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Author Insurance: driving other cars 3rd party
richy_p2009
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Registered: 22nd Dec 09
Location: Ryhope, Tyne and Wear
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12th Jul 10 at 15:44   View User's Profile U2U Member Reply With Quote

im with quinn direct and i can im 23 but had policy with them since was 21 and still could
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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12th Jul 10 at 16:01   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sampayne21
what are you doing now then, when your corsa is off road?

its even more difficult because only selected companies will let you have modifications at a reasonable price


Corsas still on the road at the moment Sam being used daily Not 100% sure what I'm with it yet though.

Another idea might be to try a specialist company who will let you mirror you NCB onto another policy with them for the second car
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 20:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by shaunmods
quote:
Originally posted by sampayne21
what are you doing now then, when your corsa is off road?

its even more difficult because only selected companies will let you have modifications at a reasonable price


Corsas still on the road at the moment Sam being used daily Not 100% sure what I'm with it yet though.

Another idea might be to try a specialist company who will let you mirror you NCB onto another policy with them for the second car




as long as your still enjoying it, dont do anything silly like sell it.

thing is im only gonna use my second car every now and then, like when im working on my main car or need to carry 5 people etc. the rest of the time it will be used by another family member so cant really use the mirrored ncb idea

i might see what a multi car quote comes out like, but cant think there gona like modifications
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 20:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by richy_p2009
im with quinn direct and i can im 23 but had policy with them since was 21 and still could


il try them tommorow, adrian flux and brentace insurance said i was basicially wasting my breathe
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Jul 10 at 20:37   View Garage View User's Profile U2U Member Reply With Quote

As of next week I'll have it back at the tender age of 21
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 20:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
As of next week I'll have it back at the tender age of 21


how?
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Jul 10 at 20:44   View Garage View User's Profile U2U Member Reply With Quote

I'm an IAM member, got insured through their scheme and I have this privilege.
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 20:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
I'm an IAM member, got insured through their scheme and I have this privilege.


you are officially a lucky git pow
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Jul 10 at 20:52   View Garage View User's Profile U2U Member Reply With Quote

John is as well, he's the lucky git that pointed me in the right direction

It's useful yes, but not sure I could drive a car everyday on the back of it. Means I can hop into my uncles/grandmas/mates car for a quick blast though and know that if I get pulled, I'm fully legal.
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 21:01   View User's Profile U2U Member Reply With Quote

are you still with quinn i take it?
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Jul 10 at 21:04   View Garage View User's Profile U2U Member Reply With Quote

Nah, with the IAM.

Wouldn't touch quinn with my ex's new boyfriends AIDs ridden cock
sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
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12th Jul 10 at 21:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Nah, with the IAM.

Wouldn't touch quinn with my ex's new boyfriends AIDs ridden cock


pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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12th Jul 10 at 21:15   View Garage View User's Profile U2U Member Reply With Quote

Even I had a little snigger at that
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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13th Jul 10 at 12:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
^^& thats pretty much the reason why they dont do it any more!!




yup, any loophole will be expoited
Chadicles
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Registered: 8th Jun 09
Location: Westbury, Wiltshire
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14th Jul 10 at 16:23   View User's Profile U2U Member Reply With Quote

bell used to do it as an optional extra for any age for like £30 extra but they have since stopped this like a few years ago.. thankfully i kept my policy running since i was 18 and every year its stated on my insurance policy i can drive any car third party.... and yes i abuse this alot but i must add its only for cars with private insurance, if the cars has company or motor trade insurance on it you are not insured! i also heard you can drive any car thats up to and not exceeding you cars cc and bhp. but i think thats crap and its not stated on my policy!
John
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Registered: 30th Jun 03
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14th Jul 10 at 17:22   View User's Profile U2U Member Reply With Quote

Bell done it until December last year, you probably won't get it now even on a renewal unless you are 25.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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14th Jul 10 at 18:04   View Garage View User's Profile U2U Member Reply With Quote

I lost it because Bell wanted double the price come renewal time just to keep that extra. It was good but not 100% necessary!

You can drive ANY car as well but it only covers if you hit a third party.

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