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Author Insurance piss take!!
Ben D
Member

Registered: 25th Apr 05
Location: South West
User status: Offline
13th Aug 08 at 13:28   View User's Profile U2U Member Reply With Quote

I paid for it all myself, and I live in manchester you couldn't insure your own shoelaces for less than a grand around here
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
   13th Aug 08 at 13:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben D
I paid for it all myself, and I live in manchester you couldn't insure your own shoelaces for less than a grand around here


Hahaha!! Joker!!
Ben D
Member

Registered: 25th Apr 05
Location: South West
User status: Offline
13th Aug 08 at 13:34   View User's Profile U2U Member Reply With Quote

Anyways Gotta go to work now Laters Peeps
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
13th Aug 08 at 13:42   View User's Profile U2U Member Reply With Quote

I paid £1300 for my 1.4LS at 17 (TPFT), £800 for my 1.4SRi at 18 (FC), 700 for my 1.8Si Escort at 19 (FC) and now I am paying a tad over £300 averaged FC for my 2.0DTi Astra at 20 going on 21
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 13:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by dannymccann
I paid £1300 for my 1.4LS at 17 (TPFT), £800 for my 1.4SRi at 18 (FC), 700 for my 1.8Si Escort at 19 (FC) and now I am paying a tad over £300 averaged FC for my 2.0DTi Astra at 20 going on 21


Man as soon as you hit 20 it just drops!

Been talking to my Mom and she suggested getting insured under her name for a few years. So even if I have no NCB I will be older so it should be cheaper still.
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
13th Aug 08 at 13:51   View User's Profile U2U Member Reply With Quote

Cant do that, its illegal, its called fronting. If you are involved in something that needs a claim and the company suspects you are actually the main driver they will void your insurance. Not a good thing to risk tbh

Mine only dropped to 300 because Norwich Union fucked up a new system they were trying out, worked out in my favour in the end
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
13th Aug 08 at 13:51   View User's Profile U2U Member Reply With Quote

Source

http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm
ed
Member

Registered: 10th Sep 03
User status: Offline
13th Aug 08 at 13:52   View User's Profile U2U Member Reply With Quote

You'd think that, The AA just quoted me £1200 for my 1.3 Punto, I'm 22 3yrs NCB. Think i'll stay with Churchill who offered a far more realistic £400
Pete_vxl
Member

Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
13th Aug 08 at 14:02   View User's Profile U2U Member Reply With Quote

on my dads insurance i payed £600 tpft when i was 17, i went to renew with my dad again and they wanted £1900 lol i went on my own and got £600 again. that was on a 1.4 sport
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 14:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by dannymccann
Cant do that, its illegal, its called fronting. If you are involved in something that needs a claim and the company suspects you are actually the main driver they will void your insurance. Not a good thing to risk tbh

Mine only dropped to 300 because Norwich Union fucked up a new system they were trying out, worked out in my favour in the end


Can't I register the car in my moms name?
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
14th Aug 08 at 09:16   View User's Profile U2U Member Reply With Quote

It doesnt matter who its registered to in the eyes of the insurance company, if you are going to be the main driver you need to be insured as the main driver. By all means put your great aunty Celia who lives in Australia and has been driving like a Christian for the last 100 years as a named driver, as long as the person involved in an accident is corrctly insured it doesnt matter
Lynny
Member

Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
14th Aug 08 at 09:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben D
quote:
Originally posted by Alex.S
quote:
Originally posted by Ben D
If your going to spend 2500 on insurance on a car then you might aswell but a car worth spending that much money on insurance, when i passed my test i paid 5500 to be insured on a 206 GTi, which is alright considering it cost 3600 to drive a 1.6 307


You paid £5500 to be insured on a car for a year? SHIT THE BED!



Yep And I've never regretted it, all my mates were driving Crappy poverty spec slow Car's with no mod con's and crappy interiors like 1.2 8v corsa's
And i was driving a driving a 2.0 GTi with suede and leather interior A/c on a 51 plate car and never had a problem with it whereas all my mates banger's were breaking all the time


theres some middle ground though, when I passed my test I bought a new astra (2005 reg at the time), 1.6 16v sport and only paid £900 insurance
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
14th Aug 08 at 09:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by dannymccann
It doesnt matter who its registered to in the eyes of the insurance company, if you are going to be the main driver you need to be insured as the main driver. By all means put your great aunty Celia who lives in Australia and has been driving like a Christian for the last 100 years as a named driver, as long as the person involved in an accident is corrctly insured it doesnt matter


haha great example! Thanks!
Richardhhha
Member

Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
14th Aug 08 at 09:31   View User's Profile U2U Member Reply With Quote

ive just had to pay £780 to insure my white GLS....
mooney
Member

Registered: 20th Oct 05
Location: north west uk
User status: Offline
14th Aug 08 at 09:40   View User's Profile U2U Member Reply With Quote

some benefits of being old,
my insurance on a 53 reg 2.0 turbo vec is £500, thats with a claim 2 years ago, was looking on www.moneysupermarket.co.uk and i can now get insured on a monaro for a little over a grand
Lynny
Member

Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
14th Aug 08 at 09:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mooney
some benefits of being old,
my insurance on a 53 reg 2.0 turbo vec is £500, thats with a claim 2 years ago, was looking on www.moneysupermarket.co.uk and i can now get insured on a monaro for a little over a grand


not just being old, also helps if you have breasts
mooney
Member

Registered: 20th Oct 05
Location: north west uk
User status: Offline
14th Aug 08 at 09:44   View User's Profile U2U Member Reply With Quote

i've started working out more to try reduce the man boob's, i'd rather not talk about it
Lynny
Member

Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
14th Aug 08 at 09:49   View User's Profile U2U Member Reply With Quote

take a photo of them, send it to insurance company under the name of 'mrs mooney', and you'll get cheaper insurance
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
14th Aug 08 at 09:51   View User's Profile U2U Member Reply With Quote

That might work for me too, im only 20, could do with getting rid of them tbh
johnhara1
Member

Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
14th Aug 08 at 10:57   View User's Profile U2U Member Reply With Quote

www.gocompare.com

It shouldnt be £2500, more like £1000/£1500

Pass Plus??


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