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Poll: Do you save?
Yes every month 26 (34.21%)
Yes but not regularly 22 (28.95%)
Never 28 (36.84%)


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Author Do you save?
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
27th Jan 09 at 16:52   View User's Profile U2U Member Reply With Quote

Is that why you bought a bowl of chips for dinner? Saving for a rainy day?
Ellis
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Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
27th Jan 09 at 16:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Is that why you bought a bowl of chips for dinner? Saving for a rainy day?
Not with you
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
27th Jan 09 at 16:54   View User's Profile U2U Member Reply With Quote

And I save on occasion when I can be bothered and I want something like a new car or holiday, have some money tucked up from shares etc not a lot but I'd rather spend it then have money when I'm dead.
Daimo B
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Registered: 20th Mar 00
User status: Offline
27th Jan 09 at 16:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graham88
London FTW

Christmas bonus helped admittedly, but that pretty much paid for Xmas presents


I gave up working with those c*nts to earn less money, do more work, longer days, and only 20 minutes each way.

Right call.

although i've just heard that all the wankers who stunted my career at my former place, and those that stunted everyone but their own prospects, have been made redundent and things are getting much better.

Bummer
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
27th Jan 09 at 17:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Is that why you bought a bowl of chips for dinner? Saving for a rainy day?

Or because the menu didn't have anything decent

Daimo fortunately I enjoy my job lots plus working nights means I don't have trouble commuting like you did. Result at the moment as we are doing a big project at Stratford and I'm allowed to go straight to site, I leave my house at 12:15am to get there for 12:45am

[Edited on 27-01-2009 by Graham88]
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
27th Jan 09 at 17:21   View Garage View User's Profile U2U Member Reply With Quote

nothing decent? i reckon you're one of them fussy eaters who has nothing but chips and mcflurries.
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
27th Jan 09 at 17:25   View User's Profile U2U Member Reply With Quote

Every month to the tune of about £200 (not too bad for a full time student I dont think ) although I maxed my ISA out last month so not saving atm, dont really know what to do with the spare cash?

[Edited on 27-01-2009 by dannymccann]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
27th Jan 09 at 17:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
nothing decent? i reckon you're one of them fussy eaters who has nothing but chips and mcflurries.

You've just summed me up in a sentence tbh.

Give me some chips and chicken dippers and I'm anyones
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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27th Jan 09 at 17:29   View Garage View User's Profile U2U Member Reply With Quote

the food at that pub was boss.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
27th Jan 09 at 17:29   View User's Profile U2U Member Reply With Quote

Chips were good.

I was going out for a curry after anyway which is why I didn't eat.

[Edited on 27-01-2009 by Graham88]
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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27th Jan 09 at 17:31   View Garage View User's Profile U2U Member Reply With Quote

thats a better excuse
BYRON
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Registered: 1st Jun 04
User status: Offline
27th Jan 09 at 17:33   View User's Profile U2U Member Reply With Quote

I used to plead poverty with the rents when I lived at home = £40 rent /mth, with fuck all outgoings and a £30k salary.
I miss those days.
Ash_EP3
Member

Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
27th Jan 09 at 17:49   View User's Profile U2U Member Reply With Quote

I can't afford to save
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
27th Jan 09 at 17:50   View User's Profile U2U Member Reply With Quote

hell no, i still want to spend my money atm
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
27th Jan 09 at 17:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by VXR
People saying they are saving £1500 pm....

I was formally on a higher takehome wage than this, so know roughly how much you guys have to be earning, especially you London people....

£30k+ At the very very least


And the rest.......I'm on more than that and if I saved £1500 a month I wouldn't have enough left to cover rent/mortgage, bills and general living.
mwg
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Registered: 19th Feb 04
Location: South Lakes
User status: Offline
27th Jan 09 at 17:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by BYRON
I used to plead poverty with the rents when I lived at home = £40 rent /mth, with fuck all outgoings and a £30k salary.
I miss those days.


Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
27th Jan 09 at 17:54   View User's Profile U2U Member Reply With Quote

i just save as and when. if i need something, i'm not going to stop myself from having it if the moneys in the bank.

saving around 500 a month at the moment. should be saving about 1k a month once the focus is fucked off.
willay
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Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
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27th Jan 09 at 17:56   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_tomtom
hell no, i still want to spend my money atm


i feel this, i feel that everyone wants to get a house too early and will never enjoy proper disposal income until they are very old.

Unless i do something amazing I feel this is the only time I have to be an idiot and spend my wages on whatever i like, enjoy it before it all gets serious with a house, a commited relationship, a baby and so on. fuck that.
Half Pint
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Registered: 25th Mar 02
User status: Offline
27th Jan 09 at 18:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
quote:
Originally posted by corsa_tomtom
hell no, i still want to spend my money atm


i feel this, i feel that everyone wants to get a house too early and will never enjoy proper disposal income until they are very old.

Unless i do something amazing I feel this is the only time I have to be an idiot and spend my wages on whatever i like, enjoy it before it all gets serious with a house, a commited relationship, a baby and so on. fuck that.


I'll totally agree with you on this one.... i spent a shed load of cash partying over the past 11 years so saving up and buying a place is the only progression for me now.... plus i want my own pad to make some good movies
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
27th Jan 09 at 20:13   View User's Profile U2U Member Reply With Quote

No. But when I start working full time, I will
Kano
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Registered: 29th Aug 04
Location: Fife
User status: Offline
27th Jan 09 at 22:30   View User's Profile U2U Member Reply With Quote

Get paid on a friday, so just transfer anything left in my account on a Thursday into my savings.. Minimum of £400 a month...
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
27th Jan 09 at 23:14   View User's Profile U2U Member Reply With Quote

ppl save more per mnth thatn what i earn mega earners on here then
All Torque
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Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
27th Jan 09 at 23:23   View User's Profile U2U Member Reply With Quote

I do, I save 60% of what I earn a month (and I don't earn that much TBH) and it really annoys me TBH, I still live at home and although I have a few outgoings I don't seem to need to save. Unlike my friends who are with their GFs and have what they need but are skint.

I'm looking for the right balance
RS6
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Registered: 5th Nov 03
Location: with MJ
User status: Offline
27th Jan 09 at 23:54   View User's Profile U2U Member Reply With Quote

don't earn enough to save
ChrisBoom
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Registered: 6th Dec 06
Location: Highland
User status: Offline
28th Jan 09 at 00:06   View User's Profile U2U Member Reply With Quote

Was putting £100 a week into a savings account, was on a standing order, so never forgot to pay into it.

Stopped it now though since I got laid off.

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