James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by Aaron
quote:
Originally posted by James
My mortgage is £1200 a month and my property would rent for about that too.
When i had a mortgage (I bought it in 2006), it was £333 per month. I could easily rent my flat out for £450 now!
Edit - Altough the cunting agents would take a nice slice out of that 
[Edited on 15-11-2011 by Aaron]
Fucking hell I'd be minted if my mortgage was only £300 
FML.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Also, folk who use the excuse 'im not moving out to rent as its dead money, so will wait till i can buy' are lying.
Its just an excuse to stay at home and have your mummy make your tea.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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And they are scared to move out/grow up/have some responsibility
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Because I'm not loaded, only started earning decent(ish) money very recently, don't fancy being skint just so I can say I dont live at home, I like spending money, not sure I want to stay in the UK....
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by DaveyLC
quote:
Originally posted by spencer88
quote:
Originally posted by DaveyLC
quote:
Originally posted by spencer88
So £500 a month easily gone before food and general living. Put food on top at a minimum of £200 a month.
Others such as insurance and tv licence, maybe £50 a month.
So £750 a month minimum ish to move out, after saving 14k, to live in a studio apartment.
Welcome to reality!
£750/month is CHEAP!
Again, this depends on the area you live in.
£750 a month is cheap, if you earn £2k a month, if you are on the wages that people earn in Cornwall, it is not.
Its all relative though.. Cornwall is a sort of exception because loads of people own second homes but if you've done well in education and got a decent career then there is no reason why you couldnt be living in a nice house.
If on the other hand you fucked around at school and now suckle blissfully at the teet of society then you're going to have a problem.
I have a decent career, unfortunately classed as a 'trainee' means a low wage.
I know people with good degrees, problem is in Cornwall, wages are not very high.
For instance
when I was in the chip shop, a fryers wage would be around £7 an our, yet in Doncaster, I had seen the same job for £12 an hour.
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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quote:
Originally posted by Gary
Also, folk who use the excuse 'im not moving out to rent as its dead money, so will wait till i can buy' are lying.
Its just an excuse to stay at home and have your mummy make your tea.
bait
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John
Member
Registered: 30th Jun 03
User status: Offline
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I wouldn't have rented, it is dead money to me.
Although currently I'm basically paying nothing but interest, it won't always be like that.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Jake
quote:
Originally posted by Gary
Also, folk who use the excuse 'im not moving out to rent as its dead money, so will wait till i can buy' are lying.
Its just an excuse to stay at home and have your mummy make your tea.
bait
Shhhhhh 
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Gary
Also, folk who use the excuse 'im not moving out to rent as its dead money, so will wait till i can buy' are lying.
Its just an excuse to stay at home and have your mummy make your tea.
You seem to have a massive chip on your shoulder for whatever reason. Did your parents beat you as a child?
Some people choose to have a nice lifestyle and nice cars and other things for a while before they settle down. Who says everyone should have their own house by a certain age?
Firstly, not everyone can afford to move out and secondly some people actually enjoy the company of their family.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Ooooo we've caught a big one!
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by willay
quote:
Originally posted by Robbo
quote:
Originally posted by willay
quote:
Originally posted by Robbo
quote:
Originally posted by willay
Yeah Robbo but you are a full on corporate slut with your big flash city boy job, you've sold your soul.
lol a long time ago matey! FYI i am not a city boy  my socks are blakc for a start!
Full on wannabe city boy, seen them come and go mate. Expensive sandwiches and beers on a Thursday after work.
i hate city boys  although i do like Leadenhall market...
Canary wharf mate, you are worse then city dwellers as you think you are better than those in the square mile. DLR motherfucker etc 
Can i just point out that i dont work in banking for a start and also i never use the DLR unless im going to greenwich, its pants
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by John
I wouldn't have rented, it is dead money to me.
Although currently I'm basically paying nothing but interest, it won't always be like that.
Yes and instead of paying almost nothing but interest you could have put down more capitol at a later date and possilbly afforded somewhere better too.
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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You never answered the question Gary, did your father touch you as a child?
[Edited on 15-11-2011 by Hammer]
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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So much bait flying around I dont even know where to look.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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...And yes I know I keep misspelling "Capital" 
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by spencer88
quote:
Originally posted by Laney
quote:
Originally posted by spencer88
So £750 a month minimum ish to move out, after saving 14k, to live in a studio apartment.
Welcome to life as an adult
No problem with being an adult, but when you factor in other costs and your then monthly bills equal more than your wage, surely the adult thing to do, is stay somewhere cheaper?
Either that, or I quit my job and go on benefits and claim all I can?
you do what your parents did and you find what you cna afford. im sure if wveryone (except jeddy and chloe) asked their parents abnout their first hosue theyl llaugh about some horrid shithole they live din cos it was all they coudl afford and then moved up the chain as and when they coudl afford it - as someone said, we have a want it now attitude and assume evertyhting shoudl come stright to us! (not a dig at you spencer88, just an observation)
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by DaveyLC
Different times back then.. Interest only as well I assume?
Nope.
[Edited on 15-11-2011 by Aaron]
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by James
Fucking hell I'd be minted if my mortgage was only £300
One of the many reason why i like where i live 
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by DaveyLC
quote:
Originally posted by John
I wouldn't have rented, it is dead money to me.
Although currently I'm basically paying nothing but interest, it won't always be like that.
Yes and instead of paying almost nothing but interest you could have put down more capitol at a later date and possilbly afforded somewhere better too.
You need to make a decision at some point. In my case I decided it was a good time to do it. Whether that proves a good choice or not I'm sure I'll find out.
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by James
quote:
Originally posted by Aaron
quote:
Originally posted by James
My mortgage is £1200 a month and my property would rent for about that too.
When i had a mortgage (I bought it in 2006), it was £333 per month. I could easily rent my flat out for £450 now!
Edit - Altough the cunting agents would take a nice slice out of that
[Edited on 15-11-2011 by Aaron]
Fucking hell I'd be minted if my mortgage was only £300
FML.
Mine is £131
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Aaron
quote:
Originally posted by James
Fucking hell I'd be minted if my mortgage was only £300
One of the many reason why i like where i live
Is that in Hull? I assume somebody is paying you £300?
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by Hammer
You never answered the question Gary, did your father touch you as a child?
fucking lol
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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Got with my Mrs at 18, we saved up and moved out when I was 21. I'm 25 now, been paying the mortgage (and overpaying) for 4 years whilst saving to get married next year. Following that, we'd like to have a kid/s providing we're earning enough to provide for it.
I have no respect at all for people who claim benefits or live in council houses when they're perfectly capable of working like everyone else.
At the same time, those still at home in their late 20's using the excuse of saving for a deposit are clearly not very good at saving.
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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mortgage on an entire housing estate in hull is 300
a year
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Nath
Is that in Hull? I assume somebody is paying you £300?
[/]Bitter
Kingston upon Hull Yeah, but, i hope to upgrade to MK one day mate 
Haterz
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