SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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Got a verbal quote from my broker to swap my policy from my 205 to my Laguna at the end of September. It was approx 83 quid for the remainder of the policy (ends in June).
Been on crutches for weeks and unable to drive. Phoned my broker today to swap the policy over as of midday tomorrow and presumed i'd be asked to cough up in the region of seventyish quid for the swap.
Not a chance. It's gone UP, to £110 
I'm already on the breadline so i'm just really pissed off now. Should have swapped it over when I first phoned. Oh what a joy hindsight is.
To make matters worse, the additional premium can't be paid seperately. It has to be added to my direct debit so i'll be paying interest on that ammount too.
I hate insurance companies.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Cancel it and shop around for a new policy tbh.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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A quote is only valid for 30 days. Shop around to see if you can get it cheaper.
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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quote:
Originally posted by Ian
Cancel it and shop around for a new policy tbh.
Was thinking about this Ian, but I have a direct debit in force to pay the premium, plus I had an accident in September, so I thought I could end up costing myself money.
Not sure where I stand re policy cancellation what with the claim.
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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quote:
Originally posted by Pop
A quote is only valid for 30 days. Shop around to see if you can get it cheaper.
Oh, I was actually aware of that cheers Pop. I just must have been a bit naive as I presumed the price would drop below the eighty quid mark as it was a month and a half further into the duration of my policy. The last thing i was expecting was it to increase.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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The problem with the market at the moment is that rates are rising. Not ideal for you I know.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Insurance is a bit of a pain in the cunt tbh.
Mines due early next year...wont be happy if its gone up!!
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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It's such a pain isn't it Col.
I'll have to try moneysupermarket etc again, but I can't see anyone helping me out considering how recent my last accident was.
The annoying thing is, I got a really good quote for the Pug from moneysupermarket a couple of months before the accident.
Typical
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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Thinking about it, you may be better accepting it at that. The worst situation to be in would be to shop around and not find it cheaper, then finding the rate has increased again.
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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 I know. God it's all a load of shit isn't it Pop. 
I think i'll give my broker another call on Monday and make some enquiries re policy cancellation though.
I'll see if the claim has been settled too, then I can get the info I need to do an accurate online quote.
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Skylined
Member
Registered: 27th Sep 05
Location: Sideways, Surrey
User status: Offline
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My insurance wanted an extra £400 to swap from my 1.8 astra to my new gsi ....to last from september till jan! - when the policy was only £590 in the first place!
Told them to gtf, cancelled the policy and got a new one for a year for £650 
Missed out on 9months no claims but
£400 was a joke!
[Edited on 06-11-2009 by Skylined]
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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£750 to renew mine.
Might just sell it tbh!!
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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My V8 was double that after I got my license back. Which is why she is currently an ornament.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Might just get another Golf Mk2 GTi, that was about £150 to insure...much more like it!!
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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 A HUDRED AND FIFTY QUID???!!!
Who the hell was that with? I have NEVER had insurance that cheap.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Admiral, ive been with them 8 out of 9yrs driving!!
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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That's fairly incredible Col, especially for a company that must piss millions away each year on advertising.
I think the cheapest premium I ever paid was about 180 quid for a 1.6 litre Cavalier hatchback about eleven or twelve years ago.
I want cheap insurance.
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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What's a 'HUDRED' ?
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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When I sold my Corsa I thought i'd insure my gf's 1.0 12v Corsa for the remainder of the policy and add her on too.
So... XE corsa to 1.0 12v for 2 months. How much?
£215 EXTRA!!
Corsa 2.0 16v Vegas - Sold
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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Thieves Phil.
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