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Author bad trend???
VrsTurbo
Premium Member

Registered: 8th Jun 10
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29th Sep 10 at 15:02   View Garage View User's Profile U2U Member Reply With Quote

i got caught with an undeclared engine. police rang insurance and they said i was still insured. it was down as a 1.4 but was a 2.0t. Police then let me on my way. sold the car shortly after.
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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29th Sep 10 at 15:11   View Garage View User's Profile U2U Member Reply With Quote

What's classed as a mod though these days? Would you declare a set of brand specific Alloys; as in, I have a set of Alloys which came with the car with normal tyres on, then I have a set with winter tyres on that I use when we head to the Alps - the wheels are standard Jag ones but not off my model.

Is debadging a mod, is swapping the bumpers for standard but later spec ones a mod
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 15:14   View User's Profile U2U Member Reply With Quote

i think its stupid not declaring engine changes.
Nothing wrong not claiming small things like wheels ect.
I had a corsa 1.6 sport at 17, which i bought and insured myself. I never crashed that or anyother car ive had. Im 19 with a clio 172. You've just got to use your head
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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29th Sep 10 at 16:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LiVe LeE
What's classed as a mod though these days? Would you declare a set of brand specific Alloys; as in, I have a set of Alloys which came with the car with normal tyres on, then I have a set with winter tyres on that I use when we head to the Alps - the wheels are standard Jag ones but not off my model.

Is debadging a mod, is swapping the bumpers for standard but later spec ones a mod


A mod is a change from the spec it left the factory spec. Obviously the winter wheels/tyres in your case won't be a problem, but any other non-safety change would be. If you put a GSI kit on a 1.2 Merit, it makes it look like a GSI to the untrained, so is more desirable.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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29th Sep 10 at 16:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Neo
Was that through companies such as elephant/admiral or through brokers that specialise in young driver insurance ?


Many different companies, even the likes of Flux. I must of quoted nearly every small car, I don't think I ever got a quote less than about £1700
Ben G
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Registered: 12th Jan 07
Location: Essex
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29th Sep 10 at 16:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antnee
quote:
Originally posted by LiVe LeE
What's classed as a mod though these days? Would you declare a set of brand specific Alloys; as in, I have a set of Alloys which came with the car with normal tyres on, then I have a set with winter tyres on that I use when we head to the Alps - the wheels are standard Jag ones but not off my model.

Is debadging a mod, is swapping the bumpers for standard but later spec ones a mod


A mod is a change from the spec it left the factory spec. Obviously the winter wheels/tyres in your case won't be a problem, but any other non-safety change would be. If you put a GSI kit on a 1.2 Merit, it makes it look like a GSI to the untrained, so is more desirable.


the wheels would be a problem were lee to have an accident as they aren't the ones that come on the car from factory.

it's ridiculous really.
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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29th Sep 10 at 16:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyCorsaSport
quote:
Originally posted by sand-eel
I've been driving for over 5 years since 17 and haven't crashed, just been reversed into and someone drove into the side of me at a junction, neither my fault!
I don't think crashing a car so soon after passing is a learning curve IMO.


Of course it is, you drive like a dick, you crash, you LEARN not to drive like a dick?


True but you already know your going to crash driving like a dick
Don't get me wrong, I do like the odd hell run but never over take in retard places or go above the cars limits.
Ben G
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Registered: 12th Jan 07
Location: Essex
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29th Sep 10 at 16:32   View User's Profile U2U Member Reply With Quote

when you're young you feel invincible and your corsa 1.2 16v is actually an f430.

when you grow up, you realise what a cunt you looked and don't make the same mistake again.

sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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29th Sep 10 at 16:36   View User's Profile U2U Member Reply With Quote

I actually find it annoying that it appears to be socially acceptable to smash your car when your young, "oh well who cares they are supposed to crash at that age"
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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29th Sep 10 at 16:37   View User's Profile U2U Member Reply With Quote

I bet 90% of people here have crashed thats why I'm on my own.
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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29th Sep 10 at 16:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by gez bay
i think its stupid not declaring engine changes.
Nothing wrong not claiming small things like wheels ect.



