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Author Loans
biswell
Member

Registered: 2nd Jun 09
Location: Watford
User status: Offline
31st May 10 at 21:28   View User's Profile U2U Member Reply With Quote

Looking at getting a loan to buy a new car but everywhere i try either want stupid intrest rates or an adim fee to do the loan which half of them are a scam , so just wondering if anyone knows any companies ?
jibjob
Member

Registered: 6th Apr 08
Location: Elworth, Cheshire
User status: Offline
31st May 10 at 21:31   View User's Profile U2U Member Reply With Quote

Halifax i got mine with. Cheap interest, easy payments and offered me a massive amount with little interest.
biswell
Member

Registered: 2nd Jun 09
Location: Watford
User status: Offline
31st May 10 at 21:33   View User's Profile U2U Member Reply With Quote

yh i have tried halifax but they didnt accept me for some reason lol
Ash_EP3
Member

Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
31st May 10 at 23:31   View User's Profile U2U Member Reply With Quote

I got mine through Halifax 7.9% APR it's nae bad but sucks having £200 a month out of the account
Planty02
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Registered: 5th Mar 05
Location: Burslem, Stoke-on-Trent
User status: Offline
1st Jun 10 at 09:06   View User's Profile U2U Member Reply With Quote

Tesco are good Got mine from them but as said, painful seeing £xxx going out every month
ed
Member

Registered: 10th Sep 03
User status: Offline
1st Jun 10 at 09:17   View User's Profile U2U Member Reply With Quote

Have you checked to see if you're eligible for a Zopa loan? The rates are quite good if you've got a good credit rating...
FruitBooTeR
Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
1st Jun 10 at 10:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ash_EP3
I got mine through Halifax 7.9% APR it's nae bad but sucks having £200 a month out of the account


How much did you borrow?

Looking on their site the APR is quite high on small loans of 1-5000.

You must have quite a good credit rating to get 7.9%
Ash_EP3
Member

Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
1st Jun 10 at 17:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by FruitBooTeR
quote:
Originally posted by Ash_EP3
I got mine through Halifax 7.9% APR it's nae bad but sucks having £200 a month out of the account


How much did you borrow?

Looking on their site the APR is quite high on small loans of 1-5000.

You must have quite a good credit rating to get 7.9%


I borrowed £8k over 4 years mate - bearing in mind this was last year.... and I got the deal online which made it cheaper.

My credit rating was good until I got the loan
biswell
Member

Registered: 2nd Jun 09
Location: Watford
User status: Offline
1st Jun 10 at 18:01   View User's Profile U2U Member Reply With Quote

just tryed on zopa but you got to be 20 im only 19 lol anyone else got any ideas have tried halifax tescos and sainsburys so far and no luck
Pop
Member

Registered: 8th May 03
Location: Reading
User status: Offline
1st Jun 10 at 18:02   View User's Profile U2U Member Reply With Quote

Stop trying for the moment as it will be going against you all the credit checks.
Toby
Premium Member

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Registered: 29th Nov 05
User status: Offline
1st Jun 10 at 18:22   View Garage View User's Profile U2U Member Reply With Quote

Garage finance? I got 4.8%

 
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