Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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ah 
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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quote:
Originally posted by Steve
wheels locked up, was wet john
Does the Fabia not have ABS Steve?
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John
Member
Registered: 30th Jun 03
User status: Offline
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It has abs that cuts in very very early actually, good point.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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aye but it can only do so much, you try and get it to lock up and it will, dont forget the distance was short so there want much locking up
[Edited on 05-02-2008 by Steve]
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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bugger, hope you get it sorted out Steve.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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il be paying out my pocket lol
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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I think we should have a whip round on here. I reckon at least maybe one person would chip in for you?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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LOL
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Diff
Member
Registered: 24th Oct 04
User status: Offline
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£650 is alot of money, do you not have no claims protection? if you do surely the premium would not increase by anything near that amount if you were to let it go through the insurance?
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Kathryn W
Member
Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
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I have wiplash AGAIN 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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the insurance (Directline) said they will not insure me on this car if i make a claim, they said i need 2 years NCB, and i have will 1, i currently have 3. I had 5 this time last year but had to claim as 106 got lost in water
[Edited on 05-02-2008 by Steve]
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John
Member
Registered: 30th Jun 03
User status: Offline
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Have you tried admiral/elephant/bell steve?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i dont really trust anyone else, direct line are good when you need them
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Diff
Member
Registered: 24th Oct 04
User status: Offline
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Maybe you should get some other quotes from insurers including this claim to see what figures you receive, then compare it with the premium your paying and if theirs much in them that would justify you paying the £650 out of your own pocket?
If you had 5 years no claims discount, how come you have so little now? did you not have it protected when you made the claim?
[Edited on 05-02-2008 by Diff]
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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it wasnt protected, basically with direct line if you claim you lose 2 years.
i had 5, made a claim in the summer when the 106 set sail, so now i have 3, if i claim again that will leave me with 1 and directline wont insure me
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Thats alot to have to stump up  My claim just cost £100 excess & around £100 extra come renewal time!
They prob wont even take it to Honda it will go to Joke Bawsacks garage to get fixed for half that amount!!
No damage to yours at all??
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Diff
Member
Registered: 24th Oct 04
User status: Offline
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Oh shit, sorry to bring up the frustration of losing the NCD again....
even so maybe just for peace of mind try some alternative insurers, (reputable), with the possbile scenario and see what prices you get. Im just thinking in my opinion that £650 is alot but good luck to with what you decide. (If you get to 4 years make sure those puppies are protected)
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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quote:
Originally posted by Colin
Thats alot to have to stump up My claim just cost £100 excess & around £100 extra come renewal time!
They prob wont even take it to Honda it will go to Joke Bawsacks garage to get fixed for half that amount!!
No damage to yours at all??
aye thats about what it cost me on the 106 when it was wrote off
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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i would get some quotes from other bodyshops steve i do bodywork where i work now and not even we would charge that much to replace a trim i work on vans and lorries that are damaged and we can replce a whole front end on a sprinter in about 15 mins thats lights grill bumper inserts and new bumper i cant see a lower trim including being painted and being clipped back on costing £210 +vat to fit etc unless they are using mega expensive paint and they could more than likely fix the lower trim and as you are paying cash they probs wont even fit a new trim just fix the old one
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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not up to me really, they are obliged to go where they want
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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true but i would want to see receipts for parts so i know what i have had to pay for has been used
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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they do have a quote with breakdown
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Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
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yeah but that just says they are planning on using those parts we have to supply reciepts to our customers for parts we have bought and used on repairs so you could ask for the same different if it was goign through insurance they would have to use them no choice unless they were told to repair damage to said items
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