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Author Opening a small joint bank account...
Russ
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Registered: 14th Mar 04
Location: Armchair
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1st Mar 14 at 21:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by kz
she was stressing out earlier about me sending over £12 to her bank account!

fuck me i almost gave that to a homeless guy last night
Russ
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Registered: 14th Mar 04
Location: Armchair
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1st Mar 14 at 21:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by FlaFFy_91
I've been with my mrs 3 years. We don't live together. And we just pay for stuff. We never owe each other any money.

I could spend £70 on a meal today and she could buy a pizza for us tomorrow for £20. Doesn't mean she owes me £50. And it doesn't mean that she has to spend £50 on us to make it even.... Just means I spent abit more than her. Big whoop.
more normal than i gave you credit for
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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1st Mar 14 at 21:42   View User's Profile U2U Member Reply With Quote

wow how strange if we go out to dinner 1 of us will pay, doesnt matter whos account it comes out of, neither of us feel we owe the other anything, iv just bought us a cheap run around so i can get the kids to school and my oh can get to work, i didnt ask for half of money, 1 he didnt have it at the time and 2 i didnt want half, it was as simple as im buying this car, do you like it?
John
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Registered: 30th Jun 03
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1st Mar 14 at 21:57   View User's Profile U2U Member Reply With Quote

You are almost married with kids, which is completely different.

You haven't had to earn any if that money, which is completely different.
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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1st Mar 14 at 22:12   View User's Profile U2U Member Reply With Quote

they have been together 4 years, its not like they are on a first date
FlaFFy_91
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Registered: 30th Sep 08
Location: Formby, Merseyside
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1st Mar 14 at 22:43   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Russ
quote:
Originally posted by FlaFFy_91
I've been with my mrs 3 years. We don't live together. And we just pay for stuff. We never owe each other any money.

I could spend £70 on a meal today and she could buy a pizza for us tomorrow for £20. Doesn't mean she owes me £50. And it doesn't mean that she has to spend £50 on us to make it even.... Just means I spent abit more than her. Big whoop.
more normal than i gave you credit for


Thanks Russ
taylorboosh
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Registered: 3rd Apr 07
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1st Mar 14 at 23:14   View User's Profile U2U Member Reply With Quote

If you earn £12k more than her and she used to earn £9k more than you... You must be on atleast £21k+ and living at home - stop being a tight cunt
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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2nd Mar 14 at 02:32   View User's Profile U2U Member Reply With Quote

I honestly don't see how it's tight, everyone has stuff to pay for. £30 here and there all adds up when you're trying to save up to move out!
Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
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2nd Mar 14 at 06:39   View Garage View User's Profile U2U Member Reply With Quote

What are you gonna do when u live together? Have kids.

At the min. My missus doesn't even earn half the bills we have. What happens then?


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Daimo B
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Registered: 20th Mar 00
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2nd Mar 14 at 08:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Russ
quote:
Originally posted by kz
she was stressing out earlier about me sending over £12 to her bank account!

fuck me i almost gave that to a homeless guy last night


I had to as its so true. 4 year relationship, quibbling over £12.

Dude, man up, the pair of you, your destined for utter failure. Does she know what give and take is. Bloody hell if I stressed about £12 we'd have broken up after a few days.

I can imagine you both after a meal, calculators open on the phone, working out every single penny owed

Flaffy sounds like the most normal person to reply here.

[Edited on 02-03-2014 by Daimo B]
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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2nd Mar 14 at 09:14   View User's Profile U2U Member Reply With Quote

open a joint one and use it but agree to put same in each month, not 50 though if you are planning to move in together you may as well use it to save up in so 500 plus.

I used to manage house finances like this with the missus, now we put all our wages in but keep 400 a month back each that goes in our own accounts to spend on what we want, that way I can waste my coin on car and she can hammer asos etc without resentment, works for us.
baza31
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Registered: 19th Apr 03
Location: yorkshire
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2nd Mar 14 at 09:36   View User's Profile U2U Member Reply With Quote

Do you ask the waiter to split the bill?
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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2nd Mar 14 at 11:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Carl
open a joint one and use it but agree to put same in each month, not 50 though if you are planning to move in together you may as well use it to save up in so 500 plus.

