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Author Oh FFS....
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
26th Mar 10 at 13:34   View User's Profile U2U Member Reply With Quote

Checked my account today... nearly £900 is pending to go out ...

I thought wtf is that for!

My rent went out a couple of days ago £700 and I insured my car at the start of this week for £570... they're the only big payments I believed to be awaiting processing.

Suddenly it's clicked in my head... ! All my mail gets delivered to my parents house and when I was theres recently, I saw a letter from admiral that was offering me a quote of £870ish (jog on I thought) - I chucked the letter on the fire.

I'm almost 100% certain that - if I read the small print on that letter it would say 'Don't worry, we've got this quote for you and if you want to keep it, just do nothing and we'll take the money! ... If you want to cancel call us on .... bla bla bla'.

So I reckon these pricks have taken out this policy and charged me the money for that insurance!

... What's worse is that, the insurer on both policies (the one I took out and the one in the letter) are the same insurer!

Thus, I have 2 policies from the same insurer on the same car (different address, different mileage limit) for a total of £1400 ... :doyle: :doyle: :doyle:

So pissed off... need to try to get my money back now, but i bet they'll not give me the full amount.
Nath
Member

Registered: 3rd Apr 02
Location: MK
User status: Offline
26th Mar 10 at 13:35   View User's Profile U2U Member Reply With Quote

If its past the cooling off period they'll charge you.
moka
Member

Registered: 11th Mar 06
User status: Offline
26th Mar 10 at 13:35   View User's Profile U2U Member Reply With Quote

hahahaha shit??? Ring them!?!??!
Neo
Member

Registered: 20th Feb 07
Location: Essex
User status: Offline
26th Mar 10 at 13:35   View User's Profile U2U Member Reply With Quote

Pretty much paul, I had a pain beginning of this month changing insurers etc

Give them a call and sort it out
sc0ott
Member

Registered: 16th Feb 09
User status: Offline
26th Mar 10 at 13:36   View User's Profile U2U Member Reply With Quote

if someone crashes into you, you will get two sets of monies?
Neo
Member

Registered: 20th Feb 07
Location: Essex
User status: Offline
26th Mar 10 at 13:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sc0ott
if someone crashes into you, you will get two sets of monies?


No you'll get done as they will both become void
John
Member

Registered: 30th Jun 03
User status: Offline
26th Mar 10 at 13:37   View User's Profile U2U Member Reply With Quote

They always renew unless you cancel, it's a renewal letter they send through, not a quote.
Root
Member

Registered: 28th Dec 08
User status: Offline
26th Mar 10 at 13:38   View User's Profile U2U Member Reply With Quote

ouch, that is quite a doyle.
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
26th Mar 10 at 13:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nath
If its past the cooling off period they'll charge you.


cooling off period?

insurance was due on 23rd of march.

Fro
Member

Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
26th Mar 10 at 13:41   View User's Profile U2U Member Reply With Quote

You get a certain amount of days to cancel once the policy has been taken out.
aron
Member

Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
26th Mar 10 at 13:41   View User's Profile U2U Member Reply With Quote

i was with admiral before i sorted out a classic policy.

admiral took the money, i phoned them and said i wanted to cancel, and they debited my account with the full amount.

chill winston.
Nath
Member

Registered: 3rd Apr 02
Location: MK
User status: Offline
26th Mar 10 at 13:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Paul_J
quote:
Originally posted by Nath
If its past the cooling off period they'll charge you.


cooling off period?

insurance was due on 23rd of march.




Normally get 14 days to cancel any policy after taking it out.
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
26th Mar 10 at 13:41   View User's Profile U2U Member Reply With Quote

phew
GSi Ghost
Member

Registered: 15th Dec 05
Location: Stoke-on-Trent
User status: Offline
26th Mar 10 at 17:03   View User's Profile U2U Member Reply With Quote

lol. that happened to me once!! but it must have been a week before i even realised i had 2 insurance policies running on the same car! The only reason i realised is because i had a new insurance certificate through the post! lol. Yeah cancelled the expensive one and got a full refund!
Corsa_Sport21
Member

Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
26th Mar 10 at 17:39   View User's Profile U2U Member Reply With Quote

You will probably get charged for the 3-4 days that your insurance has been running.Id get on the blower asap and get it cancelled.
16vKarlos
Member

Registered: 27th Oct 07
User status: Offline
26th Mar 10 at 18:36   View User's Profile U2U Member Reply With Quote

did you call?
BarnshaW
Member

Registered: 25th Oct 06
User status: Offline
26th Mar 10 at 18:38   View User's Profile U2U Member Reply With Quote

you might get charged like £30 admin fee. As john says its a renewal notice, it says on them if they dont hear from you they will take the premium again from the same card as before.
GSi Ghost
Member

Registered: 15th Dec 05
Location: Stoke-on-Trent
User status: Offline
26th Mar 10 at 18:57   View User's Profile U2U Member Reply With Quote

i didnt get charged a penny when it was mine!

 
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