Tiger
Member
Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
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Is one good without the other?
I'm going for my winter sports holiday in a few weeks, some of the blokes i'm going with are saying about having both of them. I thought comprehensive travel insurance was good enough and probably better than E111 (or whatever the new equiv. is)
I'm cunfuddled so shed some light on it for me!!!
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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The E111 card is required for immediate treatment in the EU, as it shows you're an EU member state. I think it's for 'routine' things that is offered on the NHS, as such.
But you'll need Travel Insurance, particularly Winter Sports Insurance in case of accident i.e. being airlifted off the mountain via helicopter. Those things aren't cheap 
http://www.nhs.uk/Healthcareabroad/Pages/Healthcareabroad.aspx
https://www.ehic.org.uk/Internet/home.do
[Edited on 13-01-2009 by deano87]
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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Get both. I am, and i always have.
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Tiger
Member
Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
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But medical is covered by travel insurance. I have passport to prove im british.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Check your travel insurance documents closely. Because the E111 card/EHIC entitles you to free or reduced cost healthcare, the insurance company are probably going to require you to have one as part of their terms, as it reduces the payout if necessary.
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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E111 has been replaced with the EHIC, which you can just apply for online. I had to do it when I moved to spain 
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Tiger
Member
Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
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I've just applied for it 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I have one too...
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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ive got one, the mrs has one, she tryed to use it in spain last year for nero virus.. charged her 90 quid.. said that card wasnt valid.. 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I've always thought the EHIC/E111 is a bit of a joke. It should form part of the passport, any UK citizen travelling abroad should be carrying a passport and it should be inclusive, even if they add an extra page.
When we were out snowboarding last year an English lad broke both legs on the first day; he didn't have an EHIC and the French medical service refused to treat him until he raised a £2500 guarnatee/bond for treatment.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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E111 gives you emergency treatment in a European hospital. Not very useful when you smash you ACL and need to be helicoptered off of the mountain - the helicopters are run privately and it costs approximately £2k for an airlift. They will then take you to a private medical centre for most injuries who will charge £200+ for an examination. Then there's the sticky business of what happens if you've accidentally knocked someone over while skiiing because they can and will sue the living shit out of you given half a chance...
So, for winter sports get yourself a specific policy with no excess to pay
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