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Author debt?
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
User status: Offline
1st Sep 09 at 15:27   View User's Profile U2U Member Reply With Quote
Its wierd but he's made it work, when rates are low his income from his savings is crap though but on the flipside the house costs next to sod all.
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Online
1st Sep 09 at 15:29   View Garage View User's Profile U2U Member Reply With Quote


so yes or no to the signum
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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1st Sep 09 at 15:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by DaveyLC
Where did 30-40k come from? You were talking about a Signum? LMAO!


I never mentioned a Signum. I was talking objectively.
Colin
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Registered: 4th Apr 02
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1st Sep 09 at 15:29   View User's Profile U2U Member Reply With Quote
He's on a tracker then?

Thats probably why hes not in any hurry to pay it off!!

Some folk are paying 1p per month interest at the current BOE base rate!!
John
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Registered: 30th Jun 03
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1st Sep 09 at 15:30   View User's Profile U2U Member Reply With Quote
wtf has he got a 350k house for when he has 1.5 mil in the bank.
Colin
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Registered: 4th Apr 02
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1st Sep 09 at 15:31   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by IvIarkgraham


so yes or no to the signum


I dont like them, its the sort of thing my dad would want to carry the messages and take the dog to the park untill I get it into his head that he wants a BM or Audi (cos im a badge snob init ) I dont really think its a young dudes car!!!
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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1st Sep 09 at 15:34   View User's Profile U2U Member Reply With Quote
Davey Boy has changed his tune since I said why buy outright when you can invest the lump sum elsewhere at a better or nearly better rate.
a_j_mair
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Registered: 23rd Jan 04
Location: Scotland
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1st Sep 09 at 15:56   View User's Profile U2U Member Reply With Quote
debt is fine if it is serviceable and you have means of paying it back

you should never over stretch yourself really though.

i am in lots of debt

2 mortgages
car on finance
credit card debts

it stresses me out alot tbh

but it is all serviceable so i dont really have anything to worry about

i hope to pay off c/c then start saving again so i can see about sorting out paying the car and getting money in the bank

i would be in less debt if i didnt buy things like tickets for T in the park next year tickets for franky boyle next year

going to spain for a week golfing on sunday but it is all just about managable

as for mark no i wouldnt as signum isnt the greatest of cars, just a vectra in disguise

i find my vectra very noisy arm rest gets in the way not the best equipped tbh
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
User status: Offline
1st Sep 09 at 15:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
He's on a tracker then?

Thats probably why hes not in any hurry to pay it off!!

Some folk are paying 1p per month interest at the current BOE base rate!!


Yep tracker.. 0.5% below base rate. Same as another guy I work with Free living FTW!
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Online
1st Sep 09 at 16:29   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Colin
quote:
Originally posted by IvIarkgraham


so yes or no to the signum


I dont like them, its the sort of thing my dad would want to carry the messages and take the dog to the park untill I get it into his head that he wants a BM or Audi (cos im a badge snob init ) I dont really think its a young dudes car!!!


it said on a review that its the sort of car if it had an audi or bm badge on it it would be a big seller
but because of people like you its not

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