Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Ian
I can see the reason to lease but would no way be spending that money PM on a car, does that make me special
Collectively you probably do, & maybe then some......
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big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
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What does that £550 per month involve???
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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quote:
Originally posted by big eck
What does that £550 per month involve???
£100 a month goes to bloke that got him to sign the paperwork, thats what your really paying for.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Everything except servicing I would think. Not sure what the intervals will be for that. I'd guess a run in check then an oil service 12 months later only?
Tax is included.
Not sure what else........you get a car spec'd with DCT, 19's, media centre & heated seats.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Not sure what they will be making off that, new 3 series due out although the M car wont be here til 2013. Must have plenty sat un-sold they need to move along. Not a large market for a 4L V8 nowdays, one of the reasons the new one will be turbocharged!!
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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Does it include the people in the dealership waving at you whenever you drive past?
i'd want that
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I'd pop in for free coffee & a read of their magazines as often as possible.
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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The deal seems worth while, but do you want to spend that much a month on a car, and dont you works away alot? so the car would be sat around alot?
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Is it just a standard spec or can you specify any extras? Can you opt out early?
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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I think a nice lotus exige, bought outright, cared for by specialists, will be better to have sat in the garage, also doubt it would cost £550 a month
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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I don't see cars as an investment or a 'clever purchase', I see them as an expenditure and an enjoyable experience - like a Holiday abroad or whatever.
My only concern would be not being able to play around with it, having something which I have to give back would probably stop me from doing those little modifications which make the car slightly different. If you're really confident that you wont' get bored of not being able to tinker with it - then go for it, doubling the monthly payments for a hire purchase scheme on a brand new one and dealing with similar loss in depreciation does not sound sensible.
Lotus Elise 111R
Impreza WRX STi
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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go away and have a think of it, when you come back it will be a different car altogether
April 08 feature car
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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quote:
Originally posted by 3CorsaMeal
I think a nice lotus exige, bought outright, cared for by specialists, will be better to have sat in the garage, also doubt it would cost £550 a month
What good is that to him if he wants a brand new BMW M3? (this week  )
[Edited on 23-01-2012 by mwg]
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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quote:
Originally posted by 3CorsaMeal
i think Colin, Brian & AK are a different type of person to most on here, i imagine these are the people following in their fathers footsteps and i would imagine their dads had expensive sports cars
this isn't a dig, but i know how shit rolls
My dad was/is a painter and decorator.... he drove astra vans and such like...
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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thought he had a porsche that you now have?
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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aye, but thats not really expensive. 10-14k, summer use, low ins cost, decent mpg etc etc
My mum had the nice cars (M roadster, MR2 etc)... but they used finance.
All i'm saying is I dont see the problem with finance.
We are about 600 per month for the RRS, but we owe less than the car is worth so it doesnt phase me.
If it was a brand new car with a personal loan and the car had lost more than loan had decreased there would be a problem.
Short term, high monthly payments.
IF you want a new car leasing is a good option.
Eck - I meant a nearly new car for <10k (1year old to new) isnt going to be a top of the line car.
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by Colin
Everything except servicing I would think. Not sure what the intervals will be for that. I'd guess a run in check then an oil service 12 months later only?
Tax is included.
Not sure what else........you get a car spec'd with DCT, 19's, media centre & heated seats.
Get the service pack that comes with it for a bit extra
Deals are good as the new one is on its way next year but that wouldn't stop me
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by Graham88
Is it just a standard spec or can you specify any extras? Can you opt out early?
Normally spec what you want a price will increase accordingly.
On a pcp you can opt out at anytime but you may find in the first year it's not in your favour
The pcp on the Vxr worked out I paid 2k over 2 years to own the car?
With the m3 you are never going to make money and it will cost you a fair Bit to own but they are circa 55k
Most new cars on the road are either company cars or leased/pcp
[Edited on 23-01-2012 by whitter45]
[Edited on 23-01-2012 by whitter45]
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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quote:
Originally posted by Kyle T
I don't see cars as an investment or a 'clever purchase', I see them as an expenditure and an enjoyable experience - like a Holiday abroad or whatever.
My only concern would be not being able to play around with it, having something which I have to give back would probably stop me from doing those little modifications which make the car slightly different. If you're really confident that you wont' get bored of not being able to tinker with it - then go for it, doubling the monthly payments for a hire purchase scheme on a brand new one and dealing with similar loss in depreciation does not sound sensible.
Would you modify a 55k car in a way that you couldn't return it back to standard before selling or giving back?
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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I think leasing is good for expensive cars and anything that depreciates a lot.
It wouldn't be good on VW Tiguans that loose 3k over 3years though (cost price of around 20k)
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stevenc89
Member
Registered: 6th Apr 09
Location: East Kilbride
User status: Offline
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see at the end of the day, it is his money! If I had the money spare a month (plus abit more for running costs and the likes) I would get one. Cars are not investments as had been said.
Get it if you want mate, alot of car for the money
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by AK
quote:
Originally posted by 3CorsaMeal
i think Colin, Brian & AK are a different type of person to most on here, i imagine these are the people following in their fathers footsteps and i would imagine their dads had expensive sports cars
this isn't a dig, but i know how shit rolls
My dad was/is a painter and decorator.... he drove astra vans and such like...
I'd like to talk paint with your dad
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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tartan paint dealer imo
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BYRON
Member
Registered: 1st Jun 04
User status: Offline
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quote:
Originally posted by antnee
I think leasing is good for expensive cars and anything that depreciates a lot.
It wouldn't be good on VW Tiguans that loose 3k over 3years though (cost price of around 20k)
I dont think you understand leasing in great detail?
Ultimately, and scheme depedant - in a leased arrangement you pay for the depreciation, finance margin, mainteanane if applicable etc.
If a tiguan lost 3k over 3 years - which I can assure you it will probably lose nearer 55% of its value (trade) dependant on mileage.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Would the lease quote not be adjusted for depreciation on that particular car?
Not sure Tiguans are well known for solid residuals?
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