Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Aj could take banter. I miss him.
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Nath
Aj could take banter. I miss him.
How's your bedroom? 
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Full of expensive shit 
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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quote:
Originally posted by A2H GO
Got with my Mrs at 18, we saved up and moved out when I was 21. I'm 25 now, been paying the mortgage (and overpaying) for 4 years whilst saving to get married next year. Following that, we'd like to have a kid/s providing we're earning enough to provide for it.
I have no respect at all for people who claim benefits or live in council houses when they're perfectly capable of working like everyone else.
At the same time, those still at home in their late 20's using the excuse of saving for a deposit are clearly not very good at saving.
That's easy to say if you live somewhere where houses cost hardly anything. Where I am you need to spend about £180k for somewhere half decent. Assuming you put down 10% and factoring in a couple of grand for costs, you need a minimum of £20k. If you earn £25k a year for example, it would take you bloody ages to save £20k.
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Nath
Full of expensive shit
Pah
What you want is a mortgage which you're drowning in. Havent you been paying attention to the thead you cunt?
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Aaron
quote:
Originally posted by Nath
Full of expensive shit
Pah
What you want is a mortgage which you're drowning in. Havent you been paying attention to the thead you cunt?
 
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by Robbo
quote:
Originally posted by spencer88
quote:
Originally posted by Laney
quote:
Originally posted by spencer88
So £750 a month minimum ish to move out, after saving 14k, to live in a studio apartment.
Welcome to life as an adult
No problem with being an adult, but when you factor in other costs and your then monthly bills equal more than your wage, surely the adult thing to do, is stay somewhere cheaper?
Either that, or I quit my job and go on benefits and claim all I can?
you do what your parents did and you find what you cna afford. im sure if wveryone (except jeddy and chloe) asked their parents abnout their first hosue theyl llaugh about some horrid shithole they live din cos it was all they coudl afford and then moved up the chain as and when they coudl afford it - as someone said, we have a want it now attitude and assume evertyhting shoudl come stright to us! (not a dig at you spencer88, just an observation)
Yes, but what I am saying is, those properties I have listed, are the cheapest available.
To rent a one bedroom flat or even a studio the base rent here will be £450 a month, so more than a mortgage as I have previously stated.
I have no problem living in a shit hole, if I could afford it
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Right who wants a fight. Lots of testosterone kicking round in here
[Edited on 15-11-2011 by mwg]
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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quote:
Originally posted by Hammer
You seem to have a massive chip on your shoulder for whatever reason. Did your parents beat you as a child?
Some people choose to have a nice lifestyle and nice cars and other things for a while before they settle down. Who says everyone should have their own house by a certain age?
Firstly, not everyone can afford to move out and secondly some people actually enjoy the company of their family.
Spot on tbh. Doing the car thing whilst I can so I have no regrets later in life, the amount of people at work who bought a house young and always say they wish they had gone the same route as me, doesn't make me feel so bad about living at home at 23 when I hear that.
Having said that it's not like I don't want my own place, but I can't do everything at once so I made a choice and I don't regret it 1 bit
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by James
quote:
Originally posted by A2H GO
Got with my Mrs at 18, we saved up and moved out when I was 21. I'm 25 now, been paying the mortgage (and overpaying) for 4 years whilst saving to get married next year. Following that, we'd like to have a kid/s providing we're earning enough to provide for it.
I have no respect at all for people who claim benefits or live in council houses when they're perfectly capable of working like everyone else.
At the same time, those still at home in their late 20's using the excuse of saving for a deposit are clearly not very good at saving.
That's easy to say if you live somewhere where houses cost hardly anything. Where I am you need to spend about £180k for somewhere half decent. Assuming you put down 10% and factoring in a couple of grand for costs, you need a minimum of £20k. If you earn £25k a year for example, it would take you bloody ages to save £20k.
Its all relative. If people in that area couldn't afford to buy them they wouldn't be that expensive.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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to say you are better off renting LONG TERM is utter poo
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Graham88
quote:
Originally posted by Hammer
You seem to have a massive chip on your shoulder for whatever reason. Did your parents beat you as a child?
Some people choose to have a nice lifestyle and nice cars and other things for a while before they settle down. Who says everyone should have their own house by a certain age?
Firstly, not everyone can afford to move out and secondly some people actually enjoy the company of their family.
Spot on tbh. Doing the car thing whilst I can so I have no regrets later in life, the amount of people at work who bought a house young and always say they wish they had gone the same route as me, doesn't make me feel so bad about living at home at 23 when I hear that.
