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Author Insurance: should i buy new parts why it goes through?
Generation
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Registered: 7th Jul 09
Location: Essex
User status: Offline
16th Jan 10 at 20:44   View User's Profile U2U Member Reply With Quote

Basically I had a crash yeserday into a bus, was totally bus's fault, I have a witness agreeing also. I am due to go and speak with bus driver/company on Monday, either way I need a new wing/arch and bumper and wheel to be resprayed.

Is it worth me buying a wing/arch now geeting them ready for car. Or if I win the insurance case,does insurance buy these parts for me? I know insurance pays for it, but do they give me cash? If so I may aswell buy parts so I can have a car driveable.


Hope that makes sense
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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16th Jan 10 at 21:22   View Garage View User's Profile U2U Member Reply With Quote

I wouldn't go buying any parts just yet to be honest mate. I'd wait until the other party has admitted liability and you've had an inspector come out and look at it. That way you know whether or not the insurance are going to fix it or not If you get the ok from the insurance they pay for all the repairs at a bodyshop of your choice, including buying the parts etc.
Generation
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Registered: 7th Jul 09
Location: Essex
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16th Jan 10 at 21:32   View User's Profile U2U Member Reply With Quote

Thanks Shaun,He has no admitted it,so it will go through insurance and may drag out, will insurance buy parts from vaux or what? I am confused how they actaully pay for the items and get them to me/bodyshop
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
16th Jan 10 at 21:37   View User's Profile U2U Member Reply With Quote

What happened?
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
16th Jan 10 at 21:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Generation
Thanks Shaun,He has no admitted it,so it will go through insurance and may drag out, will insurance buy parts from vaux or what? I am confused how they actaully pay for the items and get them to me/bodyshop


If his insurance is paying, the car goes into bodyshop, they buy all parts and the insurance picks up the bill
Generation
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Registered: 7th Jul 09
Location: Essex
User status: Offline
16th Jan 10 at 22:23   View User's Profile U2U Member Reply With Quote

Was overtaking a bus when it pulled out, I had to slam on my brake to avoid on-coming traffic meaning side of bus(cause ws leaving bus stop at an angle) caught all along my car
Generation
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Registered: 7th Jul 09
Location: Essex
User status: Offline
16th Jan 10 at 22:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by am4nf
quote:
Originally posted by Generation
Thanks Shaun,He has no admitted it,so it will go through insurance and may drag out, will insurance buy parts from vaux or what? I am confused how they actaully pay for the items and get them to me/bodyshop


If his insurance is paying, the car goes into bodyshop, they buy all parts and the insurance picks up the bill


Oh I see, so ideally, go through insurance rather than cash payout,so can get geneine arches etc from vaux
Generation
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Registered: 7th Jul 09
Location: Essex
User status: Offline
16th Jan 10 at 22:25   View User's Profile U2U Member Reply With Quote

Thing is my wing is only scratched from the crash,however is was worst panel on car anyway, Can i buy a new wing and tell them to paint that?, and my wheels are custom colour, one is damaged does insurance have to pay for all 4 wheels?
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
16th Jan 10 at 22:28   View User's Profile U2U Member Reply With Quote

that depends if they are declared I think, might just get it fixed and sprayed a normal colour
Generation
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Registered: 7th Jul 09
Location: Essex
User status: Offline
16th Jan 10 at 22:37   View User's Profile U2U Member Reply With Quote

They are declared as alloys, but not the colour or anything

 
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