Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by nathy_87
@Gary, Wasn't on about you personally
thats alright then...
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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quote:
Originally posted by Gary
quote:
Originally posted by Ian
There are many many benefits to renting but most people overlook them to tie themselves in to silly deals and suffer price crashes.
Speaking from experience? 
No my mortgage is a great deal and I'm not moving so the valuation doesn't worry me, but I'm clear what I'm exposed to.
Renting you just pay the guy and that is that. You can move when you want and the most you ever lose is a few quid if you break anything. If you own it you could be in it for tens of thousands of loss.
And don't anyone reply and say it could £10k of gain - you've been paying interest every month so you need to offset that. Capital portion will still be a whack unless you're 50.
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nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
User status: Offline
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quote:
Originally posted by Gary
Jed, bit harsh, its their job to decide who deserves it most.
It's ok he is drunk. 
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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I'm 26 and live at home. I come and go as I please, get everything cooked and cleaned for me and I get on well with my parents. I see no reason to rush and buy a gaff because that's the done thing.
I'd also have to move in with my missus now. And well, yeah
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Jed - so scoot who works hard and pays taxes ect doesnt deserve a house because your gfs bro is dying? Not to be a cunt but i see a hard working couple as the ones who should be given council houses instead of people who bang kids out to get them (not a dig at you) or people who have an illness so feel they are owed something (again not a dig)
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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John-d in epic cuntish reply shocker! 
Do agree though
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Not really i applied for council house about 4 years ago and still havent heard back.. pisses me off
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Don't kmow your situation so can't comment
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emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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Lived with girlfriend 21-25, had our own bit in her rents house. Finished uni and saved up.
25, got dumped, discovered just how unhumourous cops (repeatedly ) catching you having a fumble in car parks is at that age, bought my flat.
Mortgage is less than rent would be on a half decent 1 bed flat.
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by Hammer
I'm 26 and live at home. I come and go as I please, get everything cooked and cleaned for me and I get on well with my parents. I see no reason to rush and buy a gaff because that's the done thing.
I'd also have to move in with my missus now. And well, yeah
I thought you lived with John?
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Paul_J
quote:
Originally posted by Hammer
I'm 26 and live at home. I come and go as I please, get everything cooked and cleaned for me and I get on well with my parents. I see no reason to rush and buy a gaff because that's the done thing.
I'd also have to move in with my missus now. And well, yeah
I thought you lived with John?
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spikedjack
Member
Registered: 16th Oct 08
Location: wolverhampton/cannock
User status: Offline
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23, in my last year of uni, hopefully be out by 25/26 
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by Gary
Don't kmow your situation so can't comment
23, gf is nearly 21, no kids, both worked since school..
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John
Member
Registered: 30th Jun 03
User status: Offline
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I don't think people with jobs and no proper homeless circumstances should get council houses tbh.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Why? I think you would all shit your pants if you knew how much rent Sarah pays
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kz
Member
Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
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I'm 27 and still at home. No where near being able to afford to move out, and even if I could, I'm not sure I'd want to. Get on really really well with my mum still... and we'd both be lonely if I moved out, so I don't see the point really!
Obviously I know there are perks though.
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by Ojc
Why? I think you would all shit your pants if you knew how much rent Sarah pays
Because people who haven't bothered their arse at life should be penalised, not rewarded.
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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24 and not lived with parents for nearly 5 years. In process of buying as I have been renting, hoping to have completion by the end of the month. 3 bedroom place, repayment mortgage is £131 per month and it's a 5 min drive from work 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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200k for a 2 bed apartment around here. That's 10% deposit 20k plus other fees etc so 25k say then pay 1k a month mortgage. Have a shit life eating beans just so you can tell people that you "own" your own house.
Fuck that
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John
Member
Registered: 30th Jun 03
User status: Offline
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What about doing that and eating well?
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by John
quote:
Originally posted by Ojc
Why? I think you would all shit your pants if you knew how much rent Sarah pays
Because people who haven't bothered their arse at life should be penalised, not rewarded.
I agree, I genuinely do, but sometimes the bigger picture needs to be looked at.
Also this government make it impossible for single mums to better themselves.
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by Ojc
200k for a 2 bed apartment around here. That's 10% deposit 20k plus other fees etc so 25k say then pay 1k a month mortgage. Have a shit life eating beans just so you can tell people that you "own" your own house.
Fuck that
This is so close to a colleague of mine's real life - he seems happy with it though.
£280k place, £39k deposit and him and his girlfriend pay around £1100 a month. 
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bullock106xsi
Member
Registered: 10th Jul 09
Location: South Shields
User status: Offline
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im 26 and live at home still. got debt from previous escapades but still managed to move in with now ex girlfriend for abit. but she cheated on me the cunt so i moved back home, i`d like my own place definately but lack of hours at work (im a posty) and paying off my debt leaves me with enough to run the corsa and enjoy myself abit. obviously if i punted the corsa on and saved like mad i`d pay off sooner but then i`d probs top myself with boredom. plus i dont mind living at home atm, plenty of freedom and my parents dont annoy fuck out of me, and i get along sweet with my brother
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djgritt
Premium Member
Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
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I moved out at 17, on an apprentice wage of £90 p/wk and have never moved back with the rents since and am now 26
Difficult indeed, social life was limited, only just could cover my rent with a little help, run my car to get to work/college and buy enough food to last each week (Tesco Value FTW)
Looking back, I wouldn't have done it differently. Not atall, independence was worth it.
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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Im 21 and itching to move out. Spent thousand and thousands on cars/motorbikes though (still paying the price for it), over the last few years so I dont think i will be moving out untill im about 27 GF earns about 24 pounds a month anyway so probably best.
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