LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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If you can justify it you can have it, if your mitigation statement was "I want a Ferrari because it's sunny" you'd never recover in full.
I worked in claims recovery for 4 years and chased payment for hire daily.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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how would the insurance company know you have another car?
are you liam 1400 corsa in disguise?
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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Oh yeah it was on a test drive. It's brand new.
It's grey with yellow stripes
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote: Originally posted by Ben G
how would the insurance company know you have another car?
are you liam 1400 corsa in disguise?
because you have to sign legal documentation stating you have no other car, for very expensive cars its the first thing the tpi will look into. if the case goes to court its easy enough to find out if you own more than one car then youre liable for the hire bill yourself.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Imagine if someone with a crashed Ferrari used a claims management company
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote: Originally posted by John
Imagine if someone with a crashed Ferrari used a claims management company
depends on who the insurer is, ive dealt with someone with a lambourghini, and a bentley. had a couple of premier league footballers too
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote: Originally posted by John
Imagine if someone with a crashed Ferrari used a claims management company
if the person dealing with it all was leeM, the guy would end up driving around in a nissan micra for 6 months.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote: Originally posted by LeeM
quote: Originally posted by Ben G
how would the insurance company know you have another car?
are you liam 1400 corsa in disguise?
because you have to sign legal documentation stating you have no other car, for very expensive cars its the first thing the tpi will look into. if the case goes to court its easy enough to find out if you own more than one car then youre liable for the hire bill yourself.
well thats bullshit as when someone hit my car and i got a hire car, they didn't ask whether i had access to another car at all, they just said you are entitled to one, so i took it.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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you will have signed paperwork though surely?
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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dunno, i've never paid for anything. i only got a focus hire car though.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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you should have signed a mitigation statement and hire agreement. in all that you agree you need a car and dont have access to another etc, and also that you understand and agree that youre ultimately liable for the cost of the hire if the third party refuse to pay for any reason.
obviously the people in the callcentre at accidnet management cmopanies try not to go into too much detail on this because it puts a lot of people off
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