corsa_rob
Member
Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
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Hey guys just a quick one insuring the corsa for another year, even though im getting bored
Right i have a renewal quote from my existing insurance company saying i have "62.5% no claim discount equivalent to 2 years".
I've defo got 1 years no claims with them on the corsa i have no but was insured as a named driver on my old corsa for a year while i was learning...so i have held a FULL license for 1 year and 5 months ish now.
But im changing companies as they are offering me a great price, im changing address to my girlfriends as living here mainly at moment and get 10% off as her brother is with same company.
So if my existing company says ive got 2 years no claims, but only held my FULL license for 1 year and 5 months do you think the other company will take it as 2 or just 1??
It's a silly question but just wondering as im renewing very soon and want even more off! going from £1250 to £520 but want cheaper as im 22 and its a 1.4 sport...another question is...
£1600 for a S reg corsa sport 1.4??
any help or past experience in a matter would be great please guys renewing in next few days...
cheers rob
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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Get them to send you confirmation of your NCB in the post. Should only take a day or two and will confirm your NCB entitlement.
I had an accident with a pedestrian and was meant to loose all my NCB. But somehow the insurance company screwed up. SO i got them to send me confirmation of my NCB bonus.
It was the full 7 years and not the 2 years i was expecting. Its on paper, so thats what I use.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Totally depends what they send you like has been mentioned.
You could have NCB from a moped, if you were with the same insurance company, so it is possible, if only having your licence 1 year 5 months.
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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Shit i will have 1 yr no claims from my bike
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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should be fine...
as i insured my first car, before i passed, and they counted the same..
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corsa_rob
Member
Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
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cheers lads! gonna ring them tomorrow after work and get it sort im hoping for £450 lol but think might be setting my standards high haha! will be chuffed though regardless...can start saving for the 106 GTi/172/182/ibiza cupra/astra gsi/XE lump now hahahahahaha!
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by corsa_rob
106 GTi/172/182/ibiza cupra/astra gsi/XE lump now hahahahahaha!
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Not always. I'm on a 9 month rapid bonus policy with Norwich Union. Means I get the equivalent of 1 years no claims after 9 months. Having been driving for 2 years, I'm not on 3 years no-claims but no other company would honour it despite my policy saying something like "40% discount equivalent to 3 years no claims bonus"
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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Depending on the company.
I have "2 years" but in reality, it's 20 months.
I rang a few companies, some would take it as 2 years, some would only accept one full year.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by aPk
Not always. I'm on a 9 month rapid bonus policy with Norwich Union. Means I get the equivalent of 1 years no claims after 9 months. Having been driving for 2 years, I'm not on 3 years no-claims but no other company would honour it despite my policy saying something like "40% discount equivalent to 3 years no claims bonus"
My brother did this he got upto 5 years but they make you have another 9 month policy before you go back to 12 months, my brother moved to Priviledge, they asked him to send his renewal as proof of no claims, and they've give him 5 years, esure said they'd do the same too.
Worth a try
Edit: I also got 2 years ncb after my first year, that saved me about £600
[Edited on 29-11-2007 by Mike B]
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Oh did they? Ace
I spoke to a few companies (Barclays, Tesco, AA) and they all said it wouldn't count.
I'm still paying far less though, about £400 this year while everyone else was quoting £650/700 
Cheers for the info
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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He asked esure, they just said if it says you've got 5 years on your renewal, then that's good enough for them. Although he did it the cheeky way with Priviledge, he didn't tell them he'd got the ncb through a bonus accelerator, he just said he had 5 years, they told him to send his renewal, he sent it, they accepted it
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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try quik fit, quoted me 1600 on a 1.4 sport, im only 20 and have a dr10
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corsa_rob
Member
Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
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all sorted lads just so people know direct line are cool with it! got it down to £472:LOL::LOL:
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