Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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My mortgage has gone down, my car was cheaper, fuel has come down and I shop for food online and buy on price like I always have done so I eat what is cheap.
It hasn't affected my job, in fact if anything there will be more opportunity for training providers. There is even a job which I might go for to help people retrain, which is more money and just as secure as regular teaching.
There's a few landlords who bought neighbouring flats to mine as an investment who are regretting it. Oh well.
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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Tesco profis are down from 2 billion to just 1.7 billion
These are harsh tims for supermarkets 
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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we are hitting our targets
(mainly as 2 local vauxhall dealer have close and we are getting all there work!)
and i have more money 
petrols cheaper/free sometimes
insurance is cheaper this year
what credit crunch? lol
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Economic downturn? What economic downturn?
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STEvieXE
Member
Registered: 21st Jan 03
Location: Ballymena N.I.
User status: Offline
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ask some of the thousands who are now unemployed?
maybe infact certainly certain employers are using talk of the credit crunch to their advantage but still people are losing jobs for whatever reason and thats a big issue
[Edited on 18-01-2009 by STEvieXE]
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Been in the estate agents this morning, food for thought in the next few months
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Ben J
Member
Registered: 31st Jan 05
Location: Cheshire
User status: Offline
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Its affected the hotel industry. We have had to make redundancies and this is a Marriott i'm talking about not a small privatley owned hotel!
Luckily my job is about as safe as it gets in the hotel, but we got no xmas party and no bonus/pay increase, which is a shitter as I nailed last year and smashed all my targets etc! I've probably missed out on a £1k bonus 
[Edited on 18-01-2009 by Ben J]
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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The 'credit crunch' was only ever a threat to my business and my work has picked up, all the big supermarkets want their buildings fireprotected in this 'climate' as the materials are cheap, labour is cheap and I'm not seeing any less profits at the moment because I have found ways around it, you have to tighten things up a little.
Sainsbury's and Morissons are spending big especially on structural work and a few of their moneymen are saying they are bringing plans forward a couple of years to save money in the long run.
In housing/mortgage terms I'm ok with because I don't have a mortgage but I do keep an eye on the gas/water/electric because I have 5 people living at my house at the moment although I'm away for a while and my sister is lodging at mine.
Although the unemployed rate has risen, there are lots of jobs out there, but people don't want to 'demote' themselves to doing something other than they're used to.
Many of the redundant people have too much pride to go and do a 'worse' job.
Personally if I had to be a cleaner for £250 a week just to keep a roof over my head I would and I wouldn't care who knew about it.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I take it you're not still in Finho Paulista, Sao Paolo, Brazil?
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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I am at the moment, I reside near Sheffield.
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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try working in the luxury boat industry
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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Well, we work on all things paint really, industrial, commercial, insurance, I've had a contract at a boatyard in Thorne recently spraying the 'rosey and jim' style boats.
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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i mean building
at the moment princess isnt doing as bad as the rest but still no overtime and reduced hours for some
other companies are cutting to two day weeks etc
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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perfect time to buy perforance cars
some bargings out there
lambo's are going cheap 
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nik
Member
Registered: 19th Jun 00
User status: Offline
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quote:
Originally posted by Warren G
perfect time to buy perforance cars
some bargings out there
lambo's are going cheap
The guy off here will only need to sell 95% of his house to pay for that Lambo now! 
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Ojc
Credit Crunch? I just sold the Fiesta RS & been ringing for other cars and they are all sold, people are still buying and selling.
My old man has money burning a hole in his pocket to buy a Nissan Qashqai but can't find one that's still for sale. They come up for sale and are sold within hours.
Oh and I landed a new job (expansion) with a company who sell civil engineering products. Credit crunch FTW 
[Edited on 18-01-2009 by Nath]
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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quote:
Originally posted by nik
quote:
Originally posted by Warren G
perfect time to buy perforance cars
some bargings out there
lambo's are going cheap
The guy off here will only need to sell 95% of his house to pay for that Lambo now!
Yeeeey! 
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BluKoo
Member
Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
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I've not noticed any difference in my life because of the credit crunch. I have very little savings (other than my investment portfolio) and no debts, so interest rates don't effect me. Its more the unpredictability of the market. I've lost a lot of money in shares, but i'm still up alot from what i started with, so fuck it.
[Edited on 18-01-2009 by BluKoo]
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charcoalgrill
Member
Registered: 23rd Oct 02
Location: Bristol
User status: Offline
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quote:
Originally posted by mattk
I take it you arnt in the building trades then?
public sector building work will still be incredibly busy, and getting busier, as it is government spent money..
private sector work will be declining as it is difficult to make more profit.
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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quote:
Originally posted by STEvieXE
ask some of the thousands who are now unemployed?
maybe infact certainly certain employers are using talk of the credit crunch to their advantage but still people are losing jobs for whatever reason and thats a big issue
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by charcoalgrill
quote:
Originally posted by mattk
I take it you arnt in the building trades then?
public sector building work will still be incredibly busy, and getting busier, as it is government spent money..
private sector work will be declining as it is difficult to make more profit.
This is rubbish, the govt have stopped spending, I know of somebody who's company had guaranteed work up until the commonwealth games here and now suddenly they might not have any after april.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I agree with John.
During the last recession, my dad had continual (although shit paid) work doing things like fire stations, schools and stuff.
But the government aren't spending or granting anything - haven't people heard billions are being invested in the banks? Money is going in one hand, out the other, and not being used for anything else.
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charcoalgrill
Member
Registered: 23rd Oct 02
Location: Bristol
User status: Offline
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quote:
Originally posted by deano87
I agree with John.
During the last recession, my dad had continual (although shit paid) work doing things like fire stations, schools and stuff.
But the government aren't spending or granting anything - haven't people heard billions are being invested in the banks? Money is going in one hand, out the other, and not being used for anything else.
so everyone has stop paying taxes?
pfi means people tender for work, if they havent picked your company, they have picked someone elses.
roads still need maintaining, hospitals need works, general infrastructure is needed.
or am i confused by the community infrastructure levy '08
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Lawrah
Premium Member
Registered: 25th Dec 04
User status: Offline
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I love it, its quiet in work and somone askes me, ohh is it this quiet becuase of the credit crunch..Im like, well possibly, or because there is a shit load of snow outside and gale force winds.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Exactly, people listen to the media to much. The media hype it up so much people start thinking this recession is to blame for people dieing in Uganda.
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