Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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quote: Originally posted by loafofbrett
That doesn't sound right. I was always under the impression the car had to have it's own policy? Surely it'd be flagged up immediately on a police anpr too. Also, that'd be a pretty nice loop hole to drive a silly car without needing to pay the correct premium on it?
exactly my thoughts so i made it clear asking and re-wording the question to make sure we both understood the answer (and it would be on tape if the call was recorded) and the chap on the phone said clearly that i could drive the car and be insured with the owners permission, the car would be insured under my policy, a situation where the driver is insured and not the car.
as for anpr, i only took it a mile up the road and back. so it wasn't an issue. and after seeing some of those shows i have seen police pull over a mechanic taking the car on a "road test" the car gets pulled for no insurance. as its been off the road, hence needing a mechanic to put things right. the policeman rang the owner and agreed it wasn't insured, but the driver was under the garage/trade insurance. and so it was all legal
it is (currently) an offence to drive without insurance. the car wasn't insured but the driver was, so there is insurance in place thus legal.
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