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Author Old mans bought a new car.. anyone guess what it is?
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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20th Nov 13 at 16:40   View User's Profile U2U Member Reply With Quote
Regardless, I'm sure it'll be an awesome car and he'll love it!

Reckon you'll get to drive it?
12SRiDan
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Registered: 28th Feb 13
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20th Nov 13 at 16:44   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
Regardless, I'm sure it'll be an awesome car and he'll love it!

Reckon you'll get to drive it?
I very much doubt it pal. Being 21 I doubt I'd get anywhere near even temporary cover on it!

Perhaps I can sit on his lap and steer
spencer88
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Registered: 6th Oct 08
Location: cornwall
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20th Nov 13 at 16:48   View User's Profile U2U Member Reply With Quote
Well for companies tax is a reason
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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20th Nov 13 at 16:51   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 12SRiDan


Perhaps I can sit on his lap and steer


RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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20th Nov 13 at 17:20   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
quote:
Originally posted by spencer88
Companies with billions in the bank use finance to buy things.

There are reasons for it.


Really?

Finance normally means you pay more in the long run.
Why use finance and pay more if you can afford the pay it off in one and pay less?


Cash flow and not tying up everything in depreciating assets
taylorboosh
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Registered: 3rd Apr 07
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20th Nov 13 at 18:34   View User's Profile U2U Member Reply With Quote
Thats epic.... And lol at nic going schtum when asked if his corsa is faster
Sunz
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Registered: 12th Jan 07
Location: SE England
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20th Nov 13 at 18:49   View User's Profile U2U Member Reply With Quote
Nice choice, Quite the machine, will he use it for a few track days?
Ben G
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Registered: 12th Jan 07
Location: Essex
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20th Nov 13 at 18:53   View User's Profile U2U Member Reply With Quote
Nics corsa will be faster. The shell only weighs 100kg's due to it being full of rust and holes.
SXI - Matt
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Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
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20th Nov 13 at 19:25   View User's Profile U2U Member Reply With Quote
Nice car mate would love to drive one of these, shame every one bangs on about how it was paid for
taylorboosh
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Registered: 3rd Apr 07
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20th Nov 13 at 19:58   View User's Profile U2U Member Reply With Quote
I wish i could afford to finance half of one tbh.... Let aline have half the lump in cash
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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20th Nov 13 at 21:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by taylorboosh
Thats epic.... And lol at nic going schtum when asked if his corsa is faster
had a few plays with them on the roads and I can confirm it is slower than a corsa.
Hammer
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Registered: 11th Feb 04
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20th Nov 13 at 22:59   View User's Profile U2U Member Reply With Quote
....and then 2 grand motorbikes fly past you in your Corsa and the guy in the GTR.

Who is cooler now?
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
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20th Nov 13 at 23:11   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Hammer
....and then 2 grand motorbikes fly past you in your Corsa and the guy in the GTR.

Who is cooler now?


Still the guy in the GTR.
Hammer
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Registered: 11th Feb 04
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20th Nov 13 at 23:12   View User's Profile U2U Member Reply With Quote
Agreed
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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21st Nov 13 at 07:50   View User's Profile U2U Member Reply With Quote
Corsa obviously as they are rare.
12SRiDan
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Registered: 28th Feb 13
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21st Nov 13 at 10:22   View User's Profile U2U Member Reply With Quote
I doubt he'll use it for track days as he's getting on a bit now and think he's getting on through a bit of a midlife haha. & yes, its the same reason footballers get they're big expensive cars on finance. Your tying up a lot of money in something that depreciates
C2VXL
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Registered: 25th Apr 02
Location: Aberdeen.
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21st Nov 13 at 10:23   View User's Profile U2U Member Reply With Quote
.

[Edited on 21-11-2013 by C2VXL]
12SRiDan
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Registered: 28th Feb 13
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21st Nov 13 at 10:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by C2VXL
.

[Edited on 21-11-2013 by C2VXL]
I wouldnt have a clue on this one mate. The last couple he's financed through the company have been 0% flat rate subsidy deals. This one maybe the same, but I'm not 100% certain!

He's had a range rover for a few years now which he had a balloon on. Over 4 years with a 20 grand balloon at the end of the agreement. I think some deals work out cheaper than others in certain situations, depending on age & cost of car etc
C2VXL
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Registered: 25th Apr 02
Location: Aberdeen.
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21st Nov 13 at 10:34   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 12SRiDan
quote:
Originally posted by BluKoo
quote:
Originally posted by Nic Barnes
Drugs money IMHO


Who cares.

Is it faster or slower than yours?

quote:
Originally posted by 12SRiDan
quote:
Originally posted by Nic Barnes
Drugs money IMHO
Paid half in cash & half on finance son. some people have decent jobs


Decent job? And still using finance at the age of 51?

[Edited on 20-11-2013 by BluKoo]
He's a director for a finance co.. Just using the product the company provides? borrowing over 15 grand over 18 months


BluKoo - I'm assuming you know what rate of interest he's borrowed at before making a statement like that? And know what rate of interest he's getting on money sitting in the bank/savings? I would of thought it made sense to have the money in an account rather invested in a depreciating asset, No?
C2VXL
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Registered: 25th Apr 02
Location: Aberdeen.
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21st Nov 13 at 10:38   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 12SRiDan
quote:
Originally posted by C2VXL
.

[Edited on 21-11-2013 by C2VXL]
I wouldnt have a clue on this one mate. The last couple he's financed through the company have been 0% flat rate subsidy deals. This one maybe the same, but I'm not 100% certain!

He's had a range rover for a few years now which he had a balloon on. Over 4 years with a 20 grand balloon at the end of the agreement. I think some deals work out cheaper than others in certain situations, depending on age & cost of car etc


Mate, I'm sure your Dad knows what he's doing. Just thought that was a pretty low/dig about someone they know little about.
12SRiDan
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Registered: 28th Feb 13
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21st Nov 13 at 10:41   View User's Profile U2U Member Reply With Quote
Well unfortunately I dont know what rate he's getting mate. All I know is that he's picking the car up next monday, I've asked him how much its set him back & he's told me he's borrowing 15 from the company over a year and half. I've never been one to ask what rates of interest they're bank provides either
Ben G
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Registered: 12th Jan 07
Location: Essex
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21st Nov 13 at 10:50   View User's Profile U2U Member Reply With Quote
People on here worry to much about other peoples finances. Proper weird curtain twitching behaviour.
12SRiDan
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Registered: 28th Feb 13
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21st Nov 13 at 11:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
People on here worry to much about other peoples finances. Proper weird curtain twitching behaviour.
I was thinking the same. For some reason I'm being asked about my old mans bank accounts!
John
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Registered: 30th Jun 03
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21st Nov 13 at 11:16   View User's Profile U2U Member Reply With Quote
TBH, it's a fair line of questioning when you've only had 2 prior posts on here and then post about a GTR. You wouldn't have done the same if he'd got a 1998 1.4 Astra.
Marc
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Registered: 11th Aug 02
Location: York
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21st Nov 13 at 11:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 12SRiDan
quote:
Originally posted by Nic Barnes
Drugs money IMHO
Paid half in cash & half on finance son. some people have decent jobs


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