strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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Just realised i've got another one of these, £20 fee and £28 overdraft fee
I notice the banks taking it to court failed for a second time and now they are trying to go to the house of lords
How many people have got pending cases with the banks? I have had a couple of these this year so now considering putting my letter to the banks.
I have nothing to lose tbh so if i don't get the money back, nothing is lost
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by strick206
How many people have got pending cases with the banks? I have had a couple of these this year so now considering putting my letter to the banks.
Several thousand people! 
Banks won't refund you anything unless it's an error - they will just refer you to said court case and tell you to wait for the complete decision, so in the mean time you have to cough up the fees I'm afraid.
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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I meant people on here sorry
I realise they won't refund you anything yet, i have no problem paying the fees, i got paid a day later than the item i bought went through. So just unlucky really.
But if there is an off chance in getting the money back, it's worth a shot
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Some banks are still coming to agreements with custoemrs and refunding apparently, but they dont have to while the case is still going on.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Nothing a sawn off shot gun cant sort
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16vKarlos
Member
Registered: 27th Oct 07
User status: Offline
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quote:
Originally posted by strick206
Just realised i've got another one of these, £20 fee and £28 overdraft fee
Is this Halifax by any chance or do all of them do it.. £28 overdraft charges are pissing on my fire now. i hate these thigs.
Karlos
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corsa - gus
Member
Registered: 8th Jan 07
Location: Aberdeen, Scotland
User status: Offline
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I hope the banks lose when they go to the House of Lords, could quite possibly make me rich if I can claim back all the charges I've ever had!
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mike_s
Member
Registered: 2nd Jan 09
Location: Pensby, Merseyside
User status: Offline
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why dont u get an aranged overdraft of 100 quid then when u go in it u wont get charged unless u go over that aswell lol
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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Never had a bank charge in my life.
Some people need to learn to manage their money like mike said £100 agreed over draft would sort most peoples needs.
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Yes but John your statement is a bit 'sweeping' - there is a difference between an occasional oversight and regularly 'abusing' your account?
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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if you get a bank charge and its like a complete one off, call the bank say you have noticed the charge and want to know why. they explain, then say to them "why didnt you notify me?"
they will say they sent you a letter. tell them you went into branch 5-6 weeks ago and changed your address, then theyll refund it.
without a letter that you receive they cant charge.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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Yeah, i phoned barclays on behalf of my sis in regards to her first bank charge.
The happily refunded it but warned that if it happened again they would not refund.
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