Lawrah
Premium Member
Registered: 25th Dec 04
User status: Offline
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Rent - 150
Phone Bill - 31
rest is mine for shoes 
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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£320 rent
£50 council tax
£25 electric
£15 water
£35 mobile
£15 internet/phone
£200 fuel
£225 loan
£200 food
leaves me with about £400 a month disposable. ATM, I'm managing to save about £300 of that 
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gez bay
Member
Registered: 14th Feb 08
Location: South Wales drives: Vxr
User status: Offline
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230 car insurance
35 phone bill.
Then everything is mine to do whatever with.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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bills, dunno, just comes out my account
left, enough.
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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I'm saving like a motherfucker and have moved home to help me save towards a mortgage, renting is just dead money.
Phone: £30
Petrol: £500ish
Gym: £30
Food: £300
Car Insurance: £40
Internet: £25
Savings: £1200ish
Leaves me enough to live and buy shit I want.
Edit:
Gambling: £20 a month
[Edited on 08-11-2010 by Whittie]
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McWillster
Member
Registered: 23rd Mar 09
Location: Huntly, Aberdeenshire
User status: Offline
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I get £1900 a month and manage to be on the bread line every fucking month. Money falls through my hands like water.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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quote:
Originally posted by McWillster
I get £1900 a month and manage to be on the bread line every fucking month. Money falls through my hands like water.
Unless you are paying a mortgage / running a house there's no way £1900 disposable should fall through your hands every month. You are going wrong somewhere 
Or you're leading an extravagant lifestyle that some time in the future you will have to give up  Lucky fucker to be on that wage though, wish I was!
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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quote:
Originally posted by Whittie
renting is just dead money
unless you finish paying your mortgage, go into a home and they sell your house from under you to pay for it, while the other people in there who didnt have amortgage stay for free, god bless england
[Edited on 08-11-2010 by Russ]
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McWillster
Member
Registered: 23rd Mar 09
Location: Huntly, Aberdeenshire
User status: Offline
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Well after tax & NI come off its just shy of £1600. Rent my own place in the centre of town and have a car. I've just got a bad case "OMFG i've just been paid" syndrome. I'm only 19 so trying to be sensible with money when i've got no real commitments i.e. mortagage, car loans etc.. is hard. Really need to screw the nut!
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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quote:
Originally posted by Russ
quote:
Originally posted by Whittie
renting is just dead money
unless you finish paying your mortgage, go into a home and they sell your house from under you to pay for it, while the other people in there who didnt have amortgage stay for free, god bless england
[Edited on 08-11-2010 by Russ]
The only way renting is beneficial is if you have tennants who rent off you. My brother does this and they practically pay the mortgage.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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quote:
Originally posted by Whittie
quote:
Originally posted by Russ
quote:
Originally posted by Whittie
renting is just dead money
unless you finish paying your mortgage, go into a home and they sell your house from under you to pay for it, while the other people in there who didnt have amortgage stay for free, god bless england
[Edited on 08-11-2010 by Russ]
The only way renting is beneficial is if you have tennants who rent off you. My brother does this and they practically pay the mortgage.
depends really, if anything breaks, you dont have to fix it, they do, if you find yourself unable to pay your rent you can find somewhere else to live and not have to worry about mortgage getting paid and loosing something you've paid for.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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know a multi millionaire who rents, he loves it, worth it on an expensive house.
doesn't have to pay any maintainence
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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quote:
Originally posted by Russ
quote:
Originally posted by Whittie
quote:
Originally posted by Russ
quote:
Originally posted by Whittie
renting is just dead money
unless you finish paying your mortgage, go into a home and they sell your house from under you to pay for it, while the other people in there who didnt have amortgage stay for free, god bless england
[Edited on 08-11-2010 by Russ]
The only way renting is beneficial is if you have tennants who rent off you. My brother does this and they practically pay the mortgage.
depends really, if anything breaks, you dont have to fix it, they do, if you find yourself unable to pay your rent you can find somewhere else to live and not have to worry about mortgage getting paid and loosing something you've paid for.
His tennants are some friends and also employed by him, so they respect the house and him, it's also a new build so nothing should be breaking. Fallen on his feet with them in there really!
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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£1500 into the joint account and the rest in mine....
and for you nosey people its over £1,000 left which i manage to save a % of.
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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some rich men in here
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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You'd be expecting better cars for the amount some people are saying they earn tbh.
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Dougs on £100k a year nearly.
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SXIBLK
Member
Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
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quote:
Originally posted by mwg
some rich men in here
ha i was thinking that
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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quote:
Originally posted by loafofbrett
You'd be expecting better cars for the amount some people are saying they earn tbh.
agreed
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by mwg
quote:
Originally posted by loafofbrett
You'd be expecting better cars for the amount some people are saying they earn tbh.
agreed
Disagree. I earn what I think is quite a lot but I'm saving for a property. Where I live I can't pick up a 4 bed detached house and get change from a tenner. I need to save at least £30k for a deposit on my own.
I'd rather have an average car and own a property than have a high-end car and rent.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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£250 - Rent
£300 - Savings
£25 - Phone Bill
£5 - Mobile Broadband Bill
are my FIXED outgoings.
Then non-essentials:
£150-200 diesel
£200 Food
I add more into savings most months
Rest is for PUB 
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Conway563
Member
Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
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Outgoings are around £2400 a month
Not currently left with much to play around with as paying as much off stuff as possible but we get by
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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live at home and have a nice car is the way forward James
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by mwg
live at home and have a nice car is the way forward James
I think he'd be better off in wonderland where houses cost less than a tenner tbh
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by loafofbrett
quote:
Originally posted by mwg
live at home and have a nice car is the way forward James
I think he'd be better off in wonderland where houses cost less than a tenner tbh
Obviously that was an exaggeration. You only have to look in House Day for people buying up 2/3 bed houses for under £150k. For a decent 2 bedroom flat around here you are looking at about £220k.
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