Talk about double standards.
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 16:43   View User's Profile U2U Member Reply With Quote

what do you mean on your own?
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 16:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by alan-g-w
quote:
Originally posted by gez bay
i think its stupid not declaring engine changes.
Nothing wrong not claiming small things like wheels ect.



Talk about double standards.



whats that supposed to mean?
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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29th Sep 10 at 16:45   View User's Profile U2U Member Reply With Quote

At what 'size' of mod does it become stupid?
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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29th Sep 10 at 16:45   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
quote:
Originally posted by antnee
quote:
Originally posted by LiVe LeE
What's classed as a mod though these days? Would you declare a set of brand specific Alloys; as in, I have a set of Alloys which came with the car with normal tyres on, then I have a set with winter tyres on that I use when we head to the Alps - the wheels are standard Jag ones but not off my model.

Is debadging a mod, is swapping the bumpers for standard but later spec ones a mod


A mod is a change from the spec it left the factory spec. Obviously the winter wheels/tyres in your case won't be a problem, but any other non-safety change would be. If you put a GSI kit on a 1.2 Merit, it makes it look like a GSI to the untrained, so is more desirable.


the wheels would be a problem were lee to have an accident as they aren't the ones that come on the car from factory.

it's ridiculous really.


That's the point I'm making really, when does a change become a modification; debadging mine might make it look like a different model potentially - is that a Mod? or interior mods or putting a later spec grill on or colour coding the chrome trim. I might get flamed for this, but If I do anythign to the Jag along those lines, I won't be declaring them
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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29th Sep 10 at 16:47   View User's Profile U2U Member Reply With Quote

And I'd say conservatively about 70% of people would be with you
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 16:47   View User's Profile U2U Member Reply With Quote

not declaring an engine, like i stated
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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29th Sep 10 at 16:51   View User's Profile U2U Member Reply With Quote

What you're missing out is that this is all in your opinion. Agreed, it might be looked at in more detail but at the end of the day not declaring modifications is exactly that. You can't admit to doing it then slate people who are doing the exact same thing.
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 16:53   View User's Profile U2U Member Reply With Quote

when did i admit doing it? Ive never changed and engine

or admited doing anything to a car actually

[Edited on 29-09-2010 by gez bay]
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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29th Sep 10 at 16:58   View User's Profile U2U Member Reply With Quote

I didn't mean 'you' as in yourself. I meant as in people in general.

And the fact that you condoned it suggested you have done it. You've maybe not but then why say that?

[Edited on 29-09-2010 by alan-g-w]
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Sep 10 at 17:00   View User's Profile U2U Member Reply With Quote

ok, got you.
cjohnson
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Registered: 27th Apr 08
Location: silsden,west yorks.Drive: Astra van
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29th Sep 10 at 17:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by bobbyd1
they can't handle anything mate, just drive like dicks and dont think of the consequences. one of the problems with the first car is it usually comes from mummy or daddy.


Strongly strongly disagree with this!

I'm 19, and have paid for every little thing on all my cars, including buying the cars. And there is a huge difference between driving fast, and driving like a dick!! Yeah some young lads give us a bad name but this is a strong stereotype tbh.
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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29th Sep 10 at 17:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
You end up killing your passengers and other road users?




Then you have got worse things to worry about than no insurance.


quote:
Originally posted by antnee


A mod is a change from the spec it left the factory spec. Obviously the winter wheels/tyres in your case won't be a problem, but any other non-safety change would be.



What about my tyres then, they are 3 inches bigger than standard (on same wheels) and are lower profile tyres a mod?

SnK
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Registered: 2nd Mar 09
Location: Yeadon, West Yorkshire
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29th Sep 10 at 17:09   View User's Profile U2U Member Reply With Quote

Drive how you want, let bigons be bigons. Don't be an internet warrior and complain online, 'cos all i'll say to you is, get fucked.
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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29th Sep 10 at 17:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by SnK
Drive how you want, let bigons be bigons. Don't be an internet warrior and complain online, 'cos all i'll say to you is, get fucked.


bigons?

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