steve101
Member
Registered: 25th Oct 04
Location: Kilmarnock, Ayrshire, Scotland
User status: Offline
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Right, when I took out my insurance policy I claimed i'd only be doing about 10,000 miles, however i'm in my 8th month of the policy and my mileage since taking out the policy is now approaching 14,000 miles...
What's the ruling on this - how can they find out how many miles I've actually done though?
Cheers
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I claim to do 5k a year.....average 200 a week u do the maths 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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They could maybe check by compairing old MOT's but they never would!!!
Your only asked to take a estimate anyway - its not tied in to your terms and conditions I dont think!
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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I claim 6k a year...
done 14k so far in 6 months
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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they should reward u, u've done more miles than u thought and still not crashed  saving them money
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steve101
Member
Registered: 25th Oct 04
Location: Kilmarnock, Ayrshire, Scotland
User status: Offline
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yep lol, I didn't think they would check, It's just something i've wondered about...
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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Yes I've not crashed at all 
*touch wood*
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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But if you write the car off, they might notice that you've done lots more miles than the mileage you gave them when you started the policy...
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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basically when you claim, they will notice that you do more miles than you say you do-well they may, and they will pay out for the car MINUS how ever much extra the policy would cost if you had declared the actual milage you do
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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they never actually asked me for the mileage when I took out the policy though...
Plus reading through my policy, it doesnt have the mileage thing on it, so as far as the policy document is concerned, its unlimited mileage (it really doesnt say agreed annual mileage: 6000)
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Tim
But if you write the car off, they might notice that you've done lots more miles than the mileage you gave them when you started the policy...
Ive never been asked how many miles my cars done.............
Only how many I 'think' im going to do!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by broster
basically when you claim, they will notice that you do more miles than you say you do-well they may, and they will pay out for the car MINUS how ever much extra the policy would cost if you had declared the actual milage you do
How on earth are they going to find that out then????
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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well when you insure your car dont you tell them the milage, some companis ask for it, also to proove its worth money you will show all the history etc, INC mots. showing i had history for my astra gained me £200 when it got written off...
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by broster
well when you insure your car dont you tell them the milage, some companis ask for it, also to proove its worth money you will show all the history etc, INC mots. showing i had history for my astra gained me £200 when it got written off...
Ive never heard of anyone getting asked for current millage before.
Thats different, your approaching them asking for extra payout because you think its worth more, not them asking you to prove how many miles you have done!!
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ROBSTA
Member
Registered: 29th May 03
User status: Offline
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ive never heard of the mileage being asked but i know there is a new mot certificate thing coming out in april which is linked straight to dvla when its printed so they could check that i suppose when its up and running?
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by broster
basically when you claim, they will notice that you do more miles than you say you do-well they may, and they will pay out for the car MINUS how ever much extra the policy would cost if you had declared the actual milage you do
How on earth are they going to find that out then????
They may follow u around everywhere forever
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Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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The Adrian Flux quote that i got from them said unlimited mileage. But after i took out the policy they sent out all the usual forms/agreements to be signed and it asked for my current mileage and then had mileage limit printed as 12,000 per year.
I put my current mileage reading on, but scribbled out the 12,000 and wrote "UNLIMITED" on the form.. Haven't heard from them since so i'm hoping i'm covered..
Sly cunts.. 
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