gooner_47
Member
Registered: 20th Jul 04
Location: Bexhill/Croydon
User status: Offline
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When selling, who here actually makes sure the potential buyer is insured on your car when they take it for a test drive?
..I know it's a pain in the arse, but I started wondering if anyone had any bad experiences before - i.e. the person test driving crashed your car and weren't insured!
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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I was wondering about this the other day. How do you ensure that you have insurance for a test drive?. Do you ring your current insurer and arrange 1 day insurance or take out a day policy?. I've never done it before.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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if they are over 21 its normally theres but its only 3rd party i think not too sure at all though.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Your insurance certificate will say if you are insured to drive anu other car 3rd party.
Mine does 
Garages have their own insurance
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Ricky352
Member
Registered: 6th Apr 07
Location: Lisburn, N.I.
User status: Offline
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I sold an A4 there 2 days ago and when people came to me for a test drive i basically made sure that they had told me they had insurance, just so I could say i had asked if anything did happen.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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id personally ask them for say the certificate just to prove it tbh. as they could just say yeh they have.
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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quote:
Originally posted by pow
Your insurance certificate will say if you are insured to drive anu other car 3rd party.
Mine does
Garages have their own insurance
Yeah but if they wrap your car up then the car itself is not covered. Is that when you say thanks for the cash, you break you buy ?
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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i used to have a trade policy which allowed me to let people test drive cars aslong as i was in the car with them .
remember if there not insured and get pulled your car can be towed away and you face the recovery costs
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Doug
Member
Registered: 8th Oct 03
User status: Offline
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If they cannot produce proof of insurance or the full amount of cash that I leave locked in the house while we are out then I just drive the car for them.
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