover gets taken care of .
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VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
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is that because you feel guilty as if he didnt stop it just would of been you and the audi?
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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When I hit someone up the rear, who then bumped into someone else. The claim when through the insurers of the accident order, then they all claimed it back off me.
Me: Car 1.
Car I hit: Car 2
Car hit by car I hit: Car 3.
Car 3 claims of Car 2, who claims off me for themselves and the Car 3.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Claim off him and you'll have a non fault claim aganst you so isurance will go up
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by baza31
quote:
Originally posted by Ben G
don't even bother saying to the insurance company about the speed you think the audi driver was doing. they won't even care, unless you're a car crash investigator with accurate reading equipment.
if you do, it makes you as bad as the old people who hear a loud exhaust and immediately assume someone is doing twice the speed limit, despite still being in 1st gear.
To be honest I don't care either way. None of us wanted the accident. Like I said I would fix my own motor and forget about it . It's nothing like an old person judging by an exhaust, I can tell roughly what speed without any equipment and that's backed up by the damage to the landy . Am not trying to make audis life hard as long as the gent in the landrover gets taken care of .
roughly isn't exactly though, is it?
not having a go at you or anything. just don't want you to sound like a complete moron on the phone to the insurance company 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I'm struggling to see how you'd lose if you weren't even moving.
I assume you weren't causing an obstruction?
Negligence would be driving too fast for the conditions. If you go skidding off and hit something, you're negligent. The snow didn't make the decision for him to attempt that road in that car.
Even if he was totally out of control and there's nothing he could have done to avoid, I'd be asking why he'd chosen that route if it would be clear to anyone in the same position that it was not possible to negotiate that route safely.
[Edited on 19-01-2013 by Ian]
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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Surely be the same as when there is a pile up on a motorway ?
Audi caused it - own insurance
Audi hit disco - disco claims off Audi
Disco hit Transit - transit claims off disco
?
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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quote:
Originally posted by VrsTurbo
is that because you feel guilty as if he didnt stop it just would of been you and the audi?
Yes, the man stopped to help, neither of us expected what happened, claiming off him is like slapping him in face after him trying to help me out. He even said if it drives he would carry on towing me.
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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quote:
Originally posted by Gary
Claim off him and you'll have a non fault claim aganst you so isurance will go up
Just renewed , past giving a shit with insurance they put it up this year and I haven't had a claim
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Fair enough. Wouldn't claim off the landy guy though, well harsh. He may have invalidated his insurance by recoveeing you too
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by Neo
Surely be the same as when there is a pile up on a motorway ?
Audi caused it - own insurance
Audi hit disco - disco claims off Audi
Disco hit Transit - transit claims off disco
?
if theres a dispute yeah, disco insurer includes transits costs in their claim off the audi. if audi accepts liability everyone claims off him.
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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So if Audi driver holds his hands up I'd claim off him?
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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quote:
Originally posted by Gary
Fair enough. Wouldn't claim off the landy guy though, well harsh. He may have invalidated his insurance by recoveeing you too
Not going to, he hadn't actually towed me , engines were off
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by baza31
So if Audi driver holds his hands up I'd claim off him?
Yes, no need to involve landy guy. Like I say though the insurer has subregation rights so they can still dispute it based on snow. I'd be surprised if they did though if their client is openly accepting liability
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