emicen
Member
Registered: 26th Jul 10
Location: Glasgow
User status: Offline
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quote:
Originally posted by John
Because people who haven't bothered their arse at life should be penalised, not rewarded.
Nor daft wee tarts whose career choice was to spread them.
quote:
Originally posted by Ojc
Also this government make it impossible for single mums to better themselves.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Ojc
200k for a 2 bed apartment around here. That's 10% deposit 20k plus other fees etc so 25k say then pay 1k a month mortgage. Have a shit life eating beans just so you can tell people that you "own" your own house.
Fuck that
I ear well.thanks mate.
I have a mate who is 28 and still lives at home. He is a bit weird though. He had to use up all his holiday allowance to look after 2 dogs whilst his mum and dad went on holiday and his 25 year old brother stayed round his birds house.
Hes eaten sainsburys sandwiches in work every day for 4.5 years aswell.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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23, living at home. Don't have enough deposit to move out & have it too good at home anyway. Dinners cooked, washing done, detached house, come & go when I want etc. don't wanna rent and I want to move straight into a house I want to stay in for a fair few years thus needing a large deposit. Hopefully be out by 25 but not in a rush tbh.
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kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
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quote:
Originally posted by Hammer
I'm 26 and live at home. I come and go as I please, get everything cooked and cleaned for me and I get on well with my parents. I see no reason to rush and buy a gaff because that's the done thing.
Exactly the same as this. My life is way too good living at home at the moment, don't see why i would want to risk ruining that just so i can live on my own rather than getting on with my parents.
I will move out when im ready to and not a day earlier 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Graham88
23, living at home. Don't have enough deposit to move out & have it too good at home anyway. Dinners cooked, washing done, detached house, come & go when I want etc. don't wanna rent and I want to move straight into a house I want to stay in for a fair few years thus needing a large deposit. Hopefully be out by 25 but not in a rush tbh.
Can i just remind you that you just spent 14k on a bmw m3 
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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24 (JUST) live with parents. Inherited a property last year, which I rent out. I have been wasting money on everything and anything since then (using rent I receive) Don't mind my rents, GF house 5 mins down the road too.
I will be moving out in a year or two I guess, in no rush and enjoying having money to spend without worrying to much atm, I understand people who do rush, but if you get one with parents, I don't see the rush.
My situation is sell property, and have smaller mortgage payments, or continue renting. Or take a business venture somewhere
[Edited on 15-11-2011 by Generation]
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by Paul_J
quote:
Originally posted by Ojc
200k for a 2 bed apartment around here. That's 10% deposit 20k plus other fees etc so 25k say then pay 1k a month mortgage. Have a shit life eating beans just so you can tell people that you "own" your own house.
Fuck that
This is so close to a colleague of mine's real life - he seems happy with it though.
£280k place, £39k deposit and him and his girlfriend pay around £1100 a month. 
There is, of course, the small matter that after 25 years (or a lot less if you play the game right) he/she will be living in a £280k+ house mortgage free.
It's a very nice feeling, trust me on that 
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Ste M
Member
Registered: 28th Oct 09
Location: Blackpool
User status: Offline
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quote:
Originally posted by Generation
Inherited
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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im 24 and living with the old cheese. plan was to move out by the age of 25 but i cant afford to do it on my own
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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Get a bird then you fucking jaffa.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Moved out when I was 18, hope I never have to go back. Its hard living in London, but the independence makes me a better person.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by Graham88
23, living at home. Don't have enough deposit to move out & have it too good at home anyway. Dinners cooked, washing done, detached house, come & go when I want etc. don't wanna rent and I want to move straight into a house I want to stay in for a fair few years thus needing a large deposit. Hopefully be out by 25 but not in a rush tbh.
Can i just remind you that you just spent 14k on a bmw m3
Exactly, not in a rush  In fairness if it wasn't for that car coming along my original intention was to go sensible this year and save hardcore and move out next year, but fuck it, another year won't hurt!
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Robo C20Let
Member
Registered: 22nd Feb 10
Location: Somewhere inside your mom !!!
User status: Offline
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im 22 and never moving out, im slowly waiting for them to die so it can all be mine !!!!!!
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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£125 a month rent 
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morpheus22
Member
Registered: 10th Oct 05
Location: sheffield
User status: Offline
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29 and still at home. would love my own gaff but your looking at 25k deposit for a average place round here.
i allways thought renting was dead money?
i havnt really looked into it enough to understand everything tbh 
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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quote:
Originally posted by Ste M
quote:
Originally posted by Generation
Inherited
..
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by Jed D
quote:
Originally posted by sc0ott
23 and put in for a council house/flat, but takes ages to get offered anything.
because there's people like our lasses chronically ill brother who had been homeless for over 5 month waiting for a poxy flat that someone's died in
not to mention he's been told his kidney is rejecting and only has so long to live
yeah lets give a council house to someone who need space from there parents because they cant be arsed to wash there dishes
soz for the drunken rant
[Edited on 14-11-2011 by Jed D]
haven't read the full thread but i apologise to anyone who was offended buy this
i was on a drunken rant last night. feeling the pain a bit now though
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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I live with my mum at the moment.
Soon I should be moving in to some accommodation that work can provide, basically a studio flat.
I live in Cornwall, where we have the lowest wages and the highest cost of living.
Being classed as a 'trainee' means my wage could just about afford a 1 bedroom flats rent and bills, never mind food and other living costs, that is why I live at home.
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by morpheus22
29 and still at home. would love my own gaff but your looking at 25k deposit for a average place round here.
i allways thought renting was dead money?
i havnt really looked into it enough to understand everything tbh
Average place in Sheffield costs you £250k, you couldn't find something a third of that?
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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See £25k really isn't that difficult if you WANT to move out.
Takes time, but if you want something enough you'll do it.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by John
quote:
Originally posted by morpheus22
29 and still at home. would love my own gaff but your looking at 25k deposit for a average place round here.
i allways thought renting was dead money?
i havnt really looked into it enough to understand everything tbh
Average place in Sheffield costs you £250k, you couldn't find something a third of that?
average of 250 in sheffield! Sheffield is shitter than here and you can pick up houses cheap here
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Can't afford to buy on my own.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by mwg
Can't afford to buy on my own.
Rent?
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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Back living with parents atm. Did move out for 2.5 years with the now ex-gf
Moving back allowed me to keep the business running and progress (ie. new van and invest in other equipment, insurance policies etc that I needed)
Still get the want for a unit for the business, but would rather move out first now tbh.
Refuse to rent though as I'm one of those who see's it as a waste of money. Most my mates are moved out but all rent and near enough all of them regret it as they'd rather own somewhere now it seems.
That said, my criteria for the house needs to have a drive and ideally a garage for the van Trying to save, but a mortgage when self employed seems a little trickier and I'm not sitting on enough cash to make the leap yet.
Vaguely aiming for next year, but suspect it'll be the year after. The sooner the better now though as I'm back in a decent relationship and she lives at home with her parents too!
[Edited on 15-11-2011 by Rich H]
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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quote:
Originally posted by Gary
quote:
Originally posted by mwg
Can't afford to buy on my own.
Rent?
Maybe will do if I get desperate, would rather buy. Don't want to bust my balls to pay someone elses mortage if I can help it.
[Edited on 15-11-2011 by mwg]
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