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Author Thin/drag wheels
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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28th Dec 09 at 00:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antnee
They will know its a track map, I will only have the switching device in the car when going to/from track days


sadly this isnt how insurance companies work. i appreciate your niavety about the situation but really they will find any way they can not to pay you out. if they decide you are not covered, how do you explain your track map to the parents of the child you just killed etc..........

i pay a high premium for my car as id rather be covered for everything. incase.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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28th Dec 09 at 00:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_Sport21
But how are they to know that??They certainly wont take your word for it.

What does this switching device consist of??


Dunno, think it may actually contain the maps, I think the ECU can only store the standard map and 1 other
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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28th Dec 09 at 00:25   View User's Profile U2U Member Reply With Quote

Again,how will your insurance company know what map your on??Or know you dont have this special device(which im still a bit curious about)in the car.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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28th Dec 09 at 00:29   View Garage View User's Profile U2U Member Reply With Quote

If you're able to switch between them yourself, then an insurer will probably assume that you're going to use the higher one all the time.

I didn't tell them to reduce my premium because I'm not going to bring the turbo in on the road. That is activated by a switch under my foot.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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28th Dec 09 at 00:34   View User's Profile U2U Member Reply With Quote

say for example i make 200bhp at about 3000rpm then 500 odd at 7000 rpm. say i dont go over 3000rpm on the road so therefore tell insurance company i only have 200bhp, which would technically be true as i only use 3000-7000rpm on the strip. is this going to be fair? are they going to believe it?
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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28th Dec 09 at 00:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nic Barnes
say for example i make 200bhp at about 3000rpm then 500 odd at 7000 rpm. say i dont go over 3000rpm on the road so therefore tell insurance company i only have 200bhp, which would technically be true as i only use 3000-7000rpm on the strip. is this going to be fair? are they going to believe it?


If your with the same insurance company as Antnee,then yes.

Or you could fit some sort of rev limiter device that kicks in @ 3000rpm and can only be activated by a special key.Wire the key to a transponder/tag thing and leave it in the house.

[Edited on 28-12-2009 by Corsa_Sport21]
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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28th Dec 09 at 00:43   View User's Profile U2U Member Reply With Quote

can do a rev limiter thing tbh, its as easy as putting 4 numbers into a box.
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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28th Dec 09 at 00:44   View User's Profile U2U Member Reply With Quote

Well then theyr you go.Get on the blower to your insurance company tomorrow.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
28th Dec 09 at 00:45   View User's Profile U2U Member Reply With Quote

i dont think they would believe it seen as i just had to fill in loads of forms for the renewal in november.

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