FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Just want to clarify this before I take further action.
If I put my mom down as an additional driver when getting insurance quotes it drops it a lot!
I can get insured on cars that ive always wanted etc now with 4 yncb.
But how does it work? If I crash does she loose her ncb she has now? Vies versa..
Just means she can drive it legally? (even though she would be told to gtf) 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ive always had my old dear & more recently old man on my policy for that exact reason & it didnt harm his ncb when I crashed!!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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it just means she can drive it when she wants.
i done it with the focus, dropped the price about £400.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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It's perfectly legal, my Mum and Dad are always named drivers on my policy just to bring it down a bit 
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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All it does is drop the premium, but technically they still have to use the car sometimes, but how would the insurance companies know? they don't.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Plus when I crashed, my Mum was on the policy and I she didn't loose anything, I just got the crash on my record and lost my NCB.
My parents do use the car once in a blue moon
[Edited on 27-04-2010 by pow]
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AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
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Had my mum on my policy for a few years even though she only has a provisional/full bike license it still dropped. This year though it made it more expensive so she came off
[Edited on 27-04-2010 by AlunJ]
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i bet some berk comes in here and starts talking about fronting without realising he's completely mis-understood the question.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I'm also waiting for that Ben.
What to say that one day when I've had a drink my parents need to move my car so theycan get one of theirs out. They need insurance for that so better to have them there just in case huh  ?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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aye my MUM and dad are both on my policy, brought it down £450
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luciaadr
Member
Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
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I always have both parents on the policy as additional drivers, its a win-win.
Drops the price, and if they ever need to drive it for whatever reason, they can totally legally
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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I recently took mum off my policy. She had an accident in her own car which had to be declared and ended up costing me about another £100
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SR91
Member
Registered: 21st Jun 08
Location: Lancashire.
User status: Offline
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I always have my mum as main driver.. It brings it down a lot 
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stubs
Member
Registered: 30th Jun 02
Location: Bolton
User status: Offline
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Be carefull if you do this though - I had my ex on my policy for this reason and when we split up I figured I might aswell leave her on for a while.. and forgot!
A year & half later I wrote my car off and the insurance wanted a copy of her license aswell as mine! She went awol at me, thinking I was trying to make a claim in her name!! Almost cost me my payout as she wasn't willing to co-operate, but in the end she gave up & co-operated.
We got back together as a result of being back intouch... guess she felt sorry for me, but it didn't last - slag cheated on me & we split up again.
...but be warned 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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That reminds me, I really must get myself off my ex's policy
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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quote:
Originally posted by pow
That reminds me, I really must get myself off my ex's policy
I'm still on my ex's policy as I make it cheaper for her apparently. Yet to take advantage of that and borrow the car lol.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Im just bitter and twisted and want the cheating bitch to pay more 
[Edited on 27-04-2010 by pow]
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Added driver wont loose nothing. As its the main driver that gains the no claims. Dunno how it works on those where added drivers get no claims too though.
Ive got my mum and sister on mine, dropped it alot, my mum would never be allowed to drive it, and my sister lives 30miles away
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Sportycorsa86
Member
Registered: 10th Dec 07
Location: hertfordshire ( cheshunt)
User status: Offline
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how does this work?? ive tryed to put my mum and dad on the policy and it made it the quote go up?? also they charge to have people put on it anyway ?? am i doing something wrong ??
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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yes you probably are. adding drivers is free, unless you're with some weird shit insurance company.
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stubs
Member
Registered: 30th Jun 02
Location: Bolton
User status: Offline
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...or unless they're younger than you
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Most of the price comparison sites actually recommend adding an older driver to the policy.
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