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Adam_B

Member

Registered: 13th Dec 00
Location: Lancashire
User status: Offline

8th Jun 05 at 11:09

My mum has a new corsa, which she got free insurance for anyone in our house over 21. Now she wants my sister to be able to drive it but doesnt want to cancel the free insurance.

So is it dodgy to take out another insurance policy on the same car with a different company?

vibrio

Banned

Registered: 28th Feb 01
Location: POAH
User status: Offline

8th Jun 05 at 11:09

technically no but only one insurance company will pay out on crashing

Colin

Member

Registered: 4th Apr 02
User status: Offline

8th Jun 05 at 11:10

Yes...ilegal also iirc

3CorsaMeal

Member

Registered: 11th Apr 02
User status: Offline

8th Jun 05 at 11:10

can't have 2 policys on one car basically

Gez G

Member

Registered: 12th May 04
Location: Glasgow
User status: Offline

8th Jun 05 at 11:13

Illegal to have two policies on the one car in the same period of insurance.

Graeme

Premium Member

Registered: 26th Jul 04
Location: Northampton
User status: Offline

8th Jun 05 at 11:19

exactly right ^^^^^^^^^^^^^^

Jonny P

Member

Registered: 11th Dec 04
Location: Merseyside Drives: Civic Type R EP3
User status: Offline

8th Jun 05 at 11:25

insure her on urz ad

Gez G

Member

Registered: 12th May 04
Location: Glasgow
User status: Offline

8th Jun 05 at 11:27

Can you tell I work for an insurance company LOL

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

8th Jun 05 at 11:31

oooh i didnt know that

learn something new everyday

Adam_B

Member

Registered: 13th Dec 00
Location: Lancashire
User status: Offline

8th Jun 05 at 11:32

even though its with 2 different companies?

Colin

Member

Registered: 4th Apr 02
User status: Offline

8th Jun 05 at 11:35

quote:
Originally posted by Adam_B
even though its with 2 different companies?

Yes.....think if someone drove into it parked up and drove off........which company would be liable!!

^^I know its illegal and I dont work in insurance

sassyminx

Member

Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline

8th Jun 05 at 11:40

so for example, you got a car and your boyf has a car, his insurance wont cover you on it, so you get your own insurance policy on it, they ask if your registered owner and keeper, you say no its your boyfriend

you cant do that? i thought you could

Gez G

Member

Registered: 12th May 04
Location: Glasgow
User status: Offline

8th Jun 05 at 11:48

Has fuck all to do with being the owner and registered keeper Sassy, that is allowed, what isnt is to have two separate policies on the one car in the one period of insurance.

Ryan L

Member

Registered: 4th Mar 03
Location: Essex
User status: Offline

8th Jun 05 at 12:04

is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok

Mistamist

Member

Registered: 16th Jul 03
Location: Gillingham, Kent
User status: Offline

8th Jun 05 at 12:08

Surely MIAFTA would show up if a car already has a policy on it.

John

Member

Registered: 30th Jun 03
User status: Offline

8th Jun 05 at 12:17

quote:
Originally posted by Ryan L
is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok

You could drive it if your insurance policy allowed you to drive other cars.
Not all do, especially if you're young.
If it says on your policy you can do it though.
Not a myth at all.

Colin

Member

Registered: 4th Apr 02
User status: Offline

8th Jun 05 at 12:20

quote:
Originally posted by Ryan L
is the age old myth of being able to drive any other car third party if you're fully comp on your own policy providing you have the permission of the owner of the other vehicle and that vehicle is also insured true then or not

for example my dad has a Jag XJR which im dying to drive, could i legally drive it if i had my own fully comp policy and the jag was also fully comp and my dad said it was ok

Only if your policy states you can!!

You can sometimes add it for extra if it doesnt although not many companies want to give this to young drivers.

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