Having said that it's not like I don't want my own place, but I can't do everything at once so I made a choice and I don't regret it 1 bit
Some days I regret buying a house young, like when I see my mate in his M3 and my other mate in his RR Evoque, both of which live at home. But then I pull up on my drive after work every night and walk in my own home greeted by my little dog and future wife and it all becomes worthwhile. That time of owning nice cars and playing xbox all day gets replaced with the more important things in life fairly quickly.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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^ amen
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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quote:
Originally posted by A2H GO
quote:
Originally posted by James
quote:
Originally posted by A2H GO
Got with my Mrs at 18, we saved up and moved out when I was 21. I'm 25 now, been paying the mortgage (and overpaying) for 4 years whilst saving to get married next year. Following that, we'd like to have a kid/s providing we're earning enough to provide for it.
I have no respect at all for people who claim benefits or live in council houses when they're perfectly capable of working like everyone else.
At the same time, those still at home in their late 20's using the excuse of saving for a deposit are clearly not very good at saving.
That's easy to say if you live somewhere where houses cost hardly anything. Where I am you need to spend about £180k for somewhere half decent. Assuming you put down 10% and factoring in a couple of grand for costs, you need a minimum of £20k. If you earn £25k a year for example, it would take you bloody ages to save £20k.
Its all relative. If people in that area couldn't afford to buy them they wouldn't be that expensive.
its not relative at all, i simply cannot afford to move out, even renting around here is ridiculously expensive, upto 900/1000 PCM for a 2 bedroom flat? house prices approx 200k for small terraced houses in a bad area.
how could anyone young or earning anything below 25k afford that? just because the house prices are expensive in an area it does not automatically mean the jobs pay to match that.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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I get out of my car, walk into my house and put my feet up and turn on the tv. I then get a phonecall saying that there is so much tail out at Kitty's nightclub that it's unreal and I should come out. Then I wish I was back home, and able to blow £000's per night out
[Edited on 15-11-2011 by Eck]
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Jesus that's some soppy shit right there
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John
Member
Registered: 30th Jun 03
User status: Offline
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I don't see a house as meaning I can't have a nice car, or anything else.
Just means I can't have it right now.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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We will find our true love one day, Matty 
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Eck please feel free to blow my brains out with the gun of your choice on the day I start spouting soppy drivel like that on the internet.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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Can't I just use my hunting knife? I'm game for that shit though. I don't think I'll ever find a girl who will greet me with anything more than contempt when I walk in the front door
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VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
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me and my gf bought a house in july 3 bed semi. Had around 25k deposit and our bills for the month is around 1k all in. and we were on a joint wage of less than 45k
i'd rather have some bricks and mortar that will go up in value at the time i bought then having a good car or pissing it up the wall.
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by BarnshaW
quote:
Originally posted by A2H GO
quote:
Originally posted by James
quote:
Originally posted by A2H GO
Got with my Mrs at 18, we saved up and moved out when I was 21. I'm 25 now, been paying the mortgage (and overpaying) for 4 years whilst saving to get married next year. Following that, we'd like to have a kid/s providing we're earning enough to provide for it.
I have no respect at all for people who claim benefits or live in council houses when they're perfectly capable of working like everyone else.
At the same time, those still at home in their late 20's using the excuse of saving for a deposit are clearly not very good at saving.
That's easy to say if you live somewhere where houses cost hardly anything. Where I am you need to spend about £180k for somewhere half decent. Assuming you put down 10% and factoring in a couple of grand for costs, you need a minimum of £20k. If you earn £25k a year for example, it would take you bloody ages to save £20k.
Its all relative. If people in that area couldn't afford to buy them they wouldn't be that expensive.
its not relative at all, i simply cannot afford to move out, even renting around here is ridiculously expensive, upto 900/1000 PCM for a 2 bedroom flat? house prices approx 200k for small terraced houses in a bad area.
how could anyone young or earning anything below 25k afford that? just because the house prices are expensive in an area it does not automatically mean the jobs pay to match that.
so find a one bed or a studio if thats what you cna afford. or shock horror, find a slighly diff location
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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I can see the logic in that VRS, but I'd much rather scare people with my loud car and piss up people's walls just now
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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The banter is fucked now that the paragraph's are in. I'm oot.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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quote:
Originally posted by Aaron
quote:
Originally posted by DaveyLC
Different times back then.. Interest only as well I assume?
Nope.
[Edited on 15-11-2011 by Aaron]
LOL how much was the house and where??
I call bullshit.
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