I used to manage house finances like this with the missus, now we put all our wages in but keep 400 a month back each that goes in our own accounts to spend on what we want, that way I can waste my coin on car and she can hammer asos etc without resentment, works for us.


Brilliant, someone finally seems to get it!

I'd be fine with putting in more, but she can't afford it atm... I proposed this to her btw, also stating she could put in whatever she wanted and I'd just match it. She wasn't opposed to the idea at all, so I'll have to do a bit of research now.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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2nd Mar 14 at 15:08   View Garage View User's Profile U2U Member Reply With Quote

I'm still a bit worried by the running-out-of-money thing in the main accounts.

If its that tight, the very last thing you want to do is have money sitting in another account somewhere.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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2nd Mar 14 at 17:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
I'm still a bit worried by the running-out-of-money thing in the main accounts.

If its that tight, the very last thing you want to do is have money sitting in another account somewhere.


one of the reasons we've switched to how we do it now as we have a cash ack credit card attached to main account and with other half going daft buying and sending stuff back it was getting hard to manage effectively. Now we have switched ways and we have our own spending money shes wasting far less.
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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4th Mar 14 at 12:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
I'm still a bit worried by the running-out-of-money thing in the main accounts.

If its that tight, the very last thing you want to do is have money sitting in another account somewhere.


It's not really about how much money it is, it could be £50, £500 or £5,000... it's all about managing what you do have.

Also, I don't consider wanting my £12 tight at all. If we're buying a takeaway for both of us, why should she have to pay for the whole thing? It's absolutely right I give her my half
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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4th Mar 14 at 12:37   View Garage View User's Profile U2U Member Reply With Quote

I'd strongly disagree with wanting your £12 back not being tight But each to their own.
Who pays for the oil to stop the squeaking as you walk?
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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4th Mar 14 at 12:50   View Garage View User's Profile U2U Member Reply With Quote

WTF is wrong with you it's £12.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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4th Mar 14 at 14:19   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by kz
it could be £50, £500 or £5,000... it's all about managing what you do have.


Which actually means leaving it where it was in order to pay what is coming out of your main account.

BTW Jesus Christ don't ever get married
Ben G
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Registered: 12th Jan 07
Location: Essex
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4th Mar 14 at 15:21   View User's Profile U2U Member Reply With Quote

12 quid I usually pay for the meal whenever we go out. The odd occasion she pays. I earn over double what she does so seems fair.
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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4th Mar 14 at 15:24   View Garage View User's Profile U2U Member Reply With Quote

Fair would she pays for your meals in a 2:1 ratio..

eg you pay for 2 meals she pays for 1 and so on

[Edited on 04-03-2014 by Steve]
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Mar 14 at 15:24   View User's Profile U2U Member Reply With Quote

We just take in turns.


However, if it works for you both then carry on, I don't think the original question was "how should we manage our money"
Ben G
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Registered: 12th Jan 07
Location: Essex
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4th Mar 14 at 15:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Steve
Fair would she pays for your meals in a 2:1 ratio..

eg you pay for 2 meals she pays for 1 and so on

[Edited on 04-03-2014 by Steve]


Fair is not worrying about things like £12 for a takeaway. It all averages out over time anyway.
taylorboosh
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Registered: 3rd Apr 07
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4th Mar 14 at 15:53   View User's Profile U2U Member Reply With Quote

Taking turns works ok..

Id rather buy it if i offer, if she offers then she can pay
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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4th Mar 14 at 17:21   View User's Profile U2U Member Reply With Quote

Yeah taking turns would be fine too, pretty much the same thing though.

Our 'tightness' isn't an issue... because we both believe it's perfectly right to go into things 50/50. Sure is interesting to hear other peoples opinions though! Honestly thought everyone was the same lol.

[Edited on 04-03-2014 by kz]

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