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Author Excess
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 09:03   View User's Profile U2U Member Reply With Quote
Rite, basically i may have to claim on my insurance. However i will not be claiming for any damage to my car as its minimal. Will i still have to pay my excess
purple_corsa_gls
Member
Registered: 25th May 04
Location: Near Sunderland
User status: Offline
23rd Nov 04 at 09:04   View User's Profile U2U Member Reply With Quote
If youre claiming through your ins, they'll surely want an excess wont they?
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 09:05   View User's Profile U2U Member Reply With Quote
i don't know, cos i wasn't sure if the excess only applied on your car. As you don't have one on TPFT insurance
Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
23rd Nov 04 at 09:21   View User's Profile U2U Member Reply With Quote
have u got an exccess on your policy? if so then if you make a claim your going to have to pay the excess...... insurance companys are not going to pay money then dont have to pay
mike16v
Member
Registered: 20th May 02
Location: sheffield, yorkshire
User status: Offline
23rd Nov 04 at 09:23   View User's Profile U2U Member Reply With Quote
the excess is liable on any claim, no matter what ure claiming for
markBezzy
Member
Registered: 29th Oct 04
Location: West Brom :(
User status: Offline
23rd Nov 04 at 09:29   View User's Profile U2U Member Reply With Quote
some people on here know nothing!

If some one is making a claim again you (which it is in your case) then you dont pay a penny just your insurance company.

If you claim for damage to your car then you pay your excess.
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 09:37   View User's Profile U2U Member Reply With Quote
Yeah the claim will be on my insurance but only to the damage to his van as there is no real damage to mine
markBezzy
Member
Registered: 29th Oct 04
Location: West Brom :(
User status: Offline
23rd Nov 04 at 09:38   View User's Profile U2U Member Reply With Quote
if your not claiming for anything on your car just the third party then you pay nothing just your insurance company
Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
23rd Nov 04 at 09:40   View User's Profile U2U Member Reply With Quote
do you lose your no claims bonus?
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 09:42   View User's Profile U2U Member Reply With Quote
Thats what i thought and hoped, cheers

Got one last throw of the dice tho to prevent him claiming as i now have pics and his estimate and there is about £1500 of fraudulant claiming so gonna contact my legal assistance on my insurance
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 09:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kerry
do you lose your no claims bonus?


Well my mum does But it only drops down to 3yrs NCB if we claim
markBezzy
Member
Registered: 29th Oct 04
Location: West Brom :(
User status: Offline
23rd Nov 04 at 10:09   View User's Profile U2U Member Reply With Quote
will lose two years NCB for a claim.

Speaking to your legal assistance can only be done though your insurance company!
S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
23rd Nov 04 at 10:39   View User's Profile U2U Member Reply With Quote
Im pretty sure if you dont claim for the damage to yours you dont pay an excess, as that is to cover any repair needed to your car!

Thats what hapened when i spoke to tesco recently
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
23rd Nov 04 at 10:44   View User's Profile U2U Member Reply With Quote
Yeah thats what i thought Car may be uninsurable for me next year tho

